Construction Loan Lenders in Prescott, Arizona (2026)

Lendersa® provides a detailed list of construction loan lenders in Prescott, AZ, encompassing regional banks, national lenders, and specialized local hard money lenders that use private funds. Whether you're planning ground-up construction or a major renovation, these options fit your needs.

In Prescott, AZ, lenders estimate the building cost for a 2,000 square foot home, starting at $236,145 for basic construction and rising to $427,840 for more luxurious designs. The interest rate and terms for construction loans differ, influenced by your financial situation, the LTV, ARV, and the type of lender you choose.

Explore loan offers from 100 lenders

The Innovative Construction Loan Calculator

To cover all your construction financing needs comprehensively, Lendersa® leverages AI technology to match your loan inquiries with numerous construction lenders efficiently. This tool allows you to identify optimal construction rates for funding new construction, fix-and-flip, or significant rehabs on both residential and commercial projects across AZ.

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Limiting unnecessary credit inquiries is essential for maintaining a good credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial details.

Qualifying for 100% Loan-to-Value (LTV) financing could be possible if you agree to use additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 86305 tailored to your needs.



Prescott Construction Loan Lenders

  • Smart Mortgage
  • 1701 North Emerald Dr., Prescott, AZ, 86301
  • Lends in Arizona
  • The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Lends in Arizona
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.

  • Mission Bank
  • 2439 Hualapai Mountain Road, Kingman, AZ, 86401
  • Lends in Arizona
  • Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.

  • ELECTRUM FINANCIAL PLLC
  • 27610 N 47th St, Cave Creek, AZ, 85331
  • Lends in Arizona
  • Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker

  • Solido Capital Group
  • 15901 W Waddell Rd #1096, Surprise, AZ, 85379
  • Lends in Arizona
  • Solido Capital Group — 24 years of lending expertise, laser-focused on what builders and investors need most: Construction loans, Rehab loans, DSCR loans, Commercial, and DSCR HELOCs. We don't dabble — we specialize. If you're building, flipping, or scaling a portfolio, we're your capital partner. 

  • Setabay LLC
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Lends in Arizona
  • We Specialize in Private Hard Money Loans. If You Are Not Using Setabay You’re Probably Paying Way Too Much. Setabay LLC is a Arizona Private Hard Money Lender. Lending on Commercial, Investor, Rental, Fix and Flip, Multi Family. Licensed AZ Mortgage Broker and Licensed Loan Originator NMLS 1057417.

  • 1st Tribal Business Loan
  • 1449 W. Wickieup Lane, Phoenix, AZ, 85027
  • Lends in Arizona
  • 1st Tribal Lending is comprised of the most experience HUD Section 184 lending team in the nation. Much of our staff has been in the HUD Section 184 industry for greater than ten years. Our underwriters were among the first in the nation to become approved to directly underwrite this loan product

  • Setabay Loan Trust Deed Investing - Private Lender
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Lends in Arizona
  • Setabay LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions. If the loan is denied for any reasons, Setabay LLC is not responsible for refunding any of the costs/fees or services pay directly by you.

  • Precision Mortgage Inc.
  • 14155 N 83rd Ave, Suite 125, Glendale, AZ, 85381
  • Lends in Arizona
  • Precesion Mortgage has a strong reputation as an outstanding mortgage firm in Peoria Arizona, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.