2026 Construction Loan Lenders for Prescott-Valley, Arizona

Lendersa® provides a comprehensive list of construction loan lenders located in Prescott-Valley, AZ. These include regional banks, national financial institutions, as well as local hard money lenders who utilize private funds to support either your ground-up construction projects or significant renovations.

The construction costs for a 2,000 square foot home in Prescott-Valley, AZ, are calculated by lenders, starting at around $236,332 for fundamental construction and escalating to approximately $428,027 for more upscale constructions. The interest rates along with the terms of the construction loans vary, influenced by the borrower's financials, LTV (Loan to Value ratio), ARV (After Repair Value), and the chosen type of lender.

Compare loan offers from a wide range of 100 lenders

The fascinating construction loan calculator

To comprehensively cover your construction financing requirements, Lendersa® utilizes advanced AI technology to promptly match your loan applications with hundreds of construction lenders. You now have the opportunity to explore optimal construction rates suitable for ground-up constructions, flip projects, or major renovations on both residential and commercial properties across AZ.

Nearby construction loan lenders

Minimizing unneeded credit inquiries can help prevent decreases in your credit score. Secure pre-approval for your land loan without requirement of your social security number or other sensitive financial data.

By pledging additional property as collateral (known as a blanket loan), you might qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to find available vacant land loan lenders within zip codes 86327.



Prescott-Valley Construction Loan Lenders

  • Smart Mortgage
  • 1701 North Emerald Dr., Prescott, AZ, 86301
  • Lends in Arizona
  • The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • ELECTRUM FINANCIAL PLLC
  • 27610 N 47th St, Cave Creek, AZ, 85331
  • Lends in Arizona
  • Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker

  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Lends in Arizona
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.

  • A&A Funding Corporation
  • 10031 E. Dynamite Blvd Suite 230, Scottsdale, AZ, 85262
  • Lends in Arizona
  • A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.

  • Clear Choice Mortgage
  • 2550 E Rose Garden Lane, Phoenix, AZ, 85050
  • Lends in Arizona
  • Our goal is simple: provide a level of service that exceeds expectations and deliver on time, every time. Period. From the very beginning, our approach focuses on integrity, honesty, knowledge and straight-forward communication, all of which create a solid foundation for developing lasting client and business partnerships.

  • American Financial Lending, Inc.
  • 20860 N. Tatum Blvd. # 160, Phoenix, AZ, 85050
  • Lends in Arizona
  • At American Financial Lending, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Setabay LLC
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Lends in Arizona
  • We Specialize in Private Hard Money Loans. If You Are Not Using Setabay You’re Probably Paying Way Too Much. Setabay LLC is a Arizona Private Hard Money Lender. Lending on Commercial, Investor, Rental, Fix and Flip, Multi Family. Licensed AZ Mortgage Broker and Licensed Loan Originator NMLS 1057417.

  • 1st Tribal Business Loan
  • 1449 W. Wickieup Lane, Phoenix, AZ, 85027
  • Lends in Arizona
  • 1st Tribal Lending is comprised of the most experience HUD Section 184 lending team in the nation. Much of our staff has been in the HUD Section 184 industry for greater than ten years. Our underwriters were among the first in the nation to become approved to directly underwrite this loan product

  • Setabay Loan Trust Deed Investing - Private Lender
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Lends in Arizona
  • Setabay LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions. If the loan is denied for any reasons, Setabay LLC is not responsible for refunding any of the costs/fees or services pay directly by you.