382 Construction Loan Lenders with AI in Rio-Rico, Arizona 2025

The Lendersa® team offers a comprehensive list of construction loan providers in Rio-Rico, AZ, featuring regional banks, national lenders, and private local hard money lenders perfect for ground-up construction or major renovations.

Calculations by lenders reveal that the cost to construct a 2,000 square foot home in Rio-Rico, AZ ranges from $235,969 for standard builds to $427,664 for more luxurious options. Interest rates and terms on a construction loan can vary based on the borrower's financial circumstances, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the type of lender chosen.

Compare loan offers from 100 lenders

The ultimate construction loan calculator

Lendersa® uses advanced AI technology to match your loan request with many construction lenders to fulfill all your financing needs. You can now easily find top construction rates for financing ground-up construction, fix-and-flip projects, or major rehabs in both residential and commercial properties across AZ.

Finding local construction loan lenders

To maintain your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without revealing your social security number or any sensitive financial details.

You might be eligible for 100% LTV (Loan to Value) financing by offering additional property as a blanket loan security.

Utilize the Lendersa® land loan calculator to search for vacant land loan lenders in the regions with zip codes 85640, 85648.



  • First American Credit Union
  • 1001 North Pinal Ave, Casa Grande, AZ, 85122
  • Our mission is to create financial independence, promote diversity and assist hard-working families. First American Credit Union is a community oriented, non-profit financial institution. Our members and employees are people like you who live and work in Southwest Arizona and areas of New Mexico.
  • AnnieMac
  • 211 N. Florence Street, Suite 102 & 103, Casa Grande, AZ, 85122
  • AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches
  • Geneva Financial Home Loans
  • 3155 S. Price Road, Suite 105, Chandler, AZ, 85248
  • Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
  • Service First Mortgage Company
  • 3345 S. Val Vista Drive, Suite 105, Gilbert, AZ, 85297
  • Service First Mortgage was founded by CEO and President, Shawn Broussard, as a small mortgage brokerage firm with a hands-on-approach to meeting the needs of the consumer. Today, we are a full-service mortgage lending entity at the top of production and customer satisfaction in Texas and Arizona.
  • Hard Money, LLC
  • 4333 S Avenida De Angeles, Gold Canyon, AZ, 85118
  • Arizona's HARD MONEY, LLC makes DIRECT, private bridge loans. Call/e-mail/text now to get a quick answer. Loans can be funded in as little as 5 business days; our customers come 1st. We specialize in rehab/flip loans with advances of 60-70% of the "after repaired" value. Your loan will be secured by a first trust deed on real estate.
  • Nexa Mortgage, LLC
  • 5559 S Sossaman Rd Bldg #1, Mesa, AZ, 85212
  • Nexa Mortgage, LLC: Your Partner in Home Ownership **Secure Your Dream Home with Ease** Nexa Mortgage, LLC, led by Jason Elliott, offers tailored mortgage solutions from California, ensuring fast, competitive rates. We serve first-time buyers and seasoned investors alike with quick closings and personalized guidance, making home ownership sea
  • Gateway Commercial Bank
  • 6860 East Warner Road, Mesa, AZ, 85212
  • Gateway Bank represents a return to how banking used to be, where the staff knew everyone by name and treated you like a person instead of a number. We bring this nostalgic approach into modern times and offer the best of both worlds: the local, personal attention you want, plus a wide variety of products and services to meet your needs.
  • USA Private Money, LLC
  • 5332 South Sabrina, Mesa, AZ, 85212
  • USA Private Money is a private lender providing loans across the United States. They provide fix-and-flip loans, hard money bridge loans, refinancing, loans for rental properties, and private commercial loans. They offer loan amounts starting from $45,000 with a maximum LTV of 90%, terms up to 300 months, and rates ranging between 6% and 8%.
  • Barrett Financial Group
  • 2701 E Insight Way, Suite 150, Chandler, AZ, 85286
  • At Barrett Financial Group, we harness 20 years of experience to offer you unparalleled lending solutions. From conventional mortgages to niche loans for self-employed individuals, our expertise spans FHA, VA, USDA, and more. Trust us to provide tailored, professional guidance and financing options to suit your unique needs. Contact us today to mak