2026 Construction Loan Lenders for Yuma, Arizona

The Lendersa® compilation of construction loan lenders in Yuma, AZ features regional banking entities, national lenders, and local hard money lenders. These lenders use private capital catering to your ground-up construction projects or significant refurbishments.

In Yuma, AZ, lenders assess the construction cost for a 2,000 Sq. Ft. home, ranging from $236,354 for basic construction to $428,049 for more luxurious builds. Interest rates and loan terms adjust according to the borrower's financial profile, LTV, ARV, and selected lender type.

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Lendersa®'s advanced AI technology ensures all your construction financing needs are met by swiftly aligning your loan application with numerous construction lenders. Discover excellent construction rates for funding projects like ground-up builds, fix-and-flips, or major renovations on both residential and commercial properties within the AZ.

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To safeguard your credit score, avoid unnecessary inquiries. Obtain preapproval for a land loan without disclosing your social security number or any sensitive financial details.

Eligibility for 100% LTV (Loan to Value) financing is possible if additional property is pledged as security in a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to find land loan lenders across zip codes 85365.



Yuma Construction Loan Lenders

  • 1st Bank Yuma
  • 2799 South 4th Avenue, Yuma, AZ, 85364
  • Lends in Arizona
  • 1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.

  • Foothills Bank
  • 11689 S. Foothills Blvd, Yuma, AZ, 85367
  • Lends in Arizona
  • Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.

  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge (40 years) have made me a “go-to guy” for borrowers and other mortgage and real estate professionals. We are a direct lender.

  • HORIZON COMMUNITY BANK
  • 225 N. Lake Havasu Ave., Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • Chartered in 2002, one of the older charters in the state and one of only 13 charters in Arizona, Horizon Community Bank initially opened in Lake Havasu City and soon expanded throughout Mohave and La Paz Counties. In 2015, Horizon Community Bank entered the Greater Phoenix Metro market.

  • Summerlin Financial Inc
  • 349 Lake Havasu Ave S, Suite 106, Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • Summerlin Financial is committed to helping you reach your home financing goals, whatever they may be. We have unique loan programs to complement your unique needs. Connect with one of our experienced mortgage professionals to get started today. We are committed to quality customer service