2025 Construction Loans use AI Lenders complete for Chico, California

The Lendersa® directory offers a comprehensive range of construction loan lenders located in Chico, CA. This includes an array of financial bodies such as regional banks, prominent national lenders, and local hard money lenders who utilize private funds to support either your new construction projects or substantial rehabilitations. These financial institutions cater to diverse project funding needs, tailoring solutions to individual financial situations.

For a 2,000 square-foot home in Chico, CA, construction costs are estimated to range from $323,637 for basic construction options up to $581,935 for more luxurious styles. Interest rates and the terms and conditions of construction loans can vary significantly. They often depend on the borrower's financial data, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the type of lender you choose. An informed selection of lender types can greatly influence the terms received.

Explore and compare offers from an extensive network of 100 distinct lenders

The Cutting-Edge Construction Loan Calculator

Lendersa® employs advanced AI technology to ensure all your construction financing requirements are effectively addressed. This technology matches your loan requests to a multitude of construction lenders with precision. Whether you are looking to fund a new building, a flip project, or extensive renovation, particularly for residential or commercial properties across CA, you can now efficiently find optimal construction rates. This intelligent system enhances the ease of locating competitive rates and suitable lenders for your specific project demands.

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By minimizing unnecessary inquiries, you can prevent adverse effects on your credit score. Obtain preapproval for your land loan seamlessly without the need to disclose your social security number or any critical financial information.

It's possible to qualify for full 100% LTV (Loan to Value) financing if you're willing to pledge additional properties as collateral—this is commonly referred to as a blanket loan.

Utilize Lendersa® land loan calculator to efficiently identify vacant land loan lenders within specific zip codes 95973, 95926, 95928, 95927, 95929, 95976, facilitating a more targeted and localized search for loan options.



  • Choice Real Estate Funding, LLC
  • 551 South Duncan Avenue, Clearwater, FL, 33756
  • Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • Palm Harbor Mortgage Advisors, Inc
  • 3964 Mullenhurst Dr, Palm Harbor, FL, 34685
  • "We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership. Family owned and operated with over 20 years experience. Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"
  • Merchant One Financial
  • 12800 Indian Rocks Rd #5C, Largo, FL, 33774
  • mer1loans.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and We cater to new home purchases and refinance loans. Take advantage of the low rates in the market today while it lasts. FHA/VA loans, USDA loans, commercial, and conventional.
  • Artisan Mortgage Company, Inc.
  • 239 Highland Rd, Hershey, PA, 17033
  • Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.
  • Monument Home Loans
  • 4075 Wilson Blvd, Suite 823, Arlington, VA, 22203
  • Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
  • Integrity Mortgage Group
  • 2401 W Bay Dr, Largo, FL, 33770
  • Integrity Mortgage Group (IMG) is a direct mortgage bank with a focus on providing many different mortgage loan options. IMG helps customers find the right solution for their mortgage lending needs. The borrower is our focus, first and foremost, as we provide a means for them to grow and prosper.
  • Professional Mortgage Alliance LLC
  • 28870 US Highway 19 North, Suite 320, Clearwater, FL, 33761
  • At Mortgage Alliance, LLC, (PMA) was founded in 2014 by its President and CEO Mr. Michael L. Banner. We operate in Florida and New Jersey Mr. Banner brings 36 years of mortgage experience to the table and has established PMA as a premier mortgage company offering Fannie Mae, Freddie Mac, FHA, VA and Reverse Mortgages.
  • O.J. MORTGAGE COMPANY INC.
  • 29190 US Hwy 19 N, Clearwater, FL, 33761
  • OJ Mortgage Inc. do business the old fashioned way – one by one, family by family. We understand that obtaining a mortgage is one of the most important decisions many of us will ever make and it is our duty to make sure that you make the right one for you and your family. We will always provide you with the mortgage program that’s right for you