Construction loans by with AI by private investors in Chico, CA

The Lendersa® directory offers a comprehensive range of construction loan lenders located in Chico, CA. This includes an array of financial bodies such as regional banks, prominent national lenders, and local hard money lenders who utilize private funds to support either your new construction projects or substantial rehabilitations. These financial institutions cater to diverse project funding needs, tailoring solutions to individual financial situations.

For a 2,000 square-foot home in Chico, CA, construction costs are estimated to range from $323,637 for basic construction options up to $581,935 for more luxurious styles. Interest rates and the terms and conditions of construction loans can vary significantly. They often depend on the borrower's financial data, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the type of lender you choose. An informed selection of lender types can greatly influence the terms received.

Explore and compare offers from an extensive network of 100 distinct lenders

The Cutting-Edge Construction Loan Calculator

Lendersa® employs advanced AI technology to ensure all your construction financing requirements are effectively addressed. This technology matches your loan requests to a multitude of construction lenders with precision. Whether you are looking to fund a new building, a flip project, or extensive renovation, particularly for residential or commercial properties across CA, you can now efficiently find optimal construction rates. This intelligent system enhances the ease of locating competitive rates and suitable lenders for your specific project demands.

Need Construction Loan Lenders Nearby?

By minimizing unnecessary inquiries, you can prevent adverse effects on your credit score. Obtain preapproval for your land loan seamlessly without the need to disclose your social security number or any critical financial information.

It's possible to qualify for full 100% LTV (Loan to Value) financing if you're willing to pledge additional properties as collateral—this is commonly referred to as a blanket loan.

Utilize Lendersa® land loan calculator to efficiently identify vacant land loan lenders within specific zip codes 95973, 95926, 95928, 95927, 95929, 95976, facilitating a more targeted and localized search for loan options.



  • Money Brokers
  • 2371 El Camino Ave, Sacramento, CA, 95821
  • The Money Brokers, Inc. has been serving Sacramento and the surrounding communities since 1979. We are equity-based lenders where the amount of equity you have determines how much of a loan we can give you. Credit problems and income verification issues do not deter us. we take your application make the decisions and fund the loans all in house.
  • iCapital Options
  • 1545 River Park Dr, Sacramento, CA, 95815
  • At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals. iCapital Option is here to provide you with the financial support necessary to achieve
  • PIC Group
  • 1545 River Park Dr, Sacramento, CA, 95815
  • PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
  • Optimus Capital
  • 1545 River Park Drive, Suite 335, Sacramento, CA, 95815
  • Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.
  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed
  • Crestone Mortgage
  • 8510 Madison Avenue, Suite F, Fair Oaks, CA, 95628
  • A family-owned business with over 20 years of experience,we are here to help customers obtain their dream homes with affordable mortgage loans.As a mortgage brokerage,our fiduciary duty is to our customers–not to banks. It is our duty & our pleasure to help customers get the best loan product at the cheapest possible cost from a variety of lenders.
  • Attorneys Funding Group
  • 11140 Fair Oaks Blvd, Suite 500, Fair Oaks, CA, 95628
  • With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.
  • Sacramento Owner Builder Center, Inc.
  • 4777 Sunrise Boulevard, Suite A, Fair Oaks, CA, 95628
  • The Owner Builder Center has been teaching classes and providing support services to both people who are building or remodeling their own homes and to the local construction community of subcontractors and vendors since April 1884. Over the years, thousands of people have attended and been trained to successfully build their own homes.