Construction loans by with AI by private investors in Chico, CA

The Lendersa® directory offers a comprehensive range of construction loan lenders located in Chico, CA. This includes an array of financial bodies such as regional banks, prominent national lenders, and local hard money lenders who utilize private funds to support either your new construction projects or substantial rehabilitations. These financial institutions cater to diverse project funding needs, tailoring solutions to individual financial situations.

For a 2,000 square-foot home in Chico, CA, construction costs are estimated to range from $323,637 for basic construction options up to $581,935 for more luxurious styles. Interest rates and the terms and conditions of construction loans can vary significantly. They often depend on the borrower's financial data, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the type of lender you choose. An informed selection of lender types can greatly influence the terms received.

Explore and compare offers from an extensive network of 100 distinct lenders

The Cutting-Edge Construction Loan Calculator

Lendersa® employs advanced AI technology to ensure all your construction financing requirements are effectively addressed. This technology matches your loan requests to a multitude of construction lenders with precision. Whether you are looking to fund a new building, a flip project, or extensive renovation, particularly for residential or commercial properties across CA, you can now efficiently find optimal construction rates. This intelligent system enhances the ease of locating competitive rates and suitable lenders for your specific project demands.

Need Construction Loan Lenders Nearby?

By minimizing unnecessary inquiries, you can prevent adverse effects on your credit score. Obtain preapproval for your land loan seamlessly without the need to disclose your social security number or any critical financial information.

It's possible to qualify for full 100% LTV (Loan to Value) financing if you're willing to pledge additional properties as collateral—this is commonly referred to as a blanket loan.

Utilize Lendersa® land loan calculator to efficiently identify vacant land loan lenders within specific zip codes 95973, 95926, 95928, 95927, 95929, 95976, facilitating a more targeted and localized search for loan options.



  • HousingPerks
  • 3155 w Mapleloop Dr, Lehi, UT, 84043
  • HousingPerks goal is to provide useful products and high integrity services to our clients. We pride ourselves in educating our customers on the mortgage process so they can make a truly informed decision. At Johnson Lending, it’s all about good advice for good people We are based out of Riverton, UT, and proudly serve.
  • Ready2Fund, LLC
  • 3300 N Triumph Blvd, Suite 100, Lehi, UT, 84043
  • Ready2Fund guarantees the buyers loan will be completed on time, so you know the date you can move into your new home.When Ready2Fund is your preferred lender,we will buy your home with our cash so you can move on time. When you choose Ready2Fund, you get industry low rates and a $1,000 guarantee the loan will be completed on time.
  • Mountain America Credit Union
  • PO Box 2331, Sandy, UT, 84091
  • Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.
  • The Z Mortgage Team
  • 4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
  • Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
  • Commercial Mortgage Loans
  • 869 E. 4500 S, Suite 370, Salt Lake City, UT, 84107
  • Commercial Mortgage Loan and Commercial Financing Receive up to your four best Commercial Mortgage Loan offers in 24 hours following your Commercial Loan Application submission direct from our Commercial Mortgage Lenders without pulling credit for Commercial Purchase or Commercial Refinance.
  • Next Level Home Loans
  • 684 East Vine Street, Suite 4B1, Murray, UT, 84107
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult & confusing process of choosing and getting the exact loan to meet your specific needs.
  • U.S. Capital Group, LLC
  • 404 E 4500 S A23, Murray, UT, 84107
  • U.S. Capital Group is a residential and commercial wholesale mortgage lender, licensed in several states across our beautiful country. Our team has many years of experience with long runway before them. They firmly believe in building and leaving a legacy that will bless generations to come.
  • RoBUS Finance LLC
  • 5295 S Commerce Dr, Suite 205, Salt Lake City, UT, 84107
  • RoBUS Mortgage is a direct lender and a broker currently licensed in 10 states with more on the way. We are averaging close to 12 days from application to clear to close on conventional loans in most states. We don't have much overhead and pass that on to our clients in the form low pricing.