Chico, California Construction loan lenders AI selection 2025

The Lendersa® directory offers a comprehensive range of construction loan lenders located in Chico, CA. This includes an array of financial bodies such as regional banks, prominent national lenders, and local hard money lenders who utilize private funds to support either your new construction projects or substantial rehabilitations. These financial institutions cater to diverse project funding needs, tailoring solutions to individual financial situations.

For a 2,000 square-foot home in Chico, CA, construction costs are estimated to range from $323,637 for basic construction options up to $581,935 for more luxurious styles. Interest rates and the terms and conditions of construction loans can vary significantly. They often depend on the borrower's financial data, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the type of lender you choose. An informed selection of lender types can greatly influence the terms received.

Explore and compare offers from an extensive network of 100 distinct lenders

The Cutting-Edge Construction Loan Calculator

Lendersa® employs advanced AI technology to ensure all your construction financing requirements are effectively addressed. This technology matches your loan requests to a multitude of construction lenders with precision. Whether you are looking to fund a new building, a flip project, or extensive renovation, particularly for residential or commercial properties across CA, you can now efficiently find optimal construction rates. This intelligent system enhances the ease of locating competitive rates and suitable lenders for your specific project demands.

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By minimizing unnecessary inquiries, you can prevent adverse effects on your credit score. Obtain preapproval for your land loan seamlessly without the need to disclose your social security number or any critical financial information.

It's possible to qualify for full 100% LTV (Loan to Value) financing if you're willing to pledge additional properties as collateral—this is commonly referred to as a blanket loan.

Utilize Lendersa® land loan calculator to efficiently identify vacant land loan lenders within specific zip codes 95973, 95926, 95928, 95927, 95929, 95976, facilitating a more targeted and localized search for loan options.



  • Beacon Federal Credit Union
  • 2812 N. Alexander Drive, Baytown, TX, 77520
  • It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.
  • Community Resource Credit Union
  • 2900 Decker Dr, Baytown, TX, 77520
  • Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
  • Mortgages USA
  • 12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide. We keep opening doors as a mortgage industry leader
  • Jersey State Bank
  • 1000 South State Street, Jerseyville, IL, 62052
  • On January 10, 1903, Theodore S. Chapman, Frederick Jacobs, Joseph R. Fulkerson, and Allen M. Slaten were granted permission to organize a bank to be known as the Jersey State Bank with capital stock of $25, 000.On January 28, 1903 Jersey State Bank opened its door for business at 123 West Pearl Street in Jerseyville
  • Bank of Coushatta
  • 1525 Ringgold Avenue, Coushatta, LA, 71019
  • On July 30, 1897 the Bank of Coushatta was chartered and opened for business in the Town of Coushatta, located then on the East bank of the Red River. The total capital stock of the Bank at opening was $15, 000.00. In June of 1915, with capital stock of $25, 000, a surplus of $6, 250.00.
  • First State Bank
  • 200 Brazosport Boulevard North, Clute, TX, 77531
  • First State Bank was established in 1958 and is dedicated to serving Brazoria County by keeping a step ahead of the current standard in banking. First State Bank offers personalized customer service and the highest quality of products. At First State Bank, we're here for you, not just as your convenient community bank,
  • Brazos National Bank Of America
  • 2300 Brazosport Blvd N, Richwood, TX, 77531
  • At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.