Chico, California Construction loan lenders AI selection 2025

The Lendersa® directory offers a comprehensive range of construction loan lenders located in Chico, CA. This includes an array of financial bodies such as regional banks, prominent national lenders, and local hard money lenders who utilize private funds to support either your new construction projects or substantial rehabilitations. These financial institutions cater to diverse project funding needs, tailoring solutions to individual financial situations.

For a 2,000 square-foot home in Chico, CA, construction costs are estimated to range from $323,637 for basic construction options up to $581,935 for more luxurious styles. Interest rates and the terms and conditions of construction loans can vary significantly. They often depend on the borrower's financial data, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the type of lender you choose. An informed selection of lender types can greatly influence the terms received.

Explore and compare offers from an extensive network of 100 distinct lenders

The Cutting-Edge Construction Loan Calculator

Lendersa® employs advanced AI technology to ensure all your construction financing requirements are effectively addressed. This technology matches your loan requests to a multitude of construction lenders with precision. Whether you are looking to fund a new building, a flip project, or extensive renovation, particularly for residential or commercial properties across CA, you can now efficiently find optimal construction rates. This intelligent system enhances the ease of locating competitive rates and suitable lenders for your specific project demands.

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By minimizing unnecessary inquiries, you can prevent adverse effects on your credit score. Obtain preapproval for your land loan seamlessly without the need to disclose your social security number or any critical financial information.

It's possible to qualify for full 100% LTV (Loan to Value) financing if you're willing to pledge additional properties as collateral—this is commonly referred to as a blanket loan.

Utilize Lendersa® land loan calculator to efficiently identify vacant land loan lenders within specific zip codes 95973, 95926, 95928, 95927, 95929, 95976, facilitating a more targeted and localized search for loan options.



  • Capital Funding Corporation of America
  • 515 South Flower Street, Los Angeles, CA, 90071
  • Capital Funding Corporation of America is a direct lender that provides customized debt financing solutions to real estate professionals taking advantage of current market opportunities. Our primary goal is to provide secured real estate loans quickly, efficiently, and at competitive rates.
  • Gold Miners Investments Inc
  • 1605 West Olympic Boulevard, Suite 403, Los Angeles, CA, 90015
  • Gold Miners Inc is here to help you achieve The American Dream. From dedicated realtors to mortgage loans, we're on your side every step of the way and also Our mission is to build long term relationships with our customers as we understand that these decisions are long term. Your loan is not only our priority, obligation and responsibility.
  • Oceanwide Lending
  • 717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015
  • At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Boardwalk Lenders
  • 1436 South Main Street, Suite 200, Los Angeles, CA, 90015
  • Boardwalk Lenders is located in Los Angeles, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Boardwalk Lenders has 4 total employees across all of its locations and generates $269, 840 in sales (USD). Boardwalk Real Estate is Residential & Commercial real estate and loans. Easy apply for a loan
  • First Commercial Bank (USA)
  • 200 East Main Street, Alhambra, CA, 91801
  • First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.
  • New Omni Bank, National Association
  • 1235 South Garfield Avenue, Alhambra, CA, 91801
  • New Omni Bank, National Association is a nationally-chartered, FDIC insured, commercial bank. Founded in 1980 as “Monterey Park National Bank, " we have been proudly serving our community for almost 40 years. We offer a range of deposit and loan products, including residential mortgages, commercial real estate loans, commercial loans, & SBA loans.
  • Unify Home Loans
  • 621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
  • At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.
  • Smart Money Broker, Inc.
  • 530 W 7th St, Suite PH2, Los Angeles, CA, 90014
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.