2026 Construction Loans use AI Lenders complete for Folsom, California

Lendersa® provides an extensive list of construction loan options in Folsom, CA, which includes various financial institutions such as regional banks, national lenders, and local hard money lenders who use private funding. These options are ideal for anyone looking to undertake ground-up construction projects or significant rehabilitation.

The cost of building a 2,000 square foot home in Folsom, CA is estimated by lenders, starting from $323,065 for standard construction and increasing to $581,363 for more luxurious constructions. Construction loan terms, such as interest rates, are influenced by borrower financial details, the loan’s LTV, ARV, and the particular type of lender chosen.

Explore loan offers from 100 different lenders

Revolutionary Construction Loan Calculator

For comprehensive solution to your construction financing requirements, Lendersa® employs advanced AI technology to promptly match your loan requests with a wide spectrum of construction lenders. This service enables you to find the most competitive construction loan rates, whether you are funding ground-up projects, renovations, or major rehabilitations of both residential and commercial properties in CA.

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To preserve your credit score, avoiding unnecessary inquiries is essential. You can secure pre-approval for your land loan without the necessity of providing your social security number or any confidential financial information.

If you’re willing to pledge additional properties as collateral, you may qualify for 100% LTV (Loan-To-Value) financing through a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate lenders offering vacant land loans in select zip code locations like 95630.



Folsom Construction Loan Lenders

  • California Lending Source
  • 1024 Iron Point Rd, Suite 1017, Folsom, CA, 95630
  • Lends in California
  • California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.

  • Real Estate Source, Inc.
  • 1024 Iron Point Road, Suite 1017, Folsom, CA, 95630
  • Lends in California
  • Real Estate Source, Inc Real Estate Source, Inc has been devoted to over 250 real estate agents in Northern California assisting them in making their business practice profitable. One of the secrets to Real Estate Source’s success has been with how transparent they are with their 100% commission package.

  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Lends in California
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.

  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • Lends in California
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Lends in California
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.

  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • Lends in California
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.

  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Lends in California
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed

  • Crestone Mortgage
  • 8510 Madison Avenue, Suite F, Fair Oaks, CA, 95628
  • Lends in California
  • A family-owned business with over 20 years of experience,we are here to help customers obtain their dream homes with affordable mortgage loans.As a mortgage brokerage,our fiduciary duty is to our customers–not to banks. It is our duty & our pleasure to help customers get the best loan product at the cheapest possible cost from a variety of lenders.

  • Attorneys Funding Group
  • 11140 Fair Oaks Blvd, Suite 500, Fair Oaks, CA, 95628
  • Lends in California
  • With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.

  • Sacramento Owner Builder Center, Inc.
  • 4777 Sunrise Boulevard, Suite A, Fair Oaks, CA, 95628
  • Lends in California
  • The Owner Builder Center has been teaching classes and providing support services to both people who are building or remodeling their own homes and to the local construction community of subcontractors and vendors since April 1884. Over the years, thousands of people have attended and been trained to successfully build their own homes.