Fair-Oaks, California Construction loan lenders AI selection 2025

Lendersa® provides a directory of construction loan lenders in Fair-Oaks, CA, which includes regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or major rehabs.

In Fair-Oaks, CA, lenders estimate the construction costs for a 2,000 square foot home, ranging from $321,393 for basic to $579,691 for more complex builds. Interest rates and loan terms vary based on the borrower's financials, the LTV, ARV, and the lender chosen.

Explore offers from 100 lenders

The innovative construction loan calculator

With Lendersa® AI technology, your construction financing needs are efficiently met by instantly matching your loan request with hundreds of lenders. Discover optimal construction rates to fund ground-up builds, fix-and-flip ventures, or major rehabs on residential and commercial properties in CA.

Seeking construction loan lenders nearby?

To preserve your credit score, it's important to avoid unnecessary inquiries. Get preapproved for a land loan without revealing your social security number or any sensitive financial data.

By pledging additional property as collateral (blanket loan), you might qualify for 100% LTV financing.

Use the Lendersa® land loan calculator to locate providers of vacant land loans in zip codes 95628.



  • Shore to Shore Community Federal Credit Union
  • 4550 Division Street, Trenton, MI, 48183
  • Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.
  • Bank of Pensacola
  • 5560 West Highway 98, Pensacola, FL, 32507
  • Since 1973, Bank of Pensacola has been dedicated to the needs of local service members and their families. It began with Admiral John Dale Price’s desire to provide a full service bank dedicated to the service member aboard Naval Air Station Pensacola. The dream of a bank that could help service members worldwide became a reality when our founder
  • MacLagan Home Loans
  • 1015 Deerfield Rd, Unit 235, Deerfield, IL, 600125
  • At MacLagan Home Loans, we're more than just mortgage brokers. We're your partners in achieving the dream of homeownership. Our dedicated team of experts goes above and beyond to provide personalized guidance and support throughout the entire loan process. Let us help you secure the financing you need to make your dream home a reality.
  • Bank of Clarendon
  • 106 S. Brooks Street, Manning, SC, 29012
  • The Bank of Clarendon is a full service bank that began as a cash depository after the Great Depression in 1932. There was no bank in the community at the time, and the founding fathers worked extremely hard to build the confidence of the people of Clarendon County. In 1939, the bank received a state charter.
  • Associated Mortgage Bankers
  • 2395 Ocean Ave, Suite 5, Ronkonkoma, NY, 11774
  • Founded in 1989, Associated Mortgage Bankers, Inc. (AMB) is a successful independent mortgage banking firm specializing in a wide array of mortgage products providing you with the essential tools to become a highly successful loan officer. We have built a platform where top sales people can thrive while delivering superior mortgage products
  • First National Bank & Trust
  • 233 South Stephenson Ave, Iron Mountain, MI, 04980
  • First National Bank & Trust is proud to be rooted in your community since 1887, delivering great personal service and the best financial products to our customers and the local communities we serve. community since 1887, delivering great personal service and the best financial products.
  • Strategic Capital Solutions
  • 500 Michigan Ave, Dearborn, MI, 48124​
  • Strategic Capital Solutions is an independently owned full-service commercial mortgage brokerage firm originally founded in 1994 and rebranded most recently in 2019. Since inception the company has been continuously involved in debt and equity placement for commercial real estate in the range of $1M-$200M+.
  • Pinnacle Funding Group
  • 6625 Mediterranean Drive, Suite 200, McKinney, TX, 75072
  • At Pinnacle Funding Group, we consider ourselves financial advocates to those we serve by providing wise, financially sound directives that lead to True Home Ownership. Brian Palmer is the President Pinnacle Funding Group, Inc. Pinnacle Funding Group, Inc. has been providing the lowest rates, the best products, and the highest quality of service.
  • Commercial Finance USA
  • 2415 San Ramon Valley Bl, Suite 4179, San Ramon, CA, 94853
  • We are a commercial real estate and business financing company established in 1995, providing Commercial and Construction Financing, and Business Loans in the U.S. and abroad. We have a reputation for extremely competitive interest rates and fast and professional service. Of equal importance, we hold ourselves to the highest.
  • VGIS INC.
  • 4 OLD MARSH CT, HENDERSON, NV, 90505-3068
  • VGIS INC. is revolutionizing financial consulting with expert insights by Moshon Reuveni. Specializing in customized loan improvement strategies, VGIS INC. is committed to enhancing financial futures. With a client-first approach, their expert team is your dedicated partner for growth. Ready to redefine success? Contact VGIS INC. today at 818-430-2
  • Purple Lion Inc.
  • 8620 Ventura Blvd., Studio City, CA, 91640
  • Purple Lion Inc stands out in the jungle of hard money lenders. While we appear aggressive because we are Lions you know we are friendly because of our royal color Purple. If you need a loan quickly we probably can get it for you timely and at a reasonable rate and term. We love to help our clients attain their financial goals.