2025 Construction Loans use AI Lenders complete for Huntington-Beach, California

The Lendersa® compilation of construction loan providers in Huntington-Beach, CA encompasses regional banks, nationwide lenders, and local hard money sources offering private funds for projects ranging from major rehabs to full ground-up constructions.

Lenders evaluate construction costs for a 2,000 Sf home in Huntington-Beach, CA starting at $323,978 for a simple build, escalating to $582,276 for more sophisticated designs. Loan terms and interest rates vary according to borrower financial data, LTV, ARV, and the chosen lender type.

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To comprehensively address your financing requirements, Lendersa® utilizes advanced AI technology that quickly matches your loan application with a multitude of construction lenders. Find premium construction rates to support ground-up projects, fix-and-flip, or extensive rehabilitation work on both residential and commercial properties across CA.

Locating construction loan providers in your vicinity

Minimizing redundant inquiries is key to preserving your credit score. Secure preapproval for your land financing without disclosing your social security number or other sensitive financial data.

Consider qualifying for 100% LTV (Loan to Value) financing by pledging additional properties under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate vacant land financing options within zip codes 92646, 92647, 92648, 92649, 90742, 92605, 92615.



  • Pacifica Mortgage and Real Estate Company
  • 2075 Morena Blvd, San Diego, CA, 92110
  • Pacifica Mortgage and Real Estate Company full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Pacific West Finance & Development Co.
  • 4455 Murphy Canyon Road, San Diego, CA, 92123
  • Pacific West Finance is a commercial and residential financial firm. Specializing in Construction loans, private money, bridge financing, unsecured and secured credit facilities, and mergers and acquisitions. Incorporated in 2007, however our corporate officers have over 20-years of experience in procuring financing
  • American Mortgage and Loan
  • 10461 Guincho Place, San Diego, CA, 92124
  • American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience
  • Rapozo Funding
  • 1565 Hotel Cirlce South, Suite 145, San Diego, CA, 92108
  • Danielle Rapozo is a highly experienced real estate professional who specializes in California mortgage loans. Danielle consider herself a true San Diego mortgage expert, taking pride in making it happen for her clients. Danielle entered the Real Estate industry in 1998 where she took a position managing a Real Estate team.
  • LTV, Inc
  • 2831 Camino del Rio South, Suite 217, San Diego, CA, 92108
  • LTV Mortgage Capital is a full-service capital advisory and commercial real estate mortgage brokerage firm. LTV is exclusively focused on securing multifamily, student-housing and net-leased debt assignments for investors throughout the United States. We are comprised of a seasoned team with a track record
  • City Line Mortgage & Realty
  • 7851 Mission Center Court, Suite 112, San Diego, CA, 92108
  • City Line Mortgage, a mortgage banking corporation, was founded in 1991 by the Riley family. The vast experience of our company dates back to 1967 and includes appraisals, savings and loan association lending, construction lending, FHA and VA lending, escrow services, property management,
  • California Housing and Lending, Inc
  • 3456 Camino Del Rio N. Suite 206, San Diego, CA, 92108
  • California Housing and Lending we are passionate about ensuring that our clientele experience the utmost exceptional service when dealing with our outstanding personnel. We take strong pride in educating our consumers from start to finish being fully present in every step of the transaction through our full package of real estate.
  • Veterans United Home Loans of San Diego
  • 6863 Friars Road, Suite 100, San Diego, CA, 92108
  • The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 24 million VA loans, helping veterans, active duty military members and their families purchase or refinance a home.
  • San Diego Funding
  • 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106
  • "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders. San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "
  • Nationwide Jumbo Construction Loans
  • 422 Rosecrans Street, Suite 14, San Diego, CA, 92106
  • Nationwide Construction Loans is approved with all of the major banks and Investors As A Consultant. Our 30 plus years of experience and reputation along with our nationwide construction loan volume, has allowed us to develop strong relationships with all of our lenders over the years.
  • Valor Lending Group
  • 350 10th Ave, 10th Floor, San Diego, CA, 92101
  • We are a boutique mortgage broker in San Diego, California. We can help fund any deal you bring us! Luxury Property Sales, Service and Finance. Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
  • United Wholesale Funding
  • 350 10th Ave Ste. 1000, San Diego, CA, 92101
  • At UWM, we’re dedicated to making dreams come true for our team members, our broker partners and homeowners nationwide. Everything we do is designed support our partners’ business and grow the broker channel as a whole. We’re a winning team working together to deliver the fastest turn times in the industry,