194 Construction Loan Lenders with AI in Irvine, California 2026

The Lendersa® directory of construction loan lenders available in Irvine, CA, features everything from regional banks and national financial institutions to local private hard money lenders specializing in ground-up constructions or significant rehabs using private funds.

Builders in Irvine, CA can expect construction costs for a 2,000 square foot home to range from $324,088 for basic structures to $582,386 for more elaborate designs. Interest rates and terms of the loans fluctuate, influenced by the borrower's financial standing, LTV, ARV, and the type of financier chosen.

Check out loan options from 100 different lenders

Discover the magic of the construction loan calculator

With Lendersa®'s AI technology, you can confidently match your loan query with a vast network of construction lenders, ensuring all your financing needs are met. Explore the optimal construction rates for residential and commercial properties, be it ground-up construction, fix-and-flips, or major rehabs in CA.

Finding construction loan lenders nearby?

Keep your credit score intact by avoiding unnecessary inquiries. Obtain preapproval for your land loan without the hassle of revealing your social security number or other sensitive financial data.

You might be eligible for 100% LTV (Loan-to-Value) financing by securing additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within the zip codes 92617.



Irvine Construction Loan Lenders

  • Brave Mortgage, Inc
  • 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612
  • Lends in California
  • We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.

  • EBSC Lending
  • 18575 Jamboree Rd, Irvine, CA, 92612
  • Lends in California
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper

  • Commercial Bank of California
  • 19752 Macarthur Boulevard, Irvine, CA, 92612
  • Lends in California
  • CBC is one of the nation’s highest capitalized banks, ranking in the top 6 percent. A full-service, FDIC-insured, community bank headquartered in Irvine, California, CBC is owned, built and run by entrepreneurs for entrepreneurs. Local business leaders such as William Lyon, Paul Folino, and Alex Meruelo serve on the Board of Directors.

  • North America Mortgage
  • 19800 MacArthur Boulevard, Suite 300, Irvine, CA, 92612
  • Lends in California
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients.

  • Luxury Mortgage Corp.
  • 18100 Von Karman Avenue, Suite 330, Irvine, CA, 92612
  • Lends in California
  • "Luxury Mortgage Corp® offers a wide array of adjustable and fixed rate mortgage products for loans on residential properties. As a mortgage lender, we have the ability to set customized pricing based on mortgage programs structured to suit individual needs. We have the power to lock in rate, approve, underwrite and close loans.
    "

  • 365 Home Lending
  • 18818 Teller Ave, #145, Irvine, CA, 92612
  • Lends in California
  • 365 Home Lending is a mortgage lending brokerage located in Southern California that focuses on residential purchase and refinance transactions. We are licensed with over a dozen major lenders which gives us the ability to shop the best rates and terms for our clients and in most cases offer top tier pricing.

  • Back Bay Funding
  • 19782 MacArthur Blvd, Suite 250, Irvine, CA, 92612
  • Lends in California
  • Back Bay Funding offers singular products from more than 40 wholesale and commercial lenders. As a broker/banker, we pride ourselves on providing funding solutions that are rarely available elsewhere. This allows us to serve a wide array of clients with dynamic financial situations

  • Easy Street Capital
  • 3333 Michelson Dr, Suite 300, Irvine, CA, 92612
  • Lends in California
  • Easy Street Capital is a relationship lender with loan programs for every borrower. Regardless of experience or credit, we can finance your next investment. Easy Street Capital has the solution, whether you are buying a property to fix up, building new construction, or generating cash flow from rental units. As a fully discretionary lender, we hav

  • Center Street Lending
  • 18301 VON KARMAN STE 330, Irvine, CA, 92612
  • Lends in California
  • Center Street Lending is Private money residential lender that provides business-purpose loans for single-family and multi-family investments. and also Our management team has been involved in the financing of real estate since 1992 and has financed billions of dollars of residential real estate.

  • SLB Capital Group
  • 4590 MacArthur Blvd STE 500, Newport Beach, CA, 92660
  • Lends in California
  • SLB Capital Group is singularly focused on executing real property sale leasebacks that include thoughtfully structured repurchase options, no conflicts of interest or cross-sell. Our innovative liquidity solutions strengthen your core offerings, enhance funding certainty, increase client lifetime value, and unlock new revenue streams. Repurchase o