1233 Construction Loan Lenders with AI in Irvine, California 2025

The Lendersa® directory of construction loan lenders available in Irvine, CA, features everything from regional banks and national financial institutions to local private hard money lenders specializing in ground-up constructions or significant rehabs using private funds.

Builders in Irvine, CA can expect construction costs for a 2,000 square foot home to range from $324,088 for basic structures to $582,386 for more elaborate designs. Interest rates and terms of the loans fluctuate, influenced by the borrower's financial standing, LTV, ARV, and the type of financier chosen.

Check out loan options from 100 different lenders

Discover the magic of the construction loan calculator

With Lendersa®'s AI technology, you can confidently match your loan query with a vast network of construction lenders, ensuring all your financing needs are met. Explore the optimal construction rates for residential and commercial properties, be it ground-up construction, fix-and-flips, or major rehabs in CA.

Finding construction loan lenders nearby?

Keep your credit score intact by avoiding unnecessary inquiries. Obtain preapproval for your land loan without the hassle of revealing your social security number or other sensitive financial data.

You might be eligible for 100% LTV (Loan-to-Value) financing by securing additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within the zip codes 92617, 92614, 92612, 92618, 92620, 92602, 92603, 92604, 92606, 92616, 92619, 92650, 92697, 92698.



  • Silicon Valley Capital Funding Inc.
  • 6020 Hellyer Avenue, Suite 150, San Jose, CA, 95138
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
  • Loan-guys.com (e-constructionloans.com)
  • 2074 Mataro Way, San Jose, CA, 95135
  • Since 2000 we have specialized in construction loans, lot loans, and vacant land loans in the Western United States. We do single close construction loans for ground-up construction starting with a vacant lot or a tear down, as well as single close construction loans for rehab,remodel and additions.
  • OnPoint Financial, LLC
  • 7600 North 15th Street, Suite 150-2, Phoenix, AZ, 85020
  • At OnPoint Financial, we ensure we have solutions for every type of homeowner! It doesn’t matter if you are buying your first home, upgrading into your dream home or building wealth buying investment properties – let the experts at OnPoint Financial keep you pointed in the right direction.
  • Alliance Group and Associates
  • 5450 Thornwood Dr Suite P, San Jose, CA, 95123
  • Alliance Group & Associates Inc. (AGAI) dba Alliance lending is broker company, AGAI team pays attention to details of every loan application, searching to find the most suitable mortgage for the clients. AGAI was first established in 2014 in San Jose, serving mortgage industry instate if CA
  • Grand Funding
  • 3104 e camelback rd PMB 1032, Phoenix, AZ, 85016
  • We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.
  • COUNTRYFIRST MORTGAGE
  • 4568 E Cactus Rd, Suite 70, Phoenix, AZ, 85032
  • We make it extremely easy for you to get the right loan for your circumstances, hassle-free. Before you know it, you’ll have a mortgage loan that best fits your specific needs, saving you time and money. CountryFirst Mortgage works with you every step of the way, from Pre-Qualification to selecting the type of loan that is right for you.
  • American Asian European African, Inc.
  • 2670 South White Road, Suite 233, San Jose, CA, 95148
  • "Committed to the highest level of personal service and integrity since 1988, Joe brings hard work, fairness, and caring to his profession. Joe Tran was joining and got training from Century 21, ERA, Realty World. When Joe is representing a buyer or seller, he gives them his full attention."
  • Victoria Capital Mortgage
  • 455 Los Gatos Blvd. Suite 100, Los Gatos, CA, 95032
  • Mortgage Brokering and Origination. Victoria Capital Mortgage Company works with over 30 lenders and specializes in purchase, re-finance and reverse mortgage loans. Contact us for excellent service to save money on your home loan. Victoria Capital Mortgage Established in 1998 and We have been servicing home owners in the Silicon Valley since 1998.
  • Ability Mortgage
  • 580 N. Wilma Ave, Suite D, Ripon, CA, 95366
  • We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending… from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the loan-with great rates, terms and costs-to meet your unique needs.
  • Tri-Point Capital
  • 6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
  • Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h
  • Tri-Point Capital
  • 6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
  • Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve