2025 Construction Loans use AI Lenders complete for Laguna-Niguel, California

Lendersa® list of construction loan lenders in Laguna-Niguel, CA include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Laguna-Niguel, CA of 2,000 Sf home at $322,757 for basic construction to $581,055 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in California.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 92677, 92607.



  • Neighborhood Credit Union
  • 13649 Montfort Drive, Dallas, TX, 75240
  • Neighborhood Credit Union is in the business of helping others achieve their financial goals through free Rewards Checking and Prize Savings accounts, auto & personal loans, mortgages & refinancing, credit cards, money markets, IRAs, CDs & more. NCU offers the convenience of larger banks with online & mobile banking, direct deposit.
  • Loan Star Funding, LLC
  • 6532 Stonebrook Circle, Dallas, TX, 75240
  • For many customers we unfortunately do not get to meet face to face, that is why we have created an electronic and easy way to do business. From the time we first speak on the phone, exchange an email or you just apply online, you will be dedicated to just one individual from start to finish. You will be able to contact that individual 24/7!
  • Southwest Funding LP
  • 13150 Coit Road, Dallas, TX, 75240
  • Southwest Funding began operations in 1993 under the name Dallas Residential Mortgage. We enjoyed great success early on and before long we were serving the entire state of Texas. This growth caused us to change our name to Texas Residential Mortgage. As we continued to grow and thrive in the industry.
  • Oakwood Bank TX
  • 8411 Preston Road, Suite 106, Dallas, TX, 75225
  • Serving Texans since 1900, Oakwood State Bank was charted in Oakwood, Texas. 116 years later, it had the distinction of being the Smallest Bank in the United States.... Until a group of seasoned and very experienced bankers came together with a business plan to raise capital from investors, acquire the bank in Oakwood.
  • Veritex Mortgage
  • 8214 Westchester Dr, Suite 800, Dallas, TX, 75225
  • As a Texas​ community bank, Veritex Community Bank take the time to get to know you and your financial needs. We're able to make banking decisions when you need them – right now, right here, locally. Whether you need a business loan, a car loan, a home loan or classic banking services like savings and checking accounts, we're your bank.
  • Avondale Private Lending
  • 200 Crescent Ct, Suite 60, Dallas, TX, 75205
  • Avondale Private Lending is a group of private lenders that loans money to professional home builders, developers and remodelers. Our borrowers choose to work with us because we are much faster than banks, have lower down payment requirements, and we don’t have the fees or requirements that you see from many hard money lenders.
  • NexBank, SSB
  • 2515 Mckinney Ave, Suite 1100, Dallas, TX, 75201
  • NexBank Capital, Inc. is a financial services company that serves its clients through three core businesses: Institutional Banking, Commercial Banking, and Mortgage Banking. NexBank provides customized financial and banking services primarily to institutional clients, financial institutions, and corporations nationwide.
  • GenWealth Capital Commercial
  • 325 North St. Paul Street, Suite 3100, Dallas, TX, 75201
  • At GenWealth Capital Commercial, we believe that building strong client relationships is incredibly important. We do this by educating our Clients during the review process and providing information on real estate trends and topics. Education and transparency are keys to making real estate funding an efficient process.
  • Waterloo Mortgage LLC
  • 1601 Elm Street, Floor 33, Dallas, TX, 75201
  • Waterloo Mortgage Everyday all across the great State of Texas we are working to help families realize the American dream. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.