Laguna-Niguel, California Construction loan lenders AI selection 2026

The Lendersa® roster of construction loan lenders in Laguna-Niguel, CA encompasses local hard money lenders, regional banks, and national lenders using private funds for both major renovations and new constructions.

In Laguna-Niguel, CA, lenders estimate the cost for constructing a 2,000 square foot home, ranging from $322,757 for basic construction to $581,055 for more upscale projects. Interest rates and loan terms vary based on various factors, including the borrower's financial situation, LTV, ARV, and the specific lender chosen.

Compare diverse loan offers from 100 lenders

The ultimate construction loan calculator

Lendersa® utilizes advanced AI technology to seamlessly align your financing needs with a vast array of construction lenders. You can now find competitive construction rates for projects like ground-up builds, fix-and-flip, or significant rehabs on residential and commercial properties across CA.

Locate construction loan lenders in your vicinity

Avoiding excessive credit checks helps maintain a healthy score. You can get pre-approved for your land loan without needing to provide your social security number or sensitive financial data.

You might qualify for 100% LTV financing by offering additional property as loan collateral, known as a blanket loan.

Leverage the Lendersa® land loan calculator to discover available vacant land loan lenders in zip codes 92677.



Laguna-Niguel Construction Loan Lenders

  • Private Loan Management
  • 30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677
  • Lends in California
  • Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.

  • 1st Nationwide Mortgage
  • 65 Enterprise, Aliso Viejo, CA, 92656
  • Lends in California
  • We have over 15 years of mortgage lending experience. Our broad knowledge and expertise from thousands of loan transactions will make your lending experience as effortless as possible.We work with homeowners and homebuyers looking for the best loan products available. We also work with realtors and home builders.

  • Alliance Portfolio
  • 120 Vantis, Suite 515, Aliso Viejo, CA, 92656
  • Lends in California
  • Alliance Portfolio is a full service, boutique, private money lender. We serve borrowers who have unique situations that do not meet strict institutional guidelines, while providing investment opportunities that are well secured and well underwritten with desirable returns on investment capital.

  • Pivotal Capital Group
  • 111 Corporate Drive, #270, Ladera Ranch, CA, 92694
  • Lends in California
  • "Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California.
    We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "

  • Financial Compound
  • 1968 S Coast Hwy, Suite 100, Laguna Beach, CA, 92651
  • Lends in California
  • Financial Compound, a commercial mortgage broker based in Los Angeles, California has been an innovator in identifying and structuring capital markets opportunities for commercial real estate loans. Financial Compound and its staff have closed over $4.9 billion in transactions, running the gamut from low leverage first mortgages on trophy assets.

  • Sierra Pacific Mortgage
  • 31601 S. Coast Highway, Suite #200B, Laguna Beach, CA, 92651
  • Lends in California
  • Sierra Pacific Mortgage is one of the nation’s largest direct private lenders; we are solely focused on residential mortgage lending. That means we have a wide array of options to choose from for your home financing needs. We have been helping homeowners with their home financing needs for over three decades

  • Grace Capital Group Real Estate Partners
  • 301 Forest Ave, Laguna Beach, CA, 92651
  • Lends in California
  • Grace Capital has been engineering financial solutions for Middle Market Real Estate Companies for more than 20 Years, nationwide. Over $3 Billion of debt, equity & investments closed with Teamwork, Precision & Execution thru Direct Lending, Family Offices, Private Funds, Wealthy Investors,

  • Oak Tree Capital
  • 23046 Avenida de la Carlota #600,, Laguna Hills, CA, 92653
  • Lends in California
  • Oak Tree Capital

    Growing Futures

    Oak Tree Capital helps clients secure real estate capital solutions with a steady, people-first approach. Explore flexible funding, responsive service, and clear guidance from start to close.


    We focus on private money / hard money loans from as small as $100,000 to $200,000,000

    We can find solutions for the most difficult loan problems.

    Visit homeatoaktree.com or call 833-464-8646 to get started.

  • Kelly Mortgage, Inc.
  • 23011 Moulton, Suite F3, Laguna Hills, CA, 92653
  • Lends in California
  • Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships

  • Interest Smart Home Loans
  • 23172 Plaza Pointe Dr, Suite 155, Laguna Hills, CA, 92653
  • Lends in California
  • Interest Smart Home Loans was established in January 2014 by Jared Hart. Jared and his team set out to create a mortgage company that was built on a foundation of trust, integrity and honesty. We strive to treat our clients and our employees with the utmost respect that they deserve.