Ladera-Ranch, California Construction loan lenders AI selection 2025

The Lendersa® directory of construction loan lenders in Ladera-Ranch, CA includes regional banks, national lenders, and local hard money lenders, all utilizing private money for ground-up constructions or major rehabs.

In Ladera-Ranch, CA, lenders calculate the cost for a 2,000 square foot home, ranging from $321,096 for basic builds to $579,394 for more detailed projects. Interest rates and terms vary based on the borrower's financial situation, the LTV, ARV, and selected lender type.

Explore offers from 100 lenders

The magic construction loan calculator

To fully address your construction financing needs, Lendersa® uses AI technology to instantly pair your loan request with numerous construction lenders. Discover optimal construction rates for funding ground-up projects, fix-and-flip operations, or major rehabs in residential and commercial properties across CA.

Finding construction loan lenders nearby?

To maintain your credit score, avoid unnecessary inquiries. You can get preapproved for your land loan without submitting your social security number or any sensitive financial data.

If you're willing to pledge additional properties as collateral (blanket loan), you might qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 92694.



  • Argus Lending
  • 3478 Buskirk Avenue, Suit 262, Pleasant Hill, CA, 94523
  • Argus provide the best lending experience possible, and quick loan processing is our forte. With company wide principles based on customer experience, cutting edge lending software, and efficient lending teams.and also we provide a lending experience hard to find elsewhere in the industry. It takes a great team to build the right loan
  • Avenir Mortgage Planners
  • 3480 Buskirk Ave, Suite 260, Pleasant Hill, CA, 94523
  • Avenir Mortgage Planners is one of the top rated mortgage companies in the San Francisco Bay Area. Our team is made of well-educated and dedicated experts who share one passion: helping others. Our biggest success is the excellent reviews and continuous referrals we receive from our raving fans.
  • Pacific Bay Financial Corporation
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.
  • Saxe Mortgage Company
  • 950 John Daly Blvd, Suite 200, Daly City, CA, 94015
  • "Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.
  • Saxe Mortgage Company
  • 950 John Daly Blvd. Suite 200, Daly City, CA, 94015
  • Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.
  • Land Home Financial Services, Inc.
  • 1355 Willow Way, Suite 250, Concord, CA, 94520
  • Land Home Financial Services, Inc. (also known as “Land Home” or Land Home Financial”) is a leading direct lender licensed in all 50 states, and the District of Columbia with retail branches located across the country. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.
  • Commerce Financing Home Mortgage
  • 14670 Cantova Way, Suite 226, Rancho Murieta, CA, 95683
  • At Commerce Financing we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.