Construction Loan Lenders in Lincoln, California (2026)

Lendersa® offers a comprehensive list of construction loan lenders located in Lincoln, CA. This list comprises regional banks, national financiers, and local hard money lenders who rely on private funds to back your new construction projects or major renovations.

In Lincoln, CA, lenders base construction costs on a 2,000 square foot home ranging from $322,119 for standard construction to $580,417 for more upscale projects. Factors such as the borrower's financial profile, LTV, ARV, and the type of lender chosen influence the interest rates and terms for the construction loan.

Explore loan offers from over 100 lenders

The innovative construction loan calculator

Lendersa® uses advanced AI technology to promptly connect your loan inquiries with numerous construction lenders, ensuring all your financing needs are addressed. Discover the top construction rates for funding both residential and commercial projects, including ground-up builds and major renovations, in CA.

Are there construction loan lenders nearby?

Minimizing unnecessary credit inquiries can help protect your credit score. Obtain preapproval for your land loan without the need to disclose either your social security number or other sensitive financial details.

For those who pledge additional property as collateral (blanket loan), you might become eligible for 100% LTV financing.

Utilize Lendersa®'s land loan calculator to locate vacant land loan providers in the zip codes 95648.



Lincoln Construction Loan Lenders

  • Direct Wholesale Mortgage
  • 5701 Lonetree Boulevard, Suite 313, Rocklin, CA, 95765
  • Lends in California
  • Direct Wholesale Mortgage full service real estate and mortgage office, and specialize in providing clients with finding their dream homes, listing clients homes for sale and providing clients with their Mortgage lending needs. As a broker we have relationships with over 10 different lenders which offer variety of loan programs.

  • Capitol Direct Lending
  • 6524 Lonetree Blvd., Rocklin, CA, 95765
  • Lends in California
  • From affordable loans for first-time home buyers to traditional fixed and adjustable rate mortgages to jumbo loan amounts that accommodate upscale financing, we offer a wide variety of financing options. You can count on our extensive resources, capabilities, and expertise to provide the right home loan for you.

  • Full Force Funding LLC
  • 4759 Sweeney Circle, Rocklin, CA, 95677
  • Lends in California
  • Full Force Funding is a direct lender for real estate investors renovating properties throughout American neighborhoods. With our strong Fix & Flip Financing program and established relationships with national investors and institutional partners, we aim to provide value to your business and grow your bottom line.

  • MAE Capital Real Estate and Loan
  • 4940 Pacific Street, Rocklin, CA, 95677
  • Lends in California
  • Mae Capital Real Estate and Loan is a mortgage broker with operations in one state. Mae Capital Real Estate and Loan offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and reverse mortgages. Mae Capital Real Estate and Loan is a FREEandCLEAR Certified Bronze Low Rate Lender.

  • Mac Real Estate Services
  • 140 Diamond Creek Place, Suite 140, Roseville, CA, 95747
  • Lends in California
  • "We’re mortgage experts so you don’t have to be.
    We don’t overwhelm our clients with paperwork. We overwhelm them with service.
    We measure our success by how you measure our service.
    We believe in doing a good job – – – even when no one is looking.
    We go to work, so you can go home."

  • Imperial Mortgage & Real Estate Services
  • 4455 Gambah Drive, Auburn, CA, 95602
  • Lends in California
  • Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.

  • Sierra Foothill Mortgage
  • 3257 Professional Dr, Suite A, Auburn, CA, 95602
  • Lends in California
  • Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan

  • Key Home Loans
  • 985 Lincoln Way, Suite 206, Auburn, CA, 95603
  • Lends in California
  • At Key Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Family Funding & Realty
  • 11740 Atwood Road, Auburn, CA, 95603
  • Lends in California
  • Family Funding, was founded in 1995 by Owner/Broker, Don Denne and his wife Bettina. Since they were both licensed and were experienced in real estate sales and mortgage lending, they decided that one put emphasis on real estate sales and the other on lending. Although they are completely separate from each other

  • UNIFIED HOME LOANS
  • 2270 DOUGLAS BLVD STE 215, ROSEVILLE, CA, 95661
  • Lends in California
  • With decades of experience, the key to our success has been a combination of consistently offering the lowest possible interest rates at the lowest cost. Above all, providing outstanding customer service. We take pride in treating our clients with honesty, integrity and honesty.