4 Construction Loan Lenders with AI in Lodi, California 2026

Lendersa® offers a comprehensive list of construction loan providers in Lodi, CA, which includes regional banks, national finance companies, and local hard money lenders who provide private funds tailored for your ground-up construction or extensive renovation needs.

For construction costs in Lodi, CA, evaluation for a 2,000 square foot home starts at $322,911 for basic structures up to $581,209 for more extravagant builds. Variations in interest rates and loan terms are determined by the borrower's financial profile, the Loan-to-Value (LTV), After Repair Value (ARV), and the specific type of lender chosen.

Explore and compare loan offers from an array of 100 lenders

Introducing the magical construction loan calculator

Ensure all your construction financing needs are satisfied with Lendersa®'s AI technology, which promptly aligns your loan request with a wide range of construction lenders. Now, you can discover prime construction rates for funding initiatives including ground-up projects, fix-and-flip investments, or major renovations on residential as well as commercial properties in CA.

Need construction loan lenders near you?

To protect your credit score, minimizing unnecessary credit inquiries is crucial. Acquire preapproval for your land loan without providing your social security number or any sensitive financial data.

Consider qualifying for 100% LTV (Loan to Value) financing by using additional property as collateral (via a blanket loan strategy).

Utilize the Lendersa® land loan calculator to identify lenders offering vacant land loans in the zip codes 95240.



Lodi Construction Loan Lenders

  • Stockton Mortgage R.E.L.S.C.
  • 6820 Pacific Avenue, Stockton, CA, 95207
  • Lends in California
  • Stockton Mortgage R.E.L.S.C. is the original Team of local experts for real estate loans. We strive to support our communities through easy to understand home loans, construction financing, and more! Mortgages are processed in a family friendly, yet boutique business atmosphere. 40 years Local & Now Online to Connect.

  • Amanda Rawls
  • 8788 Elk Grove Blvd, Suite 1, Elk Grove, CA, 95624
  • Lends in California
  • Amanda Rawls is a mortgage veteran of 25 years who is also a dedicated wife and mother of 5 wonderful angels. Amanda Rawls is passionate and values taking the time to explain the process of home ownership, refinancing and critical loan details. Amanda Rawls enjoys walking her clients through the entire process in simple terms.

  • Johnny Delgadillo - Answer Home Loans, Inc.
  • 9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
  • Lends in California
  • Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.

  • Anew Lending
  • 9299 East Stockton Blvd #50, Elk Grove, CA, 95624
  • Lends in California
  • Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.

  • Ability Mortgage
  • 580 N. Wilma Ave, Suite D, Ripon, CA, 95366
  • Lends in California
  • We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending… from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the loan-with great rates, terms and costs-to meet your unique needs.

  • Big Valley Mortgage
  • 9250 Laguna Springs Dr #200, Elk Grove, CA, 95758
  • Lends in California
  • Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers serving our local communities with branch locations in Reno, throughout the Sacramento Valley, and into the Central Valley. At Big Valley Mortgage, we are passionately committed to serving our clients by delivering honesty

  • Mortgage Tree Capital
  • 9281 Office Park Circle Suite 158, Elk Grove, CA, 95758
  • Lends in California
  • Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc.

  • Commerce Financing Home Mortgage
  • 14670 Cantova Way, Suite 226, Rancho Murieta, CA, 95683
  • Lends in California
  • At Commerce Financing we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique

  • Elite Norcal Corporation
  • 7412 Elsie Avenue, Sacramento, CA, 95828
  • Lends in California
  • Elite Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • S/L Mortgage
  • 509 Scenic Dr, Modesto, CA, 95350
  • Lends in California
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.