1232 Construction Loan Lenders with AI in Galt, California 2025

Lendersa® maintains a list of construction loan lenders in Galt, CA, featuring regional banks, national lenders, and local hard money lenders—providing private capital for ground-up construction or major rehab projects.

In Galt, CA, lenders estimate the construction cost for a 2,000 square foot home, starting from $321,151 for basic builds to $579,449 for more intricate constructions. Interest rates and loan terms can vary based on the borrower's financial situation, the LTV, ARV, and the type of lender selected.

Explore offers from 100 lenders

The magic construction loan calculator

Lendersa® AI technology ensures that all your construction financing needs are met efficiently by instantly matching your loan requests with hundreds of construction lenders. Discover superb construction rates to fund ground-up projects, fix-and-flips, or major rehab on residential and commercial properties in CA.

Construction loan lenders near you?

To safeguard your credit score, it's crucial to avoid unnecessary inquiries. Secure preapproval for a land loan without the need to disclose your social security number or any other sensitive financial information.

By pledging additional property as collateral (blanket loan), you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 95632.



  • Attorneys Funding Group
  • 11140 Fair Oaks Blvd, Suite 500, Fair Oaks, CA, 95628
  • With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.
  • Sacramento Owner Builder Center, Inc.
  • 4777 Sunrise Boulevard, Suite A, Fair Oaks, CA, 95628
  • The Owner Builder Center has been teaching classes and providing support services to both people who are building or remodeling their own homes and to the local construction community of subcontractors and vendors since April 1884. Over the years, thousands of people have attended and been trained to successfully build their own homes.
  • VITEK Mortgage Group
  • 4401 Hazel Avenue Ste 135, Fair Oaks, CA, 95628
  • Ashley specializes in helping people purchase homes. Whether it's your first or tenth home, you will be in great hands! If you are looking to refinance your current home, take advantage of down payment assistance or just have questions about what your options are, The Willard Team is proud to be a local community lender.
  • Empire Home Loans, Inc.
  • 4401 Hazel Ave., Suite 135, Fair Oaks, CA, 95628
  • Empire Home Loans, Inc. is powered by people who earn the trust of clients and partners. Having respect for the home loan transaction, we are dedicated to providing our customer with the BEST interest rate available, and the personal attention the home loan process deserves.Empire Home Loans, Inc. supports Equal Housing Opportunity.
  • California Lending Source
  • 1024 Iron Point Rd, Suite 1017, Folsom, CA, 95630
  • California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.
  • Real Estate Source, Inc.
  • 1024 Iron Point Road, Suite 1017, Folsom, CA, 95630
  • Real Estate Source, Inc Real Estate Source, Inc has been devoted to over 250 real estate agents in Northern California assisting them in making their business practice profitable. One of the secrets to Real Estate Source’s success has been with how transparent they are with their 100% commission package.
  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.
  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.