2025 Construction Loans use AI Lenders complete for Lucerne-Valley, California

The Lendersa® directory in Lucerne-Valley, CA, features construction loan options from regional banks, national lenders, and local hard money lenders using private funding for new builds or significant renovations.

Lenders assess construction costs for a 2,000 square foot home in Lucerne-Valley, CA, ranging from $317,620 for basic builds to $575,918 for more luxurious options. Interest rates and loan terms vary based on borrowing details, LTV, ARV, and lender type.

Compare offers from 100 lenders

Advanced construction loan calculator

Lendersa® employs AI to match your loan requests with various construction lenders, ensuring comprehensive financing solutions. Discover the most favorable rates for building, flipping, or renovating properties in CA.

Local construction loan lenders

Avoid excess credit inquiries to protect your score. Get preapproved for land loans without submitting your social security number or sensitive financial details.

Potential for 100% LTV financing is available by using additional property as blanket loan collateral.

Access the Lendersa® land loan calculator to find vacant land loan providers in zip codes 92356.



  • Rio Grande Savings and Loan Association
  • 901 1st Avenue, Monte Vista, CO, 81144
  • RG BANK is a superior financial institution, member-owned, professionally managed, renowned for outstanding service delivered with integrity. RG BANK serves our customers and communities with commitment and pride helping to foster their achievements and success. RG BANK is a leader with the vision to welcome change and the insight to provide.
  • GECU
  • 1225 Airway Blvd, El Paso, TX, 79925
  • In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.
  • Diversified Mortgage Group
  • 7977 W Marigold St, Garden City, ID, 83714
  • In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.
  • Rocky Mountain Mortgage Company
  • 2244 Trawood Dr Suite 100, El Paso, TX, 79935
  • Rocky Mountain Mortgage Company is a locally owned full service Mortgage Banking company. For the past 25 years we have been providing home loans to first time buyers, growing families, and & ction Lending Department works with local developers and builders to assure availability of high quality affordable homes.
  • Bank of Star Valley
  • 384 Washington, Afton, WY, 83110
  • The Bank of Star Valley is the premier banking institution in the Star Valley, Wyoming area. It is a true home-town bank with neighbors providing excellent financial products and quality banking services for their neighbors and alsoThe Bank of Star Valley proudly carries a 5-star rating from Bauer Financial, Inc.
  • Centinel Bank of Taos
  • 512 Paseo Del Pueblo Sur, Taos, NM, 87571
  • At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.
  • Dimond Mortgage
  • 705A Paseo del Pueblo Sur, Taos, NM, 87571
  • We will work with you to get you the best financing arrangement possible, and we will never take our relationship with you for granted or betray the trust you place in us. You will find, like the many satisfied customers shown on this site, that Dimond Mortgage is truly a cut above for all your mortgage needs.
  • Alamosa State Bank
  • 2225 Main St., Alamosa, CO, 81101
  • Alamosa National Bank was chartered on February 9 and opened for business on March 14. It was organized with $25, 000 capital, and cash on hand was $2, 000 with $1, 200 in currency and $800 in silver. The first day’s deposits totaled $14, 659.30. The Original Board of Directors were Chris Wallrich.