2025 Construction Loans use AI Lenders complete for Napa, California

The compilation of construction loan providers listed by Lendersa® in Napa, CA features an array of financial institutions such as regional banks, national financiers, and local hard money lenders using private funds. These lenders cater to your new construction or major renovation needs.

In Napa, CA, lenders estimate the construction costs of a 2,000 square foot home, with basic building expenses starting at $323,175 and going up to $581,473 for more luxurious options. Variable factors like borrowers' financial situations, LTV, ARV, and lender type impact the interest rates and loan conditions.

Explore loan proposals from a network of 100 lenders

Discover the magic of our construction loan calculator

Lendersa®'s AI technology proficiently aligns your loan application with numerous construction lenders to cover all your financing requirements. You can now identify optimal construction rates to support ground-up construction, fix and flip, or significant rehab projects across both residential and commercial properties in CA.

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Minimizing unnecessary credit inquiries prevents damage to your credit score. We offer preapproval for land loans without needing to view your social security number or other sensitive financial data.

By pledging additional property as collateral (through a blanket loan), you might be eligible for 100% LTV financing.

For finding vacant land loan lenders in specific areas, use the Lendersa® land loan calculator in zip codes 94558, 94559, 94581.



  • Century Bank of Kentucky, Inc.
  • 201 West Woodford Street, Lawrenceburg, KY, 40342
  • Century Bank opened in 2000 after a group of enthusiastic Anderson Countians joined with a vision to bring the experience of “hometown banking” back to our community. Because the bank is locally owned and managed, the daily banking decisions are made in Lawrenceburg by local people who know and understand the financial needs of our area.
  • The Hometown Bank Of Alabama
  • 2002 2nd Ave, Oneonta, AL, 35121
  • Established in 2003, HomeTown Bank is a community bank that has four locations in small towns across Alabama. Locally owned & operated. we are committed to a personal banking experience & being actively involved in the communities that we serve. Our customers get the opportunity to work with experienced professionals who understand their commu
  • Cincinnati Federal
  • 6581 Harrison Ave, Cincinnati, OH, 45247
  • "At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you. We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"
  • Team One Credit Union
  • 520 Hayden Street, Saginaw, MI, 48607
  • Team One Credit Union was originally organized by a group of 15 teachers as Saginaw Teachers Club Credit Union in 1935. Formed to fill a need as a place where teachers could receive financial assistance at reasonable rates, the purpose of this credit union was, and is, to encourage thrift (savings) among our members.
  • First Federal Savings Bank of Kentucky
  • 216 W Main St, Frankfort, KY, 40601
  • On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.
  • Stockton Mortgage Corporation
  • 88 C Michael Davenport Blvd, Frankfort, KY, 40601
  • Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
  • Parker Mortgage Group LLC
  • 1101 S MAIN ST, STE 151, Chelsea, MI, 48118
  • Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.
  • Minster Bank
  • 95 W. 4th St., Minster, OH, 45865
  • Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.
  • Cadence Bank
  • 8031 US Highway 431, Albertville, AL, 35950
  • Cadence Bank is a leading regional banking franchise with $47.8 billion in assets* and more than 400 branch locations across the South, Midwest and Texas. Cadence provides consumers, businesses and corporations with a full range of innovative banking and financial solutions.Services and products include consumer banking and more.
  • Town-Country National Bank
  • 118 Broad St, Camden, AL, 36726
  • Town-Country United Bank offers the highest quality of banking services on the market today. Since 1978, we have provided superior service to our customers and have assisted them in achieving their goals. Our years of experience and commitment to excellence have earned us the reputation as the one of the best in the area
  • Community Neighbor Bank
  • 3 Water St, Camden, AL, 36726
  • Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.