Construction loans by with AI by private investors in Napa, CA

The compilation of construction loan providers listed by Lendersa® in Napa, CA features an array of financial institutions such as regional banks, national financiers, and local hard money lenders using private funds. These lenders cater to your new construction or major renovation needs.

In Napa, CA, lenders estimate the construction costs of a 2,000 square foot home, with basic building expenses starting at $323,175 and going up to $581,473 for more luxurious options. Variable factors like borrowers' financial situations, LTV, ARV, and lender type impact the interest rates and loan conditions.

Explore loan proposals from a network of 100 lenders

Discover the magic of our construction loan calculator

Lendersa®'s AI technology proficiently aligns your loan application with numerous construction lenders to cover all your financing requirements. You can now identify optimal construction rates to support ground-up construction, fix and flip, or significant rehab projects across both residential and commercial properties in CA.

Searching for construction loan lenders nearby?

Minimizing unnecessary credit inquiries prevents damage to your credit score. We offer preapproval for land loans without needing to view your social security number or other sensitive financial data.

By pledging additional property as collateral (through a blanket loan), you might be eligible for 100% LTV financing.

For finding vacant land loan lenders in specific areas, use the Lendersa® land loan calculator in zip codes 94558, 94559, 94581.



  • 1st INTEGRITY MORTGAGE
  • 16275 Monterey Road, Suite K, Morgan Hill, CA, 95037
  • Integrity. We believe it all begins here. If we are people of integrity, in a business that is not always known for it’s “honesty” we will be set apart from our competition. We strive hard to adhere to all government regulations. But that’s only the start. We also communicate clearly with you the client on your options, benefits.
  • Global Mortgage
  • 17485 Monterey Road, Suite 202, Morgan Hill, CA, 95037
  • At Global Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Tedrowe Realty & Investments
  • 125 Jewell Street, Santa Cruz, CA, 95060
  • "Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988. Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
  • Karma Mortgage Solutions, Inc.
  • 830 Bay Avenue, Suite A, Capitola, CA, 95010
  • "At Karma Mortgage Solutions, Inc. Our company provides a wide variety of loans. From the most popular ones like FHA, VA, Conventional, USDA, to commercial loans, bridge loans, construction loans, Manufacture homes, and more. FHA, VA, Conventional, USDA, to commerc Equal Housing Lender (Brokerage)."
  • Western Highland Mortgage
  • 3170 US Hwy. 50, Suite 10, South Lake Tahoe, CA, 96150
  • Western Highland Mortgage (WHM) provides private, hard money loans in Northern California and Northern Nevada regions. Our philosophy is that we are cheaper than a partner. If the loan doesn’t make sense for you, it doesn’t make sense for us. We can usually perform this analysis for you over the phone, quickly & efficiently.
  • Mortgages for America
  • 298 Kingsbury Grade, Suite 2E, Stateline, NV, 89449
  • Mortgages for America is dedicated in offering Programs that help America. Our Homes for Heroes program offers major discounts to most of our Heroe's in America. We do specialize in Lending to our Veterans and offer all VA loans. We also offer all traditional Conventional programs, FHA, USDA as well.
  • Greenfront Mortgage, LLC
  • 120 McFaul Way, Zephyr Cove, NV, 89448
  • We are a full service California and Nevada mortgage brokerage specializing in the residential real estate market. There are many benefits to working with us as opposed to going to a bank for a real estate loan.We gain an advantage by working with many different lenders in all categories of the market.
  • Pacific Valley Bank
  • 422 Main Street, Salinas, CA, 93901
  • To Pacific Valley Bank, being truly local means having strong roots in the community, an unmatched knowledge of local industry, and relationships with community and business leaders. We believe supporting the community means much more than simply offering financial support. Pacific Valley Bank focused on small to medium size businesses.
  • Seraph Rates
  • 32 E Alisal Street, Salinas, CA, 93901
  • Seraph Rates full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Malvini Mortgage
  • 210 Capitol St, Suite 2, Salinas, CA, 93901
  • At Malvini Real Estate Group finding a home that is perfect for you while working within your budget is a specialty of ours. Let Steve Malvini help you relieve the stress and uncertainty of buying and/or selling a home. Our Financial Services provide professional, knowledgeable, and experienced tax preparers to help
  • Platinum Capital Mortgage
  • 22581 Murietta Road, Salinas, CA, 93908
  • Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan