3 Construction Loan Lenders with AI in Winters, California 2026

Lendersa® provides a directory of construction loan lenders in Winters, CA, featuring regional banks, national lenders, and local hard money lenders utilizing private funds for your ground-up construction or major rehabilitation projects.

In Winters, CA, lenders analyze costs for a 2,000 square foot home, estimating from $318,379 for basic builds to $576,677 for more elaborate constructions. Interest rates and loan terms vary according to borrowers' financial profiles, LTV, ARV, and the type of lender chosen.

Explore loan offers from 100 lenders

Unlock the potential of the construction loan calculator

Lendersa® uses AI technology to ensure all your construction financing needs are met by matching your request with numerous construction lenders. Discover exceptional construction rates for new builds, fix-and-flips, or significant rehabs on residential and commercial properties in CA.

Looking for construction loan lenders nearby?

To maintain your credit score, avoid unnecessary inquiries. Get preapproved for land loans without sharing your social security number or personal information.

With the potential to pledge extra property as security, you might qualify for 100% LTV financing in a blanket loan.

Use the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 95694.



Winters Construction Loan Lenders

  • Napa Valley Lending
  • 5230 Country Lane, Napa, CA, 94558
  • Lends in California
  • Our company is based on the belief that our customers’ needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals.We would welcome the opportunity to earn your trust & deliver you the best service in the industry, honestly, ethically.

  • Home Loans With Steve
  • 1115 Stratford Ave. Suite D, Dixon, CA, 95620
  • Lends in California
  • After completing my degree in finance at the University of Connecticut, I started in the mortgage business right out of college in 2004. With 13+ years of experience and a primary objective of thoroughly explaining all available loan options to my clients with what is typically the largest investment in their lives.

  • Silverado Credit Union
  • 1 Angwin Plaza, Angwin, CA, 94508
  • Lends in California
  • Silverado Credit Union has been open since 1953. The credit union has assets totaling $63.97 Million and provides banking services to more than 4,000 members.

    Silverado Credit Union offers FREE online tools and services to help you save time and money. We protect your personal and financial information with the highest level of security availa

  • Network Independent Mortgage Brokers
  • 1300 Oliver Road, Suite 140, Fairfield, CA, 94534
  • Lends in California
  • Network Independent Mortgage Brokers are a TRULY Independent Mortgage Brokers who shop all options to get you the BEST Deal so you dont have to take the time to do it yourself. We get the job DONE, we are here for any questions you have about the process. We do not take your trust in us for Grated, we step up to prove that we deserve that trust.

  • GFL Capital Mortgage
  • 1100 Corporate Way, Suite 210, Sacramento, CA, 95831
  • Lends in California
  • GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.

  • Golden Bay Mortgage Group
  • 1143 N. Market Blvd Suite 1, Sacramento, CA, 95834
  • Lends in California
  • Our company was built from opportunity. Much of our time in the mortgage industry has been rough seas and waves of changes and regulations. Now times have changed and the importance of home ownership is again an opportunity for all. Our intention is to provide a place where our customers can feel secure

  • Kathleen Beck - Mortgage Lender
  • 2716 Broadway, Sacramento, CA, 95818
  • Lends in California
  • "I am a Direct Lender as well as a Mortgage Broker,
    and as a result, have Great Home Loan Programs,
    Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "

  • West Coast Mortgage Group
  • 2716 Broadway, Sacramento, CA, 95818
  • Lends in California
  • West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).

  • Simple Mortgage Financial
  • 500 Capitol Mall, Sacramento, CA, 95814
  • Lends in California
  • At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Green Haven Capital
  • 5890 S LAND PARK DRIVE, Sacramento, CA, 95822
  • Lends in California
  • Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.