11 Construction Loan Lenders with AI in Oildale, California 2026
Lendersa® presents a list of construction loan lenders in Oildale, CA, featuring regional banks, national lenders, and local hard money lenders. These lenders utilize private money for ground-up construction or major rehabilitation projects.
In Oildale, CA, lenders estimate construction costs for a 2,000 square foot home, ranging from $321,602 for basic construction to $579,900 for more elaborate contractions. Interest rates and loan terms vary based on the borrower's financial situation, the LTV, ARV, and the type of lender selected.
Lendersa® AI technology ensures that every construction financing need is addressed by matching your loan request instantly with numerous construction lenders. Discover the best construction rates to finance ground-up projects, fix-and-flip ventures, or major rehabs on residential and commercial properties in CA.
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Avoiding unnecessary inquiries helps maintain your credit score. You can obtain preapproval for your land loan without submitting your social security number or any sensitive financial information.
If you agree to pledge additional property as security (blanket loan), you could qualify for 100% LTV financing.
Make use of the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 93308.
The Summit Financial Team has over 200 years combined mortgage lending experience. We are well versed in all aspects of the mortgage origination process. Whether you are seeking Conventional, FHA & VA, Construction, Reverse Mortgage or Alternative financing, Summit Financial is here for you.
1701 Westwind Drive, Suite 206, Bakersfield, CA, 93301
Lends in California
Our Mission at Homes By Elena Real Estate is not only to assist clients through the Buying or Selling process.It is also our goal to provide Incentives to Buyers & Sellers with the desire to contribute to Stronger and Thriving communities.At Homes by Elena Real Estate we joyfully also donate to our Local Animal shelters a percent of our commission.
Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
Lends in California
Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
4801 Calloway Drive Suite 103, Bakersfield, CA, 93312
Lends in California
Team Windes mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible and also Todd and Sasha Windes all types of home mortgage loans ranging from first time home buyer’s programs to the most sophisticated .
1200 Discovery Drive, Ste. 300, Bakersfield, CA, 93309
Lends in California
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years. The GEM business philosophy holds true that all consumers deserve access to credit, where “our customers are our business” is the cornerstone for excellence.
5060 California Ave, Suite 1090-F, Bakersfield, CA, 93309
Lends in California
The Clarity Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage
5001 California Avenue, Suite 200, Bakersfield, CA, 93309
Lends in California
Agape Mortgage provide you the best information to help you decide to purchase or refinance your personal home, vacation home or investment property. You can trust us to help you find the loan program that is best for you and your family, according to your goals.The loan process can be a source of anxiety.
Equity Loans (hard money). We are a direct equity lender operating in the Bakersfield area since 1980. and therefor Equity 1 Loans has specializes in making cash, money loans, on homes, and manuf homes with lot and foundation, and residential income property for over 35 years.and also Equity Loans A+ rating from the Better Business Bureau
5201 California Ave, Suite 450, Bakersfield, CA, 93309
Lends in California
MLD Mortgage Inc., dba The Money Store ® is a Full Service Mortgage Banker headquartered in Florham Park, New Jersey, and is licensed in 48 states across the country.Our focus is to provide highly competitive, responsible mortgage loans to everyday homeowners.For over 40 years, The Money Store® name has been synonymous with mortgage lending