Porterville, California Construction loan lenders AI selection 2026

The Lendersa® directory offers a comprehensive list of construction loan lenders within Porterville, CA, encompassing a range of financial institutions. This includes regional banks, national lenders, and local hard money financiers who specialize in providing private funds for projects such as new builds and significant renovations.

When evaluating construction costs in Porterville, CA, lenders estimate that for a 2,000 square foot home, the expense could range from $322,999 for more basic construction to $581,297 for premium finishes. The interest rates and construction loan conditions are subject to fluctuation as they are determined by the borrower's financial health, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender you select.

Explore and compare offers from an extensive network of 100 lenders

Explore the magic behind our construction loan calculator

Lendersa®'s advanced AI technology is designed to instantly connect your loan application with a vast array of construction lenders, ensuring that all of your financing requirements are fulfilled effectively. Discovering the most competitive rates for construction loans is now easier than ever, whether you're financing a ground-up build, a fix-and-flip project, or a substantial rehab of residential and commercial properties in CA.

Looking for nearby construction loan lenders?

One major advantage to consider is avoiding excessive inquiries, as they can negatively impact your credit score. Achieve preapproval for your land loan without the hassle of supplying a social security number or disclosing sensitive financial information.

Furthermore, by using additional property as collateral—offering what is known as a blanket loan—you may become eligible for 100% Loan-to-Value (LTV) financing.

Make use of Lendersa®'s land loan calculator to identify vacant land loan lenders within specific zip codes 93257.



  • Monterey County Bank
  • 601 Munras Avenue, Monterey, CA, 93940
  • Monterey County Bank, a wholly-owned subsidiary of Northern California Bancorp, Inc, provides retail and commercial banking products and services to individuals and small and medium-sized businesses in California. The company’s deposit products include personal and business checking accounts, savings accounts, money market investment accounts
  • Precision Lending Group
  • 4790 Irvine Blvd #105-461, Irvine, CA, 92620
  • The Precision Lending Group team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Step 1: Prequalify Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer. Step 2: Shop Current Wells Fargo customers have exclusive access to a one-stop real estate shopping tool.1 Start your home search now. Step 3: Apply Once you've found a home, it's time to submit a mortgage applicati
  • Sunwest Bank
  • 2050 Main Street, Suite 300, Irvine, CA, 92614
  • Sunwest Bank, founded in 1969, is a privately held commercial bank with over $1.9 Billion in assets and headquartered in Irvine, CA, with operations in California, Arizona, Idaho, and Utah. We are an entrepreneurial business bank with a long tradition of providing excellent service to entrepreneurs,
  • California First National Bank
  • 4 Executive Circle, Suite 120, Irvine, CA, 92614
  • California First National Bank ("CalFirst") is committed to providing solutions to meet a wide range of personal and commercial banking needs. Nationwide, our customers enjoy the convenience of one-stop banking anytime, anywhere. We provide 24/7 account management, and accept deposits via the Internet and mail.
  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Loanleaders of America
  • 38 Executive Park, Suite 260, Irvine, CA, 92614
  • Loan Leaders of America, Inc. is a Nationwide Wholesale Lender offering conventional and government loans on both residential and commercial properties. Established in 1999 Loan Leaders of America, Inc., has maintained to be one of the nation's most competitive wholesale lenders and diversified brokers in the industry, year after year.
  • Direct Finance
  • 17782 Cowan, Suite F, Irvine, CA, 92614
  • Direct Finance is a full-service financing brokerage that offers a wide range of products to include residential and commercial financing, mixed use, multi-family, non-traditional financing, equity lines, and bank statement financing.Our team of mortgage experts and consultants are some of the most seasoned in the industry.
  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, Irvine, CA, 92614
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Our tremendous access to lenders allows us to make certain our borrowers get the best loans possible many repeat customers attest to this unique benefit, and to our integrity and dedication.
  • Finance of America Commercial LLC
  • 30 Executive Park, Suite 130, Irvine, NY, 92614
  • As part of the Finance of America family of companies, Finance of America Commercial provides individual and business exposure limits with individual FIX & FLIP rehab property loans, along with BRIDGE loans, and SINGLE & PORTFOLIO RENTAL term loans to residential real estate investors across the country, helping our clients overcome traditional fin
  • 5 Arch Funding Corp.
  • 1920 Main St., Suite 850, Irvine, CA, 92614
  • CoreVest (previously Colony American Finance) was founded in 2014 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our experience and scale enabled us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
  • LendingXpress
  • 17785 Sky Park Circle, Ste E,, Irvine, CA, 92614
  • LendingXpress is a California based commercial, private/hard money, and residential broker/lender specializing in mortgage loans for real estate ranging from various sizes and types ranging from $100,000 to $100,000,000. If you are looking to purchase a properties, refinance, cash out, bridge loan, fix and flip etc..