Redding, California Construction loan lenders AI selection 2025

In Redding, CA, the Lendersa® compilation of construction loan lenders consists of a variety of financial institutions, including regional banks, national lenders, and local hard money lenders. They provide private financing options for both new builds and significant property renovations.

When determining the construction cost for a 2,000 square foot home in Redding, CA, lenders consider a scope from $323,681 for basic projects to $581,979 for more upscale endeavors. The interest rates and loan terms for construction projects vary, influenced by the borrower's financial condition, the loan-to-value ratio (LTV), after-repair value (ARV), and the lender type selected.

Examine and compare a wide range of loan offers from 100 different lenders.

Introducing the magical construction loan calculator

To meet your full range of construction financing needs, Lendersa® leverages AI technology to promptly align your loan request with a multitude of construction lenders. Now, it's possible to find the best available construction rates for funding projects whether they involve ground-up construction, fix-and-flip endeavors, or substantial rehabilitations of both residential and commercial properties within CA.

Looking for local construction loan lenders?

Prevent credit score impacts by minimizing unnecessary inquiries. Secure preapproval for your land loan without having to submit your social security number or other private financial information.

You could become eligible for 100% LTV financing by pledging additional properties as collateral, known as a blanket loan.

Employ the Lendersa® land loan calculator to locate lenders who deal with vacant land loans within the zip codes 96002, 96003, 96001.



  • US Lending Co
  • 2280 BECHELLI LANE, Redding, CA, 96002
  • We hold ourselves to high standards. We value excellence in our personal lives and our company as a whole. We desire to provide high quality products and services while using the most up-to-date technology in order to stay ahead of the curve and make the process more efficient for us and less stressful for our clients.
  • Access Mortgage
  • 2620 Larkspur Lane Ste O, Redding, CA, 96002
  • At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.
  • Omega Mortgage Group
  • 2285 Hilltop Dr., Redding, CA, 96002
  • Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.
  • Only 1 Benji
  • 1177 Hilltop Dr, Redding, CA, 96003
  • Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.
  • Members 1st Credit Union
  • PO Box 492395, Redding, CA, 96049
  • Members 1st Credit Union provides the convenient and relevant financial services its members need to achieve their goals and dreams. They offer checking, savings, certificates, IRAs, money market, credit cards, mortgages, home equity loans, auto loans, personal loans, student loans, online and mobile banking and more.
  • Home Loans By Shan
  • 121 W 1st Avenue, Chico, CA, 95926
  • Home Loans By Shan. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. Home Loans By Shan's the objective here is to work diligently to assist you in meeting your real estate goals.
  • Network Mortgage
  • 155 E 3rd Ave, Chico, CA, 95926
  • Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..
  • IMS Lending
  • 120 W 2nd Street, Unit 2, Chico, CA, 95928
  • IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
  • Caliber Home Loans
  • 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
  • Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan