1232 Construction Loan Lenders with AI in Cottonwood, California 2025

Lendersa® offers a selection of construction loan lenders in Cottonwood, CA, which includes regional banks, national lenders, and local hard money providers using private funds for ground-up construction or major rehabs.

In Cottonwood, CA, lenders estimate the cost of building a 2,000 sq ft home from $316,102 for basic work to $574,400 for more elaborate projects. Interest rates and loan terms vary depending on borrowers' financial details, Loan-to-Value ratio (LTV), After Repair Value (ARV), and lender type.

See loan offers from 100 lenders

Explore the magic of the construction loan calculator

Utilize Lendersa® AI technology to match your financing needs with multiple construction lenders instantly. Discover top construction rates for funding ground-up projects, fix-and-flips, or major rehabs on residential and commercial properties in CA.

Searching for construction loan lenders nearby?

Preserve your credit score by avoiding unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial information.

This preapproval may qualify you for 100% LTV financing if you offer additional property as collateral through a blanket loan.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 96022.



  • Ample Funding LLC
  • 2841 HAMNER AVE, SUITE A, Norco, CA, 92860
  • Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.
  • Ponce & Ponce Realty
  • 2086 S E St, San Bernardino, CA, 92408
  • Ponce & Ponce Realty has been in the real estate services business in the San Bernardino, Riverside, Rialto, Redlands, Loma Linda, Highland, Fontana, and Bloomington real estate markets for many successful years and will be here for many more. This longevity and confidence comes from our real estate services to a great many buyers and sellers.
  • Dunn Premier Inc
  • 424 East Vanderbilt Way, San Bernardino, CA, 92408
  • We do business differently, and we're proud of it! Dunn Premier is dedicated to serving commercial and residential clients nationwide. We get loans Dunn right with our attention to detail and by ensuring the process is transparent from start to finish. Clients experience our premier standard of care
  • Stearns Home Loans - Fremont, CA
  • 1110 E. Chapman Ave, Suite 101, Orange, CA, 92866
  • Headquartered in Lewisville, TX, Stearns Lending, LLC and its affiliated entities have provided 30 years of mortgage lending services throughout the United States where licenses are held. Stearns’ business channels include wholesale, retail, joint venture, and financial institution groups.
  • ORANGE CIRCLE INTERNATIONAL
  • 8502 Chapman Avenue, Suite 199, Orange, CA, 92869
  • Orange Circle International (OCI) Loans offers a wide range of commercial financing programs to help businesses of all sizes thrive. We provide business loans that are tailored to suit various objectives, and we maintain extensive partnerships with investors and other sources of financing.
  • Brymus Capital Inc.
  • 16480 South Harbor Boulevard, Suite 104, Fountain Valley, CA, 92708
  • Brymus Capital was established in 2005, and specializes in mortgage and real estate services. We help you understand how the loan process works. Weather your buying your first home or refinancing, selling or looking to invest Brymus Capital can assist you with all your mortgage and real estate needs.
  • EELending
  • 16151 Cache Street, Fountain Valley, CA, 92708
  • Customer service is our top priority as we go out of our way to ensure our customers have the smoothest transaction possible. We know that each customer has specific needs, so we strive to meet those needs with a wide array of investment tools, mortgage products and individual attention.
  • Oceanside Mortgage Corp
  • 18682 Beach Blvd, Suite 200, Huntington Beach, CA, 92648
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We have a Large Variety of Loan Programs to fit your Mortgage Needs.
  • Choice Services Group Inc.
  • 20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
  • Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
  • Pacific One Lending and Real Estate
  • 18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
  • Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • American Transactions Inc.
  • 820 N. Parton Street, Suite 201, Santa Ana, CA, 92701
  • Whether your goal is to own a Multi Unit Investment, Commercial Building, Commercial Investment, Light Industrial, Special Use property, our commitment is helping you to achieve and exceed your own dreams. Buy or Sell California Investment Properties beyond your most demanding needs.