Construction loans by with AI by private investors in Cottonwood, CA

Lendersa® offers a selection of construction loan lenders in Cottonwood, CA, which includes regional banks, national lenders, and local hard money providers using private funds for ground-up construction or major rehabs.

In Cottonwood, CA, lenders estimate the cost of building a 2,000 sq ft home from $316,102 for basic work to $574,400 for more elaborate projects. Interest rates and loan terms vary depending on borrowers' financial details, Loan-to-Value ratio (LTV), After Repair Value (ARV), and lender type.

See loan offers from 100 lenders

Explore the magic of the construction loan calculator

Utilize Lendersa® AI technology to match your financing needs with multiple construction lenders instantly. Discover top construction rates for funding ground-up projects, fix-and-flips, or major rehabs on residential and commercial properties in CA.

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Preserve your credit score by avoiding unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial information.

This preapproval may qualify you for 100% LTV financing if you offer additional property as collateral through a blanket loan.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 96022.



  • AMS Holdings, Inc
  • 4040 MacAarthur Boulevard, Suite 309, Newport Beach, CA, 92660
  • AMS Real Estate is one of the fastest growing residential and commercial real estate companies, provides brokerage and consulting services in fields of Mortgage, Real Estate, and Development. Industry knowledge, experience, and attentive customer services drives AMS trajectory. A streamlined approach eliminates non-productive tasks.
  • Century Mortgage
  • 14 Corporate Place, Suite 120, Newport Beach, CA, 92660
  • Century Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Thayer Financial Corporation
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • Residential First Mortgage began business in 1994. From the beginning, it has been our vision to build a business from repeat clients and client referrals, ultimately creating “clients for life”. Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction.
  • Choice Financial Group
  • 5000 Birch Street, Suite 3000, Newport Beach, CA, 92660
  • Choice Financial Group, is a mortgage broker and a subsidiary of California Financial Realty Inc. a privately owned company. Under the same leadership, we have been providing superior service to our clients since 1985. We also provide full Real Estate service.. We can represent buyers and sellers for any Real Estate transaction.
  • WFP Lending
  • 4540 Campus Dr, Suite 106, Newport Beach, CA, 92660
  • At WFP Lending! Since 1998 we have been helping consumers get the best deal possible by giving consumers multiple offers from several wholesale lenders in a matter of minutes, WFP Lending makes comparison shopping easy from over 90 wholesale lenders. You the consumer WINS because when lenders compete you get the very best price!
  • Taylor Morrison Home Funding, Inc
  • 4695 MacArthur Court, Suite 950, Newport Beach, CA, 92660
  • "Let Taylor Morrison Home Funding help make your dream home a reality. In today's marketplace it is imperative to work with knowledgeable mortgage professionals. At Taylor Morrison Home Funding, we will be with you every step of the way. Taylor Morrison's commitment to your financing is just as important as building your home."
  • Cal Loans Direct, Inc.
  • 20262 Orchid St, Newport Beach, CA, 92660
  • At Cal-Loans Direct, Inc. we understand that your life is complicated enough. Our financial experts are here to make buying your first home, investment property or refinancing, easier than ever. We will walk you through our simple loan process step-by-step and present you with the very best loan options for your needs.
  • Golden Capital Group
  • 4630 Campus Dr. #200-D, Newport Beach, CA, 92660
  • Golden Capital Group is a private money lender located in California and Oregon. We are a direct residential and commercial lender that originates, underwrites and funds first and second mortgages secured against Real Estate. We conduct business in the states of California, Oregon and Washington.
  • Residential First Mortgage
  • 20151 SW Birch St, Suite 200, Newport Beach, CA, 92660
  • Residential First Mortgage it has been our vision to build a business from repeat clients & client referrals, ultimately creating “clients for life”.Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction with the idea of building strong relationships with our clients.
  • Inspire Home Loans
  • 4695 MacArthur Ct Ste 350, Newport Beach, CA, 92660
  • Inspire Home Loans Inc.is proud to be the affiliate lender of Century Communities,and exceptional service requires always doing the right thing for you, the customer Our customer-centered approach to home finance takes into account who you are, what you aspire to, and which mortgage programs will suit your financial goals.
  • Nikols Co
  • 4041 MacArthur Boulevard Suite 140, Newport Beach, CA, 92660
  • Nikols Mortgage Fund, LLC (the Fund) has attracted a loyal and sophisticated community of investors including prominent real estate executives, investment advisors, family trusts, family offices, self-directed IRAs, and investment LLCs. Many investors have previously made direct and active real estate investments,