83 Construction Loan Lenders with AI in Richmond, California 2026

Lendersa® provides a list of construction loan lenders in Richmond, CA that includes regional banks, national lending institutions, and local hard money lenders using private funds. These lenders are well-suited for financing ground-up constructions or major rehabs.

In Richmond, CA, construction costs for a 2,000 square-foot home range from $323,538 for basic builds to $581,836 for more elaborate designs. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and the lender type.

View and compare offers from 100 lenders

The Construction Loan Calculator

Lendersa®'s AI technology ensures all financing needs are met by matching loan requests with numerous construction lenders. You can discover excellent construction rates for ground-up builds, flips, or major rehabs on residential and commercial properties in CA.

Find Local Construction Loan Providers

Avoid unnecessary credit inquiries to maintain your credit score. Secure preapproval for a land loan without disclosing your social security number or sensitive financial info.

Consider qualifying for 100% LTV financing by pledging additional property as security, known as a blanket loan.

Use Lendersa® land loan calculator to find vacant land lenders in zip code 94530.



  • D & D Capital Solutions LLC
  • 681 Kenney St, El Cajon, CA, 92020
  • Lends in California
  • There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!

  • IQ Realty & Lending Inc.
  • 360 West Lexington Avenue, Suite 100, El Cajon, CA, 92020
  • Lends in California
  • IQ Realty & Lending represent buyers and sellers of real estate properties across San Diego County, residential property, commercial property, land, business opportunities, property management & financing. We also offer- Sell A Home, Finance A Home, Commercial Real Estate, Buy Property, Sell Property, Buy A Home.

  • Zeman Mortgage Inc
  • 140 W. Park Ave, El Cajon, CA, 92020
  • Lends in California
  • Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers

  • Disney Financial Corporation
  • 3527 Paseo Salamoner, La Mesa, CA, 91941
  • Lends in California
  • Disney Financial have been in the business for over 30 years helping people reach their financial goals.Whether you have a perfect credit or have faced some challenges, we’ll do everything we can to find the best San Diego Home Loan rate for you. At Disney Financial we go the extra mile to assist clients who have been turned down for Home Mortgages

  • BRIK Home Loans
  • 3655 Avocado Blvd, La Mesa, CA, 91941
  • Lends in California
  • BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.

  • Adonai King LLC
  • 6828 Quebec Ct Unit 4, San Diego, CA, 92139
  • Lends in California
  • No Doc' financing to acquire that lucrative piece of investment real estate property?
    Adonai King LLC, specialize in multifamily, apartment building, strip mall, office building, warehouse and most categories of fixed income producing residential and commercial properties. Our nationwide asset-based funding platform requires NO tax returns, NO f

  • eMortgage Lending, Inc.
  • 4380 Bonita Rd, Bonita, CA, 91902
  • Lends in California
  • eMortgage Lending, Inc. has built a strong reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of California.We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending.

  • Fouts Financial, Inc.
  • 1863 Rams Hill Drive, Borrego Springs, CA, 92004
  • Lends in California
  • Fouts Financial, Inc. is a corporation owned by Robert Morgan Fouts, and is licensed to provide real estate financing by the Department of Real Estate of the State of California since 1985. It is also licensed in Hawaii, and Washington Fouts Financial provides mortgage brokerage services for residential, commercial, construction.

  • Cornerstone Commercial Mortgage
  • 775 Esperanza Place, Chula Vista, CA, 91914
  • Lends in California
  • Cornerstone Commercial Mortgage specializes in commercial real estate finance. We act as mortgage consultants, not simply mortgage brokers, focusing on providing the appropriate financing solutions for each deal and each client. We manage every detail of the loan process from start to finish in a way that's effortless

  • Secure Funding Group
  • 2371 Fenton St Ste 201, Chula Vista, CA, 91914
  • Lends in California
  • We are a full service mortgage brokerage firm with an exceptional staff offering expertise in all types of financing. Our team consists of loan officers that have worked for the largest mortgage lenders in the nation with over 45 years combined mortgage lending experience.We always find ways to get you approved and financed.

  • Caliber Home Loans, Inc
  • 877 Anchorage Place, Chula Vista, CA, 91914
  • Lends in California
  • Caliber Home Loans is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches,wholesale lending & correspondent lending.Caliber also offers innovative servicing solutions for both conforming and non-conforming loans.

  • First Priority Home Loans
  • 891 Kuhn Dr Ste 204, Chula Vista, CA, 91914
  • Lends in California
  • The First Priority Home Loans Team is your premier mortgage lender located in Chula VIsta, California. First Priority Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Chula VIsta area.