1233 Construction Loan Lenders with AI in El-Cerrito, California 2025

Lendersa® provides a comprehensive list of construction loan lenders in El-Cerrito, CA, spanning regional banks, national institutions, and local hard money lenders. These lenders utilize private funds tailored for your ground-up construction or significant renovation needs.

In El-Cerrito, CA, the construction cost for a 2,000 square foot home ranges from $320,931 for basic builds to $579,229 for more upscale options. The interest rates and loan terms fluctuate based on various factors including the borrower's financial profile, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the specific nature of the selected lender.

Review and compare loan offers from 100 different lenders to find the best deal for your needs.

The Magic Construction Loan Calculator

Lendersa® employs advanced AI technology to match your financing requirements with hundreds of construction lenders. Discover highly competitive rates to finance your ground-up construction, fix and flip, or major renovation projects across residential and commercial properties in CA.

Need Construction Loan Lenders Nearby?

Avoid unnecessary credit inquiries to preserve your credit score. Obtain preapproval for your land loan without providing your social security number or any sensitive financial information.

Consider qualifying for 100% LTV financing by pledging additional property as collateral through a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to connect with vacant land loan lenders in zip codes 94530, ensuring you find a loan solution that fits your specific needs.



  • Global Mortgage
  • 17485 Monterey Road, Suite 202, Morgan Hill, CA, 95037
  • At Global Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Golden Pacific Bank, National Association
  • 1409 28th Street, Sacramento, CA, 95816
  • We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.
  • Wholesale West Lending Inc
  • 725 30th street, Suite 203, Sacramento, CA, 95816
  • "Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"
  • KMG Kappel Mortgage Group, Inc.
  • 3673 J Street Sacramento, Sacramento, CA, 95816
  • Welcome to Kappel Mortgage Group! Where you will find mortgage brokers that are experts and understand the local market and rates so that you can ensure you are getting the best deal. Whether you are first time home buyer purchasing your dream home, refinancing an outstanding loan.
  • Ability Mortgage
  • 580 N. Wilma Ave, Suite D, Ripon, CA, 95366
  • We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending… from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the loan-with great rates, terms and costs-to meet your unique needs.
  • Amanda Rawls
  • 8788 Elk Grove Blvd, Suite 1, Elk Grove, CA, 95624
  • Amanda Rawls is a mortgage veteran of 25 years who is also a dedicated wife and mother of 5 wonderful angels. Amanda Rawls is passionate and values taking the time to explain the process of home ownership, refinancing and critical loan details. Amanda Rawls enjoys walking her clients through the entire process in simple terms.
  • Johnny Delgadillo - Answer Home Loans, Inc.
  • 9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
  • Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.
  • Anew Lending
  • 9299 East Stockton Blvd #50, Elk Grove, CA, 95624
  • Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.