1230 Construction Loan Lenders with AI in Sacramento, California 2025

The Lendersa® lineup of construction loan lenders in Sacramento, CA, includes a variety of sources such as regional banks, prominent national lenders, and local hard money lenders utilizing private funds. These lenders cater to ground-up construction projects and major rehab needs.

Lenders evaluate the construction cost for a 2,000 square foot home in Sacramento, CA, with estimates ranging from $324,308 for basic builds to $582,606 for more elaborate constructions. The interest rate and terms for construction loans vary based on the borrower's financial circumstances, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and chosen lender type.

Discover loan offers from 100 diverse lenders

Experience the innovative construction loan calculator

To fully address your construction financing needs, Lendersa® uses advanced AI technology to promptly align your loan requests with an extensive network of construction lenders. You can now uncover competitive construction rates suitable for comprehensive builds, fix N flips, or extensive rehabs for both residential and commercial properties within CA.

Looking for construction loan lenders nearby?

Keeping unnecessary inquiries to a minimum helps maintain your credit score. Secure preapproval for a land loan without needing to disclose your social security number or other sensitive financial information.

If you can pledge additional property as collateral, you may qualify for 100% LTV financing through a blanket loan agreement.

Utilize the Lendersa® land loan calculator to find lenders providing vacant land loans in zip codes 95820, 95838, 95832, 95833, 95831, 95834, 95835, 95811, 95814, 95815, 95816, 95818, 95819, 95828, 95821, 95823, 95822, 95825, 95824, 95826, 95817, 94203, 94204, 94205, 94207, 94208, 94209, 94211, 94229, 94230, 94232, 94234, 94235, 94236, 94237, 94239, 94240, 94244, 94245, 94247, 94248, 94249, 94250, 94252, 94254, 94256, 94257, 94258, 94259, 94261, 94262, 94263, 94267, 94268, 94269, 94271, 94273, 94274, 94277, 94278, 94279, 94280, 94282, 94283, 94284, 94285, 94287, 94288, 94289, 94290, 94291, 94293, 94294, 94295, 94296, 94297, 94298, 94299, 95812, 95813, 95840, 95851, 95852, 95853, 95867, 95894. This tool is essential for acquiring the appropriate financing option for your land purchases.



  • Lending Corner
  • 950 S Coast Dr #155, Costa Mesa, CA, 92626
  • Specializing in arranging private, hard money loans backed by qualifying real estate assets to satisfy your financial needs. Lending Corner employs a team of real estate finance experts ready to assist in securing a private money loan for your financial needs. Whatever the goal – cash out, bridge loan, refinance, acquisition – we offer high LTV
  • DH Leffridge & Company
  • 600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626
  • Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
  • Crawford Real Estate Services, Inc.
  • 1447 Ford Street Ste 101, Redlands, CA, 92374
  • Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957. We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.
  • Mountain West Financial Inc.
  • 1209 Nevada St. #200, Redlands, CA, 92374
  • Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation built on trust, ethical lending practices and true family values. We are a family-owned business who have been making homeownership a reality since 1990. From the time of application to closing.
  • SMS Mortgage
  • 2 Robinstree Lane, Irvine, CA, 92602
  • SMS Mortgage pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan.
  • The Norris Group
  • 1845 Chicago Avenue, Suite C, Riverside, CA, 92507
  • The Norris Group is a real estate investment firm, California and Florida hard money lender, and real estate investment educator.
  • The Norris Group
  • 1845 Chicago Ave, Ste C, Ste C, Riverside, CA, 92507
  • The Norris Group is a real estate investment firm, California and Florida hard money lender, and real estate investment educator. We fund millions in hard money loans through our cutting-edge programs tailor built for professional real estate investors that are fixing and flipping, buying to hold rentals, and/or constructing new homes in Southern C
  • North American Financial
  • 375 N Stephanie St Bldg 20, Henderson, NV, 89014
  • At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family
  • Five Star Mortgage
  • 9065 South Pecos Road, Ste #200-A, Henderson, NV, 89074
  • Welcome to Five Star Mortgage! We are a full-service mortgage company located in Henderson, Nevada. We specialize in residential mortgage financing for a primary residence as well as investors. Whether you are relocating to the area, refinancing, or looking to move to a new house, we can help! At Five Star Mortgage, our ultimate goal is to creat
  • CHM Redding Reverse Mortgage
  • 16845 Von Karman Ave, Suite 200, Irvine, CA, 92606
  • Change Home Mortgage is a residential mortgage lender approved as a direct seller and servicer by Fannie Mae, Freddie Mac, and Ginnie Mae. Change Home Mortgage is certified by the United States Department of the Treasury as a Community Development Financial Institution (CDFI) allowing it to offer proprietary mortgage options.
  • Commerce Home Mortgage
  • 16845 Von Karman Avenue, Suite 200, Irvine, CA, 92606
  • Commerce Home Mortgage mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital