Construction loans lenders Sacramento, CA [2026lenders list]

The Lendersa® lineup of construction loan lenders in Sacramento, CA, includes a variety of sources such as regional banks, prominent national lenders, and local hard money lenders utilizing private funds. These lenders cater to ground-up construction projects and major rehab needs.

Lenders evaluate the construction cost for a 2,000 square foot home in Sacramento, CA, with estimates ranging from $324,308 for basic builds to $582,606 for more elaborate constructions. The interest rate and terms for construction loans vary based on the borrower's financial circumstances, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and chosen lender type.

Experience the innovative construction loan calculator

To fully address your construction financing needs, Lendersa® uses advanced AI technology to promptly align your loan requests with an extensive network of construction lenders. You can now uncover competitive construction rates suitable for comprehensive builds, fix N flips, or extensive rehabs for both residential and commercial properties within CA.

Looking for construction loan lenders nearby?

Keeping unnecessary inquiries to a minimum helps maintain your credit score. Secure preapproval for a land loan without needing to disclose your social security number or other sensitive financial information.

If you can pledge additional property as collateral, you may qualify for 100% LTV financing through a blanket loan agreement.

Utilize the Lendersa® land loan calculator to find lenders providing vacant land loans in zip codes 95820. This tool is essential for acquiring the appropriate financing option for your land purchases.

Sacramento Construction Loan Lenders
916-277-9304 Lender's profile and map Socotra Capital 2208 29th St Suite 100, Sacramento, CA, 95817 Lends in California Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
(800) 582-5503 Lender's profile and map Golden Pacific Bank, National Association 1409 28th Street, Sacramento, CA, 95816 Lends in California We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.
(916) 396-0967 Lender's profile and map Wholesale West Lending Inc 725 30th street, Suite 203, Sacramento, CA, 95816 Lends in California "Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"
(916) 416-5626 Lender's profile and map KMG Kappel Mortgage Group, Inc. 3673 J Street Sacramento, Sacramento, CA, 95816 Lends in California Welcome to Kappel Mortgage Group! Where you will find mortgage brokers that are experts and understand the local market and rates so that you can ensure you are getting the best deal. Whether you are first time home buyer purchasing your dream home, refinancing an outstanding loan.
(916) 284-6844 Lender's profile and map Kathleen Beck - Mortgage Lender 2716 Broadway, Sacramento, CA, 95818 Lends in California "I am a Direct Lender as well as a Mortgage Broker, and as a result, have Great Home Loan Programs, Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "
916.453.7533 Lender's profile and map West Coast Mortgage Group 2716 Broadway, Sacramento, CA, 95818 Lends in California West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).
(916) 476-6507 Lender's profile and map Green Haven Capital 5890 S LAND PARK DRIVE, Sacramento, CA, 95822 Lends in California Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
(916) 556-1900 Lender's profile and map Mayer & Clifton Partners 920 20th Street, Suite 125, Sacramento, CA, 95811 Lends in California It has been the goal of our company from inception to be the borrower’s advocate and we pride ourselves on personally guiding each and every transaction through the debt or equity placement process from beginning to end. In doing so we provide our clients with outstanding service.
(916) 832-6355 Lender's profile and map Bay Equity LLC 1812 K St., Sacramento, CA, 95811 Lends in California Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.
(888) 484-7675 Lender's profile and map Simple Mortgage Financial 500 Capitol Mall, Sacramento, CA, 95814 Lends in California At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.