Construction Loan Lenders in Salinas, California (2026)

Lendersa® offers a comprehensive list of construction loan providers within Salinas, CA. This list features regional banks, national financial institutions, and local private money lenders, ideal for ground-up construction projects or extensive renovations.

Lenders assess construction expenses in Salinas, CA for a 2,000 square foot house, starting from $323,967 for simpler builds up to $582,265 for more luxurious constructions. The interest rate and construction loan conditions fluctuate based on borrower financials, LTV, ARV, and the chosen lender.

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Lendersa® utilizes AI technology to seamlessly match your loan requirements with a network of hundreds of construction financiers. Easily uncover the finest rates for construction to support new construction, fix-and-flip projects, or significant renovations on both commercial and residential properties in CA.

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Protecting your credit score is important, so minimize unnecessary credit inquiries. Obtain preapproval for your land loan without needing to provide your social security number or other sensitive financial information.

It's possible to secure 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Employ the Lendersa® land loan calculator to locate lenders for vacant land loans in the specified zip codes 93901.



Salinas Construction Loan Lenders

  • Pacific Valley Bank
  • 422 Main Street, Salinas, CA, 93901
  • Lends in California
  • To Pacific Valley Bank, being truly local means having strong roots in the community, an unmatched knowledge of local industry, and relationships with community and business leaders. We believe supporting the community means much more than simply offering financial support. Pacific Valley Bank focused on small to medium size businesses.

  • Seraph Rates
  • 32 E Alisal Street, Salinas, CA, 93901
  • Lends in California
  • Seraph Rates full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • Malvini Mortgage
  • 210 Capitol St, Suite 2, Salinas, CA, 93901
  • Lends in California
  • At Malvini Real Estate Group finding a home that is perfect for you while working within your budget is a specialty of ours. Let Steve Malvini help you relieve the stress and uncertainty of buying and/or selling a home. Our Financial Services provide professional, knowledgeable, and experienced tax preparers to help

  • Platinum Capital Mortgage
  • 22581 Murietta Road, Salinas, CA, 93908
  • Lends in California
  • Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan

  • Monterey County Bank
  • 601 Munras Avenue, Monterey, CA, 93940
  • Lends in California
  • Monterey County Bank, a wholly-owned subsidiary of Northern California Bancorp, Inc, provides retail and commercial banking products and services to individuals and small and medium-sized businesses in California. The company’s deposit products include personal and business checking accounts, savings accounts, money market investment accounts

  • HCS equity
  • 7412 cypress lane, Carmel, CA, 93923
  • Lends in California
  • HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.

  • HCS Equity
  • 7412 Cypress Lane, Carmel, CA, 93923
  • Lends in California
  • HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.

  • Karma Mortgage Solutions, Inc.
  • 830 Bay Avenue, Suite A, Capitola, CA, 95010
  • Lends in California
  • "At Karma Mortgage Solutions, Inc. Our company provides a wide variety of loans.
    From the most popular ones like FHA, VA, Conventional, USDA, to commercial loans, bridge loans, construction loans, Manufacture homes, and more. FHA, VA, Conventional, USDA, to commerc
    Equal Housing Lender (Brokerage)."

  • 1st INTEGRITY MORTGAGE
  • 16275 Monterey Road, Suite K, Morgan Hill, CA, 95037
  • Lends in California
  • Integrity. We believe it all begins here. If we are people of integrity, in a business that is not always known for it’s “honesty” we will be set apart from our competition. We strive hard to adhere to all government regulations. But that’s only the start. We also communicate clearly with you the client on your options, benefits.

  • Global Mortgage
  • 17485 Monterey Road, Suite 202, Morgan Hill, CA, 95037
  • Lends in California
  • At Global Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.