Monterey, California Construction loan lenders AI selection 2025

Lendersa® provides a list of construction loan lenders in Monterey, CA, which includes regional banks, national lenders, and local hard money lenders who use private money for ground-up construction or major rehabilitation endeavors.

For a 2,000 square foot home in Monterey, CA, lenders estimate construction costs ranging from $321,173 for standard builds to $579,471 for more detailed projects. Interest rates and construction loan terms vary depending on the borrower's financial background, the LTV, ARV, and the chosen lender.

Explore offers from 100 lenders

The magic of the construction loan calculator

By utilizing Lendersa® AI technology, your construction financing needs are efficiently addressed as your loan request is matched with hundreds of construction lenders. Discover super construction rates for funding ground-up projects, fix-and-flip opportunities, or major rehabs on residential and commercial properties throughout CA.

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Avoiding unnecessary inquiries will help protect your credit score. Secure preapproval for your land loan without needing to submit your social security number or other sensitive information.

If you agree to pledge additional properties as collateral (blanket loan), you may qualify for 100% LTV (Loan-to-Value) financing.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 93943, 93940, 93944.



  • Advanced Funding Home Mortgage Loans
  • 6589 South 1300 East, Suite 200, Salt Lake City, UT, 84121
  • Whether you're in need of a Utah refinance or need a mortgage loan to purchase a new home we can help.We combine the use of technology, impeccable service, a dynamic management team, along with a well-trained, and experienced staff to produce results.Great Utah mortgage rates, low fees, simplified loan process, & a pleasant Utah mortgage experience
  • Red Bridge Capital
  • 6440 Wasatch Blvd E, Salt Lake City, UT, 84121
  • Red Bridge Capital is an Alternative Finance Fund that lends in several key business verticals to provide unique financing options for borrowers. Red Bridge Capital can provide you with the capital you need for acquisition and development and vertical construction. Red Bridge Capital LLC operates as an unclassified investor.
  • STARBOARD FINANCIAL
  • 4145 E Baseline Rd, Gilbert, AZ, 85234
  • Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
  • Snap Lending LLC
  • 4525 S Wasatch Blvd, Suite 125, Salt Lake City, UT, 84124
  • Snap Lending is committed to helping you find the right mortgage based upon your specific needs. We understand that every borrower is different. As an independent brokerage, we offer a variety of products including several 100% mortgage options to meet each client's needs. We work hard for you.
  • Homestead Mortgage Group
  • 1176 East Warner Avenue, Suite 113, Gilbert, AZ, 85296
  • We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you with all of your needs. Based in Gilbert, Arizona, we are a full service mortage company that specializes in First Time Buyers, VA Loans, FHA in the Gilbert AZ.
  • Klinkloans Fund - Loans for Real Estate Investors
  • 1094 S Gilbert Rd, Suite 210, Gilbert, AZ, 85296
  • Klinkloans Fund - Loans for Real Estate Investors We are a team of local Arizona professionals dedicated to building relationships with and assisting investors in the Arizona real estate market. We provide trustworthy real estate financing and service to help real estate investors achieve their goals.
  • Wasatch Capital Mortgage
  • 697 North 240 East, Kaysville, UT, 84037
  • At Wasatch Capital Mortgage we strive to make you a “client for life” and a part of our mortgage family. We want to be your first choice each and every time you need a home loan. We have a reputation of going above and beyond for every single client. Our goal is to earn the level of trust that will make you to feel confident.
  • Ashby Financial Group, LC
  • 326 Apricot Grove, Kaysville, UT, 84037
  • Ashby Financial Group and Lewis Weaver with LW Real Estate have partnered up to provide our clients with an exceptional home buying experience! We provide all types of mortgage financing. We have Conventional, VA, FHA, USDA, Reverse Mortgage, 100% Purchase, non-conventional. We also provide retirement savings plans.
  • Summit Home Loans
  • 375 N Main St, Suite 201, Kaysville, UT, 84037
  • Summit Home Loans is a residential mortgage brokerage that strives to provide the very best home financing experience in the industry. Our two main priorities are service and price, which we believe go hand in hand rather than trading one for the other. By providing a competitive and fun working environment.
  • Mesa Mortgage, Inc.
  • 3850 East Baseline Road, Suite 115, Mesa, AZ, 85206
  • "Mesa Mortgage, Inc., was established in June of 1999. We are a family-owned and operated business located in Mesa, Arizona. We help individuals and families throughout the state of Arizona secure their loan with the most competitive rates possible. Whether you are purchasing your first home, a vacation home, interested in refinancing your mortga
  • Trusted Lending Center
  • 2929 North Power Road, Mesa, AZ, 85215
  • We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.