1232 Construction Loan Lenders with AI in San-Jose, California 2025

The Lendersa® directory of construction loan lenders in San-Jose, CA spans multiple options, including regional banks, major national lenders, and local hard money lenders employing private money. These lenders serve projects centered on ground-up constructions and significant renovations.

In San-Jose, CA, lenders determine the construction cost for a 2,000 square foot home, estimating from $324,297 for basic builds to $582,595 for more luxurious constructions. Interest rates along with construction loan terms vary with borrower financial details, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

Explore loan offers from 100 lenders

Discover the power of the construction loan calculator

To meet your construction financing needs, Lendersa® utilizes advanced AI technology to swiftly match your loan requests with numerous lenders. Explore top construction rates for funding ground-up builds, fix-and-flips, or significant rehabs on residential and commercial properties in CA.

Are there construction loan lenders near you?

Limiting unnecessary inquiries can help protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or other sensitive information.

If you pledge additional property as collateral, you might qualify for 100% LTV financing under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to find lenders serving vacant land loan needs in zip codes 95118, 95128, 95124, 95125, 95123, 95008, 95002, 95117, 95116, 95111, 95110, 95113, 95112, 95119, 95126, 95127, 95120, 95121, 95148, 95133, 95132, 95131, 95130, 95136, 95135, 95134, 95139, 95138, 95037, 95013, 95129, 95122, 95101, 95103, 95106, 95109, 95115, 95141, 95150, 95151, 95153, 95154, 95155, 95156, 95157, 95158, 95159, 95160, 95161, 95164, 95172, 95173, 95190, 95191, 95192, 95193, 95194, 95196. This tool is essential for identifying the right financing solution for your land acquisition goals.



  • Alcole Capital Group
  • 2321 Rosecrans Avenue, Suite 4250, El Segundo, CA, 90245
  • Alcole Capital Group (“ACG”) is a full-service mortgage brokerage firm based in Southern California that specializes in originating and placing loans secured by 5+ unit multifamily apartment buildings and commercial properties for a large client base of real estate brokers, property owners, and real estate investors.
  • ALL SQUARE MORTGAGE INC
  • 2150 Park Pl, Suite 100, El Segundo, CA, 90245
  • All Square Mortgage Inc Founded in 2012 and top 20 lenders by a preferred national investor. The key to our success has been a combination of consistently offering the competitive rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity
  • Specialty Lending Group
  • 400 Continental Blvd., 6th Fl., El Segundo, CA, 90245
  • "Since 1991, our team has funded thousands of real estate loans for California Home Buyers, Homeowners and Investors. Those who have faced challenges with their credit, down payment, debt-to-income ratios, employment history, provable income, etc. Together with our experience and expertise, we provide solutions"
  • Rockland Commercial
  • 222 N Pacific Coast Highway, Suite 2000, El Segundo, CA, 90245
  • Rockland Commercial is a full service mortgage lending firm that specializes in commercial & apartment mortgage financing. We are located in Redondo Beach, Manhattan Beach, and in Los Angeles County. We provide commercial and apartment loans to businesses and individuals throughout California, Arizona, Nevada, Washintgon, and the rest of the nation
  • Peer Street, Inc.
  • 2121 PARK PLACE STE 250, El Segundo, CA, 90245
  • "PeerStreet is a first-of-its-kind online platform for investing in real estate debt. The platform represents a two-sided marketplace that, on one side, provides hassle-free access to an asset class that was previously inaccessible to individual investors: short-term, real estate backed loans.
  • First Commercial Bank (USA)
  • 200 East Main Street, Alhambra, CA, 91801
  • First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.
  • New Omni Bank, National Association
  • 1235 South Garfield Avenue, Alhambra, CA, 91801
  • New Omni Bank, National Association is a nationally-chartered, FDIC insured, commercial bank. Founded in 1980 as “Monterey Park National Bank, " we have been proudly serving our community for almost 40 years. We offer a range of deposit and loan products, including residential mortgages, commercial real estate loans, commercial loans, & SBA loans.
  • First Financial Credit Union
  • PO Box 60048, City Of Industry, CA, 91716
  • First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
  • Kinecta Corporation
  • 1440 Rosecrans Ave, Manhattan Beach, CA, 90266
  • Kinecta is banking done different. While the journey to success isn’t always a straight line, having the right financial partner by your side can make all the difference. We’re excited to be the partner who helps you achieve your goals and dreams, and we’re committed to sticking by you, every step of the way.
  • Maloney RE Capital Inc.
  • 952 Manhattan Beach Blvd, Suite 160, Manhattan Beach, CA, 90266
  • Maloney RE Capital, Inc. is a boutique mortgage brokerage firm, founded in 2005 by Sean P. Maloney. The firm prides itself on providing clients with exceptional personalized services with a constant eye on each client's unique transaction. With over 20 years of mortgage lending experience.
  • Wilak Financial Corporation
  • 11011 Crenshaw Boulevard, Suite 202, Inglewood, CA, 90303
  • Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry
  • American Plus Bank
  • 630 W. Duarte Road, Arcadia, CA, 91007
  • Founded in 2007, American Plus Bank, N.A. is an independent, customer oriented community bank headquartered in Arcadia, California, providing financial solutions to the individual and business communities in San Gabriel Valley and surrounding areas in Los Angeles County. Our customer service team consists of experienced.