1232 Construction Loan Lenders with AI in Los-Gatos, California 2025

The Lendersa® directory lists construction loan lenders in Los-Gatos, CA, encompassing regional banks, national lenders, and local hard money lenders that utilize private capital for ground-up construction or major rehabilitation projects.

Lenders estimate the cost in Los-Gatos, CA for a 2,000 square foot home, starting from $321,327 for basic construction to $579,625 for more luxurious builds. Interest rates and terms vary based on the borrower's financial status, the LTV, ARV, and the type of lender selected.

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Your magic construction loan calculator

Lendersa® uses AI technology to swiftly match your construction financing requests with numerous lenders, meeting every demand. Now, uncover premium construction rates for supporting ground-up projects, fix-and-flip undertakings, or major rehabs on residential and commercial real estate within CA.

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Minimize unnecessary inquiries to safeguard your credit score. Obtain preapproval for your land loan without the necessity of your social security number or other sensitive financial data.

For those willing to use additional property as collateral (blanket loan), qualifying for 100% LTV (Loan to Value) financing may be possible.

Utilize the Lendersa® land loan calculator to pinpoint vacant land loan lenders across zip codes 95032, 95030, 95036.



  • Axel Real Estate and Home Loans Inc.
  • 2265 Ocaso Camino, Fremont, CA, 94539
  • Axel Real Estate and Home loans is a family based business run by husband and wife team. Our Profit margins are so slim that no other Agents can afford to beat. My husband Rizwan (Rizzi) Elahi has 30 years of mortgage processing and underwriting experience. He structures the hardest loan files for successful and on time close of escrow .
  • Horizon Financial Associates
  • 39680 Mission Boulevard, Fremont, CA, 94539
  • Horizon Financial Associates has been dedicated to treating our clients like family – with the utmost attention to detail and customer satisfaction. We are pleased to be your comprehensive source for all of your home financing needs – from a first home, to investment property, construction loans, cash out refinances and reverse mortgages.
  • Vale Capital
  • 770 Menlo Avenue, Suite 201, Menlo Park, CA, 94025
  • Vale Capital is an Affiliate of OneSource by PCS, an online lending and investor services platform backed by the financial strength of more than 300 private investors. The Principals, Affiliates and Advisory Board Members of Vale and OneSource consist of highly experienced real estate professionals with long and successful track records in lending.
  • The Money Market, Inc.
  • 39899 Balentine Drive, Newark, CA, 94560
  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and
  • Reliable Real Estate
  • 38930 Blacow Road, Suite E1, Fremont, CA, 94536
  • As housing costs soar, California is encouraging home owners to add small independent units in their backyard for rent . We put prefabricated homes on a permanent foundation. This cuts cost by 40%, cuts construction time by half and since homes are built indoors by experienced craftsmen and machines, the quality and finishing is much better.
  • Manufactured Home Mortgage
  • 609 Price Ave, Suite 208, Redwood City, CA, 94063
  • Manufactured Home Mortgage Full service mortgage broker specializing in manufactured housing finance and insurance. Experienced with in-park and land/home manufactured home loans of all types. Dedicated to the highest professional standards and a member of the California Manufactured Home Institue
  • Argus Financial Corporation
  • 990 Industrial Road, Suite 200, San Carlos, CA, 94070
  • Argus Financial was founded in 1971 to provide mortgage banking services to residential, commercial & industrial developers in Northern California. Today the firm offers a complete range of project finance capabilities: institutional joint ventures, permanent mortgages, construction loans, convertible and participating mortgages, investment sales.
  • Bay Area Capital Funding
  • 790 Laurel Street, Suite 11, San Carlos, CA, 94070
  • Our company specializes in residential loans, and construction loans in Northern California. We will also do hard money and private money loans in the San Francisco Bay Area. We do provide construction money in many circumstances, usually in Northern California, for both spec and owner occupied projects
  • Allison Capital
  • 936 Constitution Drive, San Mateo, CA, 94404
  • Innovation We design custom funding solutions for your business needs. Working Capital - Term Loans - Business Lines of Credit and more! Fund Your Business Our company can get you the funding you need through revenue based or credit based funding options. WHO WE ARE We are a provider of non traditional business funding options. We offer
  • Xila Financial
  • 1 Plaza View Lane, Suite 367, San Mateo, CA, 94404
  • Xila Financial is a full service real estate advisory firm with offices in California. What makes Xila Financial unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients and sets us apart from our peers.
  • Reali
  • 777 Mariners Island Blvd., San Mateo, CA, 94404
  • Founded in 2016 by a team of experienced agents, engineers, and innovators, Reali is an end-to-end real estate platform that makes the homeownership journey simple, affordable and stress-free every step of the way. By combining all disciplines under one roof from agents and loans to escrow and title Reali provides a seamless process.
  • Emerson Financial
  • 675 Mariners Island Blvd, Suite 107, San Mateo, CA, 94404
  • Emerson Financial is an established Mortgage Loan Brokerage firm specializing in the financing of residential and investment property throughout California.and also Whether you are looking to refinance, buy your next home or starting as a first-time homebuyer, our loan officers are here. They will guide you through your transaction..