1233 Construction Loan Lenders with AI in Santa-Barbara, California 2025

Lendersa® offers an extensive list of construction loan providers in Santa-Barbara, CA, featuring a variety of lenders including regional banks, large national entities, and local hard money lenders, all of whom use private funds for your new construction or significant renovation ventures.

Construction costs for a 2,000 sq ft home in Santa-Barbara, CA, are estimated by lenders to range from $324,000 for simple constructions to $582,298 for more upscale designs. The terms for construction loans, including interest rates, differ based on your financial situation, LTV, ARV, and the type of lender you choose.

Evaluate loan options from a group of 100 lenders

The ultimate construction loan calculator

With the help of Lendersa®'s AI technology, every aspect of your construction financing is handled by instantly aligning your loan request with multiple construction lenders. Discover top-tier construction rates for new builds, fix and flips, or extensive renovations, across residential and commercial properties throughout CA.

Are construction loan lenders nearby?

By eliminating unnecessary inquiries, you can protect your credit score. You can get pre-approved for a land loan without providing your social security number or sensitive financial details.

Aligning with the policy of pledging additional properties as security (a blanket loan), you might secure 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to find vacant land loan providers within ZIP codes 93105, 93101, 93103, 93109, 93102, 93106, 93120, 93121, 93130, 93140, 93190.



  • EELending
  • 16151 Cache Street, Fountain Valley, CA, 92708
  • Customer service is our top priority as we go out of our way to ensure our customers have the smoothest transaction possible. We know that each customer has specific needs, so we strive to meet those needs with a wide array of investment tools, mortgage products and individual attention.
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suite 100 & 200-A, Anaheim, CA, 92806
  • Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
  • Citizens Lending Group
  • 3455 East La Palma Avenue #102, Anaheim, CA, 92806
  • At Citizens Lending Group, our staff has a combined 50+ years in the loan industry of California. We now specialize as reverse mortgage loan officers for senior citizens, though our experience includes everything from commercial loans and traditional home loans to Veterans Administration loans and FHA loans.
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suites 110, Anaheim, CA, 92806
  • Founded in 2003,Carrington is a holding company whose primary businesses work in sync with one another to provide a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the USA. We work diligently for the benefit of the many borrowers, homebuyers and investors we serve.
  • Landmark Trust Investment Company Inc
  • 1 City Boulevard West, Suite 1120B, Orange, CA, 92868
  • Landmark Trust Investment Company Inc Full-Service Real Estate Brokerage in Southern and Northern California. We believe that our business will grow when we earn our clients’ trust through our expertise, hard work, honesty, kindness, and excellent service. We have learned that this model has allowed our well-served clients to be our best marketers.
  • Sharp Loan
  • 625 The City Drive S, Ste 400, Orange, CA, 92868
  • At Sharp Loan, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.
  • Interactive Mortgage
  • 1 City Boulevard West Suite 1650, Orange, CA, 92868
  • Winnpointe Corporation dba Interactive Mortgage provides current and future homeowners with the “Faster, Smarter…Simply Better” way to find the best loan you want quickly. We offer lender paid closing costs and an easy-to-use pricing engine, which allows you to control the process of saying yes.
  • Seacliff Mortgage
  • 9042 Garfield Ave. Suite 207, Huntington Beach, CA, 92646
  • With over 25 years of Mortgage Industry experience, The de Courcy group has proficiency in virtually every type of Real Estate Financing combined with a commitment to building lifelong relationships with our clients. The de Courcy Group is partnered with Seacliff Mortgage, a Mortgage Broker located in Huntington Beach, CA. We utilize cutting edge t
  • MakeWay Mortgage Inc.
  • 17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92646
  • We are a family company located in Huntington Beach, California. We pride ourselves on providing the best service to every customer. This means being attentive to each person’s individual needs. We offer a wide range of loan programs that most other lenders are just simply not equipped to offer.
  • Calco Financial
  • 202 West Lincoln Avenue, Suite N, Orange, CA, 92865
  • Calco Financial We are your one stop shop for Real estate and financing! Click our link to see what you qualify for! You may also click ""Apply for Loan"" for full loan application. Once there you can print the application, fill it out and send it to us. If you have further questions