Santa-Maria, California Construction loan lenders AI selection 2026

Lendersa® provides a comprehensive list of construction loan lenders in Santa-Maria, CA, featuring regional banks, national institutions, and local hard money lenders. These lenders utilize private funds to specialize in ground-up construction projects or extensive renovations.

In Santa-Maria, CA, lenders evaluate the construction cost for a 2,000 square foot home, starting at $323,747 for simpler builds up to $582,045 for more luxurious construction. The interest rates and terms of these construction loans vary, dependent on borrower financials, LTV, ARV, and the type of lender selected.

Explore and compare loan options from 100 lenders

Experience the magic of the construction loan calculator

Lendersa® employs AI technology to efficiently connect your loan requests with a myriad of construction lenders, ensuring all your financing needs are met. Discover the most competitive construction rates to fund new build projects, fix-and-flip initiatives, or comprehensive rehabs on both residential and commercial properties in CA.

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By avoiding unnecessary inquiries, you can help maintain your credit score. Achieve preapproval for your land loan without providing your social security number or sensitive financial information.

You might qualify for 100% LTV (Loan to Value) financing if you agree to offer additional property as collateral through a blanket loan.

Leverage the Lendersa® land loan calculator to find lenders specializing in vacant land loans within the zip codes 93454, 93455, 93458.



  • Emporia State Federal Credit Union
  • 310 W 12th Avenue, Emporia, KS, 66801
  • Emporia State Federal Credit Union began as a small financial institution in July of 1937, serving a "field of membership" of employees of two Emporia cooperatives. Through the years, ESFCU has continued to grow and expand while still preserving it's roots in the Emporia community.
  • Lyon County State Bank
  • 902 Merchant St., Emporia, KS, 66801
  • The Lyon County State Bank (LCSB) was chartered on June 27, 1913 and first opened for business at 508 Commercial Street, Emporia, Kansas, with Senator W. M. Price as President. The bank moved to 701 Commercial Street in 1956 and remained there until the current Main Bank facility was built in 1975 at 902 Merchant Street.
  • First Commercial Bank, National Association
  • 1336 E. Court St, Seguin, TX, 78155
  • First Commercial Bank, N.A. was founded in 1983 in a small portable building at 1336 East Court Street in Seguin. Then, in March of 1984, construction was completed on the permanent facility that is still the headquarters of First Commercial Bank today. At First Commercial Bank we believe in taking an active role in the community.
  • Community Bank & Trust, Waco, Texas
  • 1800 Washington Avenue, Waco, TX, 76701
  • At Community Bank & Trust, our mission statement is "Serving Beyond Expectations."​ By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.
  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.
  • Ready Mortgage Corp
  • 301 S. Sherman, Suite 117, Richardson, TX, 75081
  • We can provide liquidity for your notes through Loan Trader - our custom website that will price your notes in real-time automatically. Ready Mortgage is located in Richardson, Texas, and is part of the Activities Related to Credit Intermediation Industry and was founded in 6/14/95.
  • Horizon Bank Nebraska
  • 10841 North 142nd, Waverly, NE, 68462
  • Horizon Bank has been serving the financial needs of customers for over 100 years! Since the1990's, Horizon Bank has also been actively involved in the development of affordable housing. Working with developers and syndicators in the Midwest, Horizon Bank has experience in over 380 developments.
  • Aberdeen Federal Credit Union
  • 2324 8th Ave NE, Aberdeen, SD, 57402
  • Aberdeen Federal Credit Union was chartered on April 11, 1935 to promote thrift among the members and enable them to obtain loans for productive and provident purposes at reasonable rates of interest. Aberdeen Federal Credit Union is a member-owned not-for-profit financial cooperative.