3 Construction Loan Lenders with AI in Santa-Maria, California 2026
Lendersa® provides a comprehensive list of construction loan lenders in Santa-Maria, CA, featuring regional banks, national institutions, and local hard money lenders. These lenders utilize private funds to specialize in ground-up construction projects or extensive renovations.
In Santa-Maria, CA, lenders evaluate the construction cost for a 2,000 square foot home, starting at $323,747 for simpler builds up to $582,045 for more luxurious construction. The interest rates and terms of these construction loans vary, dependent on borrower financials, LTV, ARV, and the type of lender selected.
Experience the magic of the construction loan calculator
Lendersa® employs AI technology to efficiently connect your loan requests with a myriad of construction lenders, ensuring all your financing needs are met. Discover the most competitive construction rates to fund new build projects, fix-and-flip initiatives, or comprehensive rehabs on both residential and commercial properties in CA.
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By avoiding unnecessary inquiries, you can help maintain your credit score. Achieve preapproval for your land loan without providing your social security number or sensitive financial information.
You might qualify for 100% LTV (Loan to Value) financing if you agree to offer additional property as collateral through a blanket loan.
Leverage the Lendersa® land loan calculator to find lenders specializing in vacant land loans within the zip codes 93454.
Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.
J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.
556 Camino Mercado, Suite C, Arroyo Grande, CA, 93420
Lends in California
ZS Mortgage Group is one of the top lending teams in the country. We are dedicated to providing our clients Next-Level service and a holistic approach to the mortgage process.
We are team of top-notch professionals who provide a level of service beyond the typical mortgage experience.
735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
Lends in California
Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.
351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
Lends in California
Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.
351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105
Lends in California
Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions
Santa Barbara Commercial Mortgage, Inc formerly known as Mortgage Company of Santa Barbara, has been originating commercial real estate loans in California for over 25 years and is an efficient and valuable resource .With a small and agile loan committee, SBCM is able to process requests quickly and can often fund loans faster than most lenders.
7 West Figueroa Street, STE 300, Santa Barbara, CA, 93101
Lends in California
Ryker Capital — Direct Private Lender | Nationwide
Fast, flexible capital for real estate investors — from bridge to ground-up. We fund directly from our own capital: no middle layers, no delays. Backed by portfolio partners, private investors, and our own lending funds, our team brings 20+ years of expertise to every deal. We underwrite in-house and move fast.
American Riviera Bank opened for business on July 18, 2006 in Santa Barbara, CA with the support of approximately 400 local shareholders. The Bank is a full service community bank, focused on serving the lending and deposit needs of businesses & consumers in our community. The Bank has five full-service branches, located downtown in Santa Barbara.
