Santa-Maria, California Construction loan lenders AI selection 2025

Lendersa® provides a comprehensive list of construction loan lenders in Santa-Maria, CA, featuring regional banks, national institutions, and local hard money lenders. These lenders utilize private funds to specialize in ground-up construction projects or extensive renovations.

In Santa-Maria, CA, lenders evaluate the construction cost for a 2,000 square foot home, starting at $323,747 for simpler builds up to $582,045 for more luxurious construction. The interest rates and terms of these construction loans vary, dependent on borrower financials, LTV, ARV, and the type of lender selected.

Explore and compare loan options from 100 lenders

Experience the magic of the construction loan calculator

Lendersa® employs AI technology to efficiently connect your loan requests with a myriad of construction lenders, ensuring all your financing needs are met. Discover the most competitive construction rates to fund new build projects, fix-and-flip initiatives, or comprehensive rehabs on both residential and commercial properties in CA.

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By avoiding unnecessary inquiries, you can help maintain your credit score. Achieve preapproval for your land loan without providing your social security number or sensitive financial information.

You might qualify for 100% LTV (Loan to Value) financing if you agree to offer additional property as collateral through a blanket loan.

Leverage the Lendersa® land loan calculator to find lenders specializing in vacant land loans within the zip codes 93454, 93455, 93458.



  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
  • The State Bank and Trust Company
  • 401 Clinton Street, Defiance, OH, 43512
  • State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions. Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center
  • Midwest Community Federal Credit Union
  • 8770 State Route 66, Defiance, OH, 43512
  • Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.
  • TRUE Community Credit Union
  • 1100 Clinton Road, Jackson, MI, 49202
  • At TRUE to our members, TRUE to our communities, and TRUE to our team. All are invited to join TRUE Community, and we proudly serve anyone who lives, learns, works, or worships across the State of Michigan. We work hard to create and protect an inclusive environment where differences are celebrated
  • Central Kentucky Ag Credit
  • 640 S Broadway, Lexington, KY, 40508
  • Central Kentucky Agricultural Credit Association is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, Livestock and production and rural home mortgages. Ag Credit serves the 17 counties of central Kentucky with seven branch locations. Ag Credit is part of the national Farm Credit System.
  • C4 Residential LLC
  • 6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
  • C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
  • HSLC - Lexington Loan Production Office
  • 444 E Main St 106, Lexington, KY, 40507
  • We offer loan services in Lexington while providing mortgage industry expertise in their next purchase or refinance. Our loan services include residential and commercial loans. Whether you're looking to buy a new home or car, purchase commercial property, buy farmland or farm equipment, you can get started with The Home Savings and Loan Company.
  • Cornovus Capital
  • 8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236
  • CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.