2025 Construction Loans use AI Lenders complete for Orcutt, California

Lendersa® offers a selection of construction loan lenders in Orcutt, CA, comprising regional banks, national lenders, and local hard money lenders who utilize private money for ground-up construction projects or major rehabs.

In Orcutt, CA, lenders assess the construction costs for a 2,000 square foot home, ranging from $321,404 for basic builds to $579,702 for more elaborate designs. Interest rates and loan terms are influenced by the borrower's financials, LTV, ARV, and the type of lender selected.

Review offers from 100 lenders

The magic construction loan calculator

To meet all your construction financing needs, Lendersa® uses AI technology that quickly matches your loan request with a wide array of construction lenders. Discover the most competitive construction rates for funding ground-up constructions, fix-and-flips, or major rehabs on residential and commercial properties in CA.

Seeking construction loan lenders near you?

Avoiding unnecessary inquiries is crucial to preserving your credit score. Acquire preapproval for your land loan without needing to submit your social security number or any sensitive financial data.

You might qualify for 100% LTV (Loan to Value) financing when you pledge additional property as collateral (blanket loan).

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the specified zip codes 93455, 93457.



  • TwinStar Credit Union Lakewood
  • PO Box 718, Olympia, WA, 98507
  • TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.
  • Integrity Mortgage Solutions, LLC
  • 18529 Driftwood Dr. E, Bonney Lake, WA, 98391
  • Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience
  • Pacific Equity & Loan
  • 3620 100th St SW Ste. B, Lakewood, WA, 98499
  • Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.
  • Pacific Equity and Loan
  • 3620 100th St SW, Suite B, Lakewood, WA, 98499
  • Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.
  • GRANCO Federal Credit Union
  • 217 Alder Street SW, Ephrata, WA, 98823
  • Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
  • The Dorman Team
  • 310 29th St NE, Suite 200, Puyallup, WA, 98372
  • After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan
  • Farmers State Bank
  • 103 Main St, Victor, MT, 59875
  • Farmers State Bank offers a full range of banking services to residents and business in Western Montana. Locally owned and founded in 1907, Farmers State Bank is built on a foundation of strong relationships with out communities and their members. Our goal to make your experience with us easy and enjoyable.
  • Harborstone Credit Union
  • 4720 Center St, Tacoma, WA, 98409
  • Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
  • Community 1st Bank Las Vegas
  • 600 Douglas Ave, Las Vegas, NM, 87701
  • Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
  • Commencement Bank
  • 1102 Commerce Street, Tacoma, WA, 98402
  • Commencement Bank, headquartered in Tacoma, WA, was formed in 2006. We provide traditional, reliable, and sustainable banking in Pierce County, South King County, Thurston County and the surrounding areas. Our team of experienced banking experts focuses on personal attention, flexible service, and building strong relationships with customers.