Construction loans by with AI by private investors in Santa-Ynez, CA

Lendersa® maintains a comprehensive list of construction loan lenders across Santa-Ynez, CA. This list embraces a variety of financial institutions, including regional banks, national lenders, and local hard money lenders who utilize private funds to support both your ground-up construction ventures and major rehabilitation projects.

In Santa-Ynez, CA, the construction costs for a 2,000 square foot home can range widely, from $317,081 for basic construction all the way up to $575,379 for more elaborate constructions. The interest rates and construction loan terms can vary significantly, depending on borrowers’ financial profiles, the LTV (Loan-to-Value ratio), ARV (After Repair Value), and the nature of the selected lender.

If you are in the market, feel free to compare loan offers from an extensive pool of 100 lenders to find one that best fits your financial plans.

Explore the magic of the construction loan calculator

Lendersa® leverages advanced AI technology to seamlessly match your loan requests with a broad network of construction lenders, ensuring every aspect of your financing needs is meticulously addressed. By using Lendersa®, you can discover optimal construction rates for not just ground-up constructions but also fix-and-flip projects and substantial rehabs for both residential and commercial properties within CA.

Are there construction loan lenders located nearby?

Reducing unnecessary credit inquiries is crucial to maintaining a good credit score. Fortunately, you can achieve preapproval for land loans without disclosing personal details such as your social security number or other sensitive financial information.

In some cases, you may qualify for 100% Loan-to-Value (LTV) financing by pledging additional property as collateral through what is known as a blanket loan agreement.

Use the Lendersa® land loan calculator to discover lenders offering vacant land loans in the zip codes 93463, 93460. This helpful tool not only simplifies the locating process but also offers tailored solutions to best meet your financial requirements and aspirations for your construction projects.



  • PIC Group
  • 1545 River Park Dr, Sacramento, CA, 95815
  • PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
  • Optimus Capital
  • 1545 River Park Drive, Suite 335, Sacramento, CA, 95815
  • Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.
  • California Lending Source
  • 1024 Iron Point Rd, Suite 1017, Folsom, CA, 95630
  • California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.
  • Real Estate Source, Inc.
  • 1024 Iron Point Road, Suite 1017, Folsom, CA, 95630
  • Real Estate Source, Inc Real Estate Source, Inc has been devoted to over 250 real estate agents in Northern California assisting them in making their business practice profitable. One of the secrets to Real Estate Source’s success has been with how transparent they are with their 100% commission package.
  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.
  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed
  • Crestone Mortgage
  • 8510 Madison Avenue, Suite F, Fair Oaks, CA, 95628
  • A family-owned business with over 20 years of experience,we are here to help customers obtain their dream homes with affordable mortgage loans.As a mortgage brokerage,our fiduciary duty is to our customers–not to banks. It is our duty & our pleasure to help customers get the best loan product at the cheapest possible cost from a variety of lenders.
  • Attorneys Funding Group
  • 11140 Fair Oaks Blvd, Suite 500, Fair Oaks, CA, 95628
  • With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.
  • Sacramento Owner Builder Center, Inc.
  • 4777 Sunrise Boulevard, Suite A, Fair Oaks, CA, 95628
  • The Owner Builder Center has been teaching classes and providing support services to both people who are building or remodeling their own homes and to the local construction community of subcontractors and vendors since April 1884. Over the years, thousands of people have attended and been trained to successfully build their own homes.