19 Construction Loan Lenders with AI in Sebastopol, California 2026

The Lendersa® list of construction loan lenders in Sebastopol, CA consists of a mix that includes regional banks, national lenders, and local hard money lenders who provide private financing for ground-up construction or major rehabilitation projects.

In Sebastopol, CA, lenders calculate construction costs for a 2,000-square-foot home, with estimates ranging from $318,324 for basic construction to $576,622 for more detailed builds. Interest rates and construction loan terms are variable, depending on the borrower's financial profile, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

Explore loan options from 100 lenders

Discover the magic construction loan calculator

To satisfy all your construction financing needs, Lendersa® employs AI technology to match your loan application with numerous construction lenders, ensuring you get the best available options. You can find attractive construction rates to support ground-up projects, fix-and-flip operations, or major rehabs on both residential and commercial properties in CA.

Your search for construction loan lenders nearby

To preserve your credit score, it's crucial to avoid unnecessary inquiries. Obtain preapproval for your land loan without needing to reveal your social security number or sensitive financial details.

You may be eligible for 100% LTV (Loan to Value) financing if you agree to pledge additional property as security under a blanket loan arrangement.

Explore the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 95472.



Sebastopol Construction Loan Lenders

  • The Property & Mortgage Network
  • 818 Mendocino Avenue, Santa Rosa, CA, 95401
  • Lends in California
  • The Mortgage Network is the most aggressive NonPrime mortgage brokerage on the street for NonPrime and Private Money deals. We close the files that other brokers say no to or just can not get it down. The Mortgage Network was founded in 2010. The Mortgage Network specializes in Mortgage Bankers And Loan Correspondents.

  • The Seaforth Group
  • 3468 Piner Road, Santa Rosa, CA, 95401
  • Lends in California
  • The Seaforth Group, is a cutting edge real estate financial services company offering best in class sales-service-investments. Our specialty is helping you obtain financing for your residential and commercial properties when others fail to provide the service and financing you deserve.

  • California Home Loans
  • 131-A Stony Circle #501, Santa Rosa, CA, 95401
  • Lends in California
  • California Home Loans based in Santa Rosa, California. America's Home Loans is a low fee, low interest rate mortgage lender since 2003, with the best 30 yr and 15 yr mortage interest rates for a refinance home loan or purchase home loan. We lend on residential mortgages on single family homes, condominiums and more

  • Exchange Bank
  • 400 Dutton Ave, Santa Rosa, CA, 95407
  • Lends in California
  • Exchange Bank has had only nine presidents in its long history. Father and son Manville Doyle and Frank Doyle co–founded the Bank in 1890. Frank Doyle served as President until 1948. Our third and fourth presidents, Charles Reinking and Andrew Shepard presided over a time of expansion and banking innovation.

  • North Bay Credit Union
  • 397 Aviation Blvd, Suite L, Santa Rosa, CA, 95403
  • Lends in California
  • Established in 1948, North Bay Credit Union is the oldest credit union in Sonoma County & was originally called Sonoma County Grange Credit Union. It was founded by members of Sonoma County Granges who pooled their savings to help new farmers who had no access to bank credit so they could buy land & equipment to start their own farming operations.

  • Redwood Trust Deed Services
  • 3550 Round Barn Boulevard, Suite 203, Santa Rosa, CA, 95403
  • Lends in California
  • Redwood has steadily grown through referrals from clients, title companies, and attorneys. Redwood is an active member of the United Trustee's Association (UTA, formerly California Trustee's Association) and California Mortgage Association (CMA). Robert Cullen is a former member of the Board of Directors for the United Trustee's Association.

  • First Priority Financial
  • 3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403
  • Lends in California
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation

  • WayLend
  • 1320 19th Hole Dr #205, Windsor, CA, 95492
  • Lends in California
  • We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.

  • BaySierra Financial, Inc.
  • 1410 Neotomas Ave., Suite 106, Santa Rosa, CA, 95405
  • Lends in California
  • BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account. BaySierra was formed in 2000

  • Fox & Company, Inc.
  • 4710 Bennett Valley Rd, Santa Rosa, CA, 95404
  • Lends in California
  • we are uniquely positioned to offer our clients a truly customized experience, not a one-size-fits-all solution. We take pride in guiding our clients through every step of the process – from getting a mortgage that fits their exact needs to the intricacies of a purchase or sale of a home. Whether you are seeking a mortgage,