Construction loans by with AI by private investors in Cotati, CA

Lendersa® offers a collection of construction loan lenders in Cotati, CA, including regional banks, national lenders, and local hard money lenders that use private funds to finance your ground-up construction or major rehab projects.

In Cotati, CA, lenders calculate construction costs for a 2,000-square-foot home, with estimates ranging from $318,159 for basic builds to $576,457 for more sophisticated designs. Interest rates and loan terms can vary, depending on the borrowers' financials, Loan-To-Value (LTV) ratios, After Repair Value (ARV), and the type of lender selected.

Review loan offers from 100 lenders

Experience the magic construction loan calculator

To fulfill all your construction financing needs, Lendersa® utilizes AI technology to instantly connect your loan requests with a vast array of construction lenders. Discover optimal construction rates for funding new builds, fix-and-flip, or major rehab projects for residential and commercial properties in CA.

Finding construction loan lenders near you?

To maintain your credit score, avoid unnecessary inquiries. Obtain preapproval for a land loan without providing your social security number or other sensitive financial details.

If you pledge additional property as collateral, you could qualify for 100% LTV financing using a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 94931, 94926.



  • Peer Street, Inc.
  • 2121 PARK PLACE STE 250, El Segundo, CA, 90245
  • "PeerStreet is a first-of-its-kind online platform for investing in real estate debt. The platform represents a two-sided marketplace that, on one side, provides hassle-free access to an asset class that was previously inaccessible to individual investors: short-term, real estate backed loans.
  • Western Mortgage Brokers, Inc.
  • 2440 Willamette Street, Suite 201, Eugene, OR, 97405
  • We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.
  • First Commercial Bank (USA)
  • 200 East Main Street, Alhambra, CA, 91801
  • First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.
  • New Omni Bank, National Association
  • 1235 South Garfield Avenue, Alhambra, CA, 91801
  • New Omni Bank, National Association is a nationally-chartered, FDIC insured, commercial bank. Founded in 1980 as “Monterey Park National Bank, " we have been proudly serving our community for almost 40 years. We offer a range of deposit and loan products, including residential mortgages, commercial real estate loans, commercial loans, & SBA loans.
  • First Financial Credit Union
  • PO Box 60048, City Of Industry, CA, 91716
  • First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
  • American Plus Bank
  • 630 W. Duarte Road, Arcadia, CA, 91007
  • Founded in 2007, American Plus Bank, N.A. is an independent, customer oriented community bank headquartered in Arcadia, California, providing financial solutions to the individual and business communities in San Gabriel Valley and surrounding areas in Los Angeles County. Our customer service team consists of experienced.
  • IBIS Financial Corporation
  • 77 West Las Tunas Drive, Suite 204, Arcadia, CA, 91007
  • IBIS Financial Corporation has served all residential and commercial clients in California, finding the best business loans, home loans, hard loans, and construction loans available. Our experienced staff is professionally motivated to help you find the right loan to buy their ideal house or business investment assets as soon as possible.
  • Wilak Financial Corporation
  • 11011 Crenshaw Boulevard, Suite 202, Inglewood, CA, 90303
  • Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry
  • Kinecta Corporation
  • 1440 Rosecrans Ave, Manhattan Beach, CA, 90266
  • Kinecta is banking done different. While the journey to success isn’t always a straight line, having the right financial partner by your side can make all the difference. We’re excited to be the partner who helps you achieve your goals and dreams, and we’re committed to sticking by you, every step of the way.