1229 Construction Loan Lenders with AI in Sonoma, California 2025

Lendersa® presents a detailed list of construction loan lenders in Sonoma, CA, featuring regional banks, national lenders, and local hard money lenders. These lenders use private funds to support ground-up construction or major rehabilitation projects.

Lenders calculate construction costs in Sonoma, CA for a 2,000 square foot home, ranging from $321,536 for basic construction to $579,834 for more deluxe building projects. Interest rates and terms for construction loans differ as they depend on the borrower's financials, the LTV, ARV, and type of lender chosen.

Explore offers from 100 lenders

The magic construction loan calculator

Through Lendersa®'s AI technology, your construction financing requests are efficiently matched with hundreds of construction lenders. Discover excellent construction rates to help fund ground-up construction, fix-and-flip projects, or major rehabs on residential and commercial properties in CA.

Looking for construction loan lenders nearby?

To help maintain your credit score, it's wise to avoid unnecessary inquiries. Obtain preapproval for a land loan without disclosing your social security number or any sensitive financial information.

If you agree to pledge additional property as collateral, such as through a blanket loan, you may qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans within zip codes 95476.



  • D & D Capital Solutions LLC
  • 681 Kenney St, El Cajon, CA, 92020
  • There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!
  • IQ Realty & Lending Inc.
  • 360 West Lexington Avenue, Suite 100, El Cajon, CA, 92020
  • IQ Realty & Lending represent buyers and sellers of real estate properties across San Diego County, residential property, commercial property, land, business opportunities, property management & financing. We also offer- Sell A Home, Finance A Home, Commercial Real Estate, Buy Property, Sell Property, Buy A Home.
  • Zeman Mortgage Inc
  • 140 W. Park Ave, El Cajon, CA, 92020
  • Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
  • Neighborhood National Bank
  • 3511 National Ave, San Diego, CA, 92113
  • Neighborhood National Bank has proudly served the small businesses and residents of San Diego County since 1997, over two decades. As a local community bank, we pride ourselves on utilizing local deposits to invest back into the small to mid-size businesses who serve as the economic engine of San Diego.
  • Military Home Spot Lending
  • 3280 Main St, Suite 7C, San Diego, CA, 92113
  • Military Home Spot Lending sets itself apart from other lenders by following the VA guidelines exactly as they are written. We have no credit score requirement and no Debt-to-Income (DTI) limit. VA guidelines exactly as they are written. We have no credit score. MortgageOne dba Military Home Spot Lending
  • Disney Financial Corporation
  • 3527 Paseo Salamoner, La Mesa, CA, 91941
  • Disney Financial have been in the business for over 30 years helping people reach their financial goals.Whether you have a perfect credit or have faced some challenges, we’ll do everything we can to find the best San Diego Home Loan rate for you. At Disney Financial we go the extra mile to assist clients who have been turned down for Home Mortgages
  • BRIK Home Loans
  • 3655 Avocado Blvd, La Mesa, CA, 91941
  • BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.
  • Kahren Oxner at UMortgage
  • 25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
  • Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.