Sonoma, California Construction loan lenders AI selection 2026

Lendersa® presents a detailed list of construction loan lenders in Sonoma, CA, featuring regional banks, national lenders, and local hard money lenders. These lenders use private funds to support ground-up construction or major rehabilitation projects.

Lenders calculate construction costs in Sonoma, CA for a 2,000 square foot home, ranging from $321,536 for basic construction to $579,834 for more deluxe building projects. Interest rates and terms for construction loans differ as they depend on the borrower's financials, the LTV, ARV, and type of lender chosen.

Explore offers from 100 lenders

The magic construction loan calculator

Through Lendersa®'s AI technology, your construction financing requests are efficiently matched with hundreds of construction lenders. Discover excellent construction rates to help fund ground-up construction, fix-and-flip projects, or major rehabs on residential and commercial properties in CA.

Looking for construction loan lenders nearby?

To help maintain your credit score, it's wise to avoid unnecessary inquiries. Obtain preapproval for a land loan without disclosing your social security number or any sensitive financial information.

If you agree to pledge additional property as collateral, such as through a blanket loan, you may qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans within zip codes 95476.



Sonoma Construction Loan Lenders

  • FJM Private Mortgage Fund
  • 1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954
  • Lends in California
  • Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.

  • Private Funds Direct
  • 1555 Grant Avenue, Novato, CA, 94945
  • Lends in California
  • Kevin Green and Pacific Private Money specialize in supporting funding for real estate investors and borrowers throughout California. I am dedicated to providing fast, friendly, reliable, and no-nonsense service. Pacific Private Money is a member of both the California Mortgage Association and the American Association of Private Lenders.

  • Dryden Capital Inc.
  • 1202 Grant Ave. B-1, NOVATO, CA, 94945
  • Lends in California
  • Dryden Capital provides Borrowers with fast creative solutions to their financing needs. We are local to the Bay Area but lend throughout California. We make all type of investment loans including Investment properties, Multifamily, Commercial, Rehab, Mixed Use and Construction Loans.

  • Pacific Private Money
  • 1555 Grant Avenue, Novato, CA, 94945
  • Lends in California
  • In 2008, we identified a need in underserved capital markets left behind in the wake of the financial crisis. Since then, we have grown quickly by serving the expanding market of borrowers who are unable to secure conventional financing, and by specializing in short-term, fast-funding situations.

  • Bank of Marin
  • 504 Redwood Blvd, Suite 100, Novato, CA, 94947
  • Lends in California
  • Bank of Marin is a leading business and community bank in Northern California with assets of almost $4 billion. Bank of Marin provides commercial banking, personal banking, specialty lending and wealth management and trust services throughout its 31 branches and 8 commercial banking offices located across 10 counties.

  • California Mortgage Advisors, Inc
  • 4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
  • Lends in California
  • California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.

  • Polaris Capital Partners Inc.
  • 6970 Wildwood Mountain Road, Santa Rosa, CA, 95409
  • Lends in California
  • Polaris Capital Partners Inc. is created to service the loan industry a little differently. We support our loan officers with a full-service in-house team which offers them the flexibility they need to best serve their customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan.

  • Fox & Company, Inc.
  • 4710 Bennett Valley Rd, Santa Rosa, CA, 95404
  • Lends in California
  • we are uniquely positioned to offer our clients a truly customized experience, not a one-size-fits-all solution. We take pride in guiding our clients through every step of the process – from getting a mortgage that fits their exact needs to the intricacies of a purchase or sale of a home. Whether you are seeking a mortgage,

  • Tracey Financial Group, Inc.
  • 2 E Street, Santa Rosa, CA, 95404
  • Lends in California
  • Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.

  • McCormick & Co. Homes and Loans
  • 101 E. Street, Suite 101, Santa Rosa, CA, 95404
  • Lends in California
  • Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.