3 Construction Loan Lenders with AI in Templeton, California 2026

Lendersa® provides a comprehensive list of construction loan lenders in Templeton, CA, featuring regional banks, national lenders, and local hard money lenders that use private money for your ground-up construction or major rehab projects.

Lenders evaluate construction costs in Templeton, CA for a 2,000 square foot home, ranging from $318,390 for basic builds to $576,688 for more elaborate constructions. Interest rates and loan terms vary based on borrowers' financial profiles, LTV, ARV, and the type of lender chosen.

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Lendersa®'s AI technology ensures all your construction financing needs are met by instantly matching your request with many construction lenders. Discover outstanding construction rates for funding new builds, fix-and-flips, or major rehabs on residential and commercial properties in CA.

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Sparing unnecessary inquiries helps maintain your credit score. Obtain preapproval for land loans without requiring your social security number or any sensitive financial data.

By pledging additional property, you may qualify for 100% LTV financing under a blanket loan.

Utilize the Lendersa® land loan calculator to locate lenders offering vacant land loans in zip codes 93446.



Templeton Construction Loan Lenders

  • KD Capital Mortgage Corporation
  • 1305 Vine Street, Paso Robles, CA, 93446
  • Lends in California
  • KD Capital was founded out of the profound need to do what is best for the client and provide constant communication during the transaction. We love what we do and every transaction is personal for us, not just another transaction. We have real people answering the phones. Our goal is for you to have the best experience possible every time.

  • Connect Home Loans
  • 2727 Buena Vista Dr, Suite 109, Paso Robles, CA, 93446
  • Lends in California
  • We are a privately held company large enough to meet all your needs, while small enough to make you a priority! Please take a look around & please let us know if we can assist you in any way. We look forward to hearing from you! Connect Home Loans offers custom financial solutions for every residential & commercial mortgage financing situation.

  • Envoy Mortgage
  • 746 Main Street, Suite A, Cambria, CA, 93428
  • Lends in California
  • "Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
    "

  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Lends in California
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.

  • ZS Mortgage Group
  • 556 Camino Mercado, Suite C, Arroyo Grande, CA, 93420
  • Lends in California
  • ZS Mortgage Group is one of the top lending teams in the country. We are dedicated to providing our clients Next-Level service and a holistic approach to the mortgage process.

    We are team of top-notch professionals who provide a level of service beyond the typical mortgage experience.

  • Community Bank of Santa Maria
  • 2739 Santa Maria Way, Santa Maria, CA, 93455
  • Lends in California
  • Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.

  • J7 Mortgage
  • 340 E Clark Ave, Orcutt, CA, 93455
  • Lends in California
  • J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.

  • HCS equity
  • 7412 cypress lane, Carmel, CA, 93923
  • Lends in California
  • HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.

  • HCS Equity
  • 7412 Cypress Lane, Carmel, CA, 93923
  • Lends in California
  • HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.

  • Platinum Capital Mortgage
  • 22581 Murietta Road, Salinas, CA, 93908
  • Lends in California
  • Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan