1268 Construction Loan Lenders with AI in Morro-Bay, California 2025

Lendersa® list of construction loan lenders in Morro-Bay, CA include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Morro-Bay, CA of 2,000 Sf home at $319,050 for basic construction to $577,348 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in California.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 93442, 93443.



  • LBC Capital
  • 100 Bush St, San Francisco, CA, 94104
  • LBC Capital is a unique California hard money lender for real estate investors looking for financing in a matter of days. LBC Capital offers flexible underwriting, attractively priced hard money loans, no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.
  • Trans-Bay Capital Partners
  • 315 Montgomery St, 8th Floor, San Francisco, CA, 94104
  • Trans-Bay Capital Partners (TBCP) is a boutique finance firm focusing on lower middle market corporate & real estate finance. Deal sizes ranging from 1M-100M.Our focused distribution platform maintain relationships with many of the largest institutional investors in the world, including banks and alternative credit providers.
  • Global Funding Partners
  • One Sansome Street, San Francisco, CA, 94104
  • At Global Funding Partners, we know Commercial Lending. We have been in the industry for over 13 years, serving clients just like you. If you are a business owner or investor looking for the right commercial loan to fit your budget and your financial goals, you came to the right place.
  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans. "
  • California Bank of Commerce
  • 2999 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • California Bank of Commerce was designed and built to help the businesses we serve succeed in a constantly evolving and dynamic business world. We offer a full range of customized solutions to meet the needs of companies and organizations and provide a collaborative, consultative approach for every client.
  • Mutual Funding Group
  • 1539 Geary Road, Suite H, Walnut Creek, CA, 94597
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Wallstreet Mortgage Company
  • 38 Kuhl Court, Walnut Creek, CA, 94597
  • Wallstreet Mortgage Company offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
  • Apoyo Financiero
  • 3100 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.
  • Renzo Capital Corp
  • 650 California St, San Francisco, CA, 94108
  • Renzo-Capital Corp* Proven Expedited Lending Strategies. Borrowers typically have a deadline they are trying to solve when they approach Renzo Capital. Our lending platform offers borrowers speed and certainty of execution that surpasses conventional lending sources. As a direct, private lender, we have funded over $750 million in commercial