1231 Construction Loan Lenders with AI in Thousand-Oaks, California 2026

The Lendersa® directory of construction loan providers in Thousand-Oaks, CA features a range of options including regional banks, national financiers, and local hard money lenders who leverage private funds for new builds or significant renovations.

In Thousand-Oaks, CA, costs for constructing a 2,000 Sq. Ft. home are estimated from $324,033 for basic projects up to $582,331 for more upscale designs. The interest rates and terms of construction loans depend on factors such as financial background, LTV, ARV, and the lender type chosen.

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Lendersa® uses advanced AI technology to immediately connect your loan application with numerous construction lenders to suit all financing needs. Discover top construction loan rates for both residential and commercial properties' ground-up and fix-n-flip projects in CA.

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Reduce credit score impacts by minimizing unnecessary checks. Achieve preapproval for a land loan without needing to disclose your social security number or sensitive financial details.

You could be eligible for 100% LTV financing by offering additional collateral in a blanket loan arrangement.

Utilize the Lendersa® calculator to identify vacant land loan sources within 91320, 91360, 91361, 91362, 91319, 91358, 91359.



  • Golden Capital Group
  • 4630 Campus Dr. #200-D, Newport Beach, CA, 92660
  • Lends in California
  • Golden Capital Group is a private money lender located in California and Oregon. We are a direct residential and commercial lender that originates, underwrites and funds first and second mortgages secured against Real Estate. We conduct business in the states of California, Oregon and Washington.

  • Residential First Mortgage
  • 20151 SW Birch St, Suite 200, Newport Beach, CA, 92660
  • Lends in California
  • Residential First Mortgage it has been our vision to build a business from repeat clients & client referrals, ultimately creating “clients for life”.Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction with the idea of building strong relationships with our clients.

  • Inspire Home Loans
  • 4695 MacArthur Ct Ste 350, Newport Beach, CA, 92660
  • Lends in California
  • Inspire Home Loans Inc.is proud to be the affiliate lender of Century Communities,and exceptional service requires always doing the right thing for you, the customer Our customer-centered approach to home finance takes into account who you are, what you aspire to, and which mortgage programs will suit your financial goals.

  • Nikols Co
  • 4041 MacArthur Boulevard Suite 140, Newport Beach, CA, 92660
  • Lends in California
  • Nikols Mortgage Fund, LLC (the Fund) has attracted a loyal and sophisticated community of investors including prominent real estate executives, investment advisors, family trusts, family offices, self-directed IRAs, and investment LLCs. Many investors have previously made direct and active real estate investments,

  • Vision One Mortgage
  • 4100 Newport Place Drive Ste. 255, Newport Beach, CA, 92660
  • Lends in California
  • Vision One Mortgage is a direct lender offering residential property financing. Our product offering includes conforming, high balance/jumbo, FHA, and super jumbo loans. We offer fixed and adjustable rate refinance and purchase loans at competitive rates and costs- including *no cost loans.

  • Ocean Pacific Capital
  • 3300 Irvine Ave, Newport Beach, CA, 92660
  • Lends in California
  • Ocean Pacific Capital has been arranging, underwriting, structuring and placing Commercial loans, Apartment Loans and Joint Ventures on behalf of our clients since 1977. As a premier commercial loan consultant, we underwrite and arrange all commercial, construction & joint ventures and loans from $700,000.00 to $300,000,000.00 worldwide.

  • Marshall Reddick Real Estate
  • 4299 MacArthur Blvd, Suite 105, Newport Beach, CA, 92660
  • Lends in California
  • If you are looking to grow your wealth in real estate by investing your hard earned money, we can help. However, we do not have the zero-money and no-credit real estate deals, we do not sell expensive education programs or overpriced mentoring advice, and we are not get-rich-quick gurus.

  • AB Capital LLC
  • 15 Corporate Plaza Dr Suite 200, Newport Beach, CA, 92660
  • Lends in California
  • AB Capital is an asset-based direct lender headquartered in Newport Beach that specializes in short term bridge & construction loans secured by California real estate.

    AB Capital takes a common sense approach to underwriting and all approvals are made in-house. We focus on 1st and 2nd position trust deeds from $500,000 to $ 15,000,000 in all maj

  • Hard Money Lenders California
  • 620 Newport Center Drive Suite #850, Newport Beach, CA, 92660
  • Lends in California
  • Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold. Give us a call today at 858-947-3779 to submit your request for your next hard money loan.

  • Mortgage Vintage, Inc.
  • 260 Newport Center Dr. #403, NEWPORT BEACH, CA, 92660
  • Lends in California
  • Mortgage Vintage, Inc. connects people who want to invest money secured by Real Estate with real estate investors and business professionals who want to borrow money. Specifically we’re a Hard Money Lender placing private investment capital into well secured and well underwritten Trust Deed Investments.

  • Bridge Loan Financial
  • 500 Newport Center Drive, Suite 570, Newport Beach, CA, 92660
  • Lends in California
  • Bridge Loan Financial, Inc. is a private mortgage lender with the financial resources to fund loans up to $10 million on residential and commercial properties throughout California. As a direct portfolio lender, we have the capability to close loans fast without the stringent credit requirements of commercial banks.

  • Mario Loans
  • 333 Marine Ave #5, Newport Beach, CA, 92662
  • Lends in California
  • Mario Loans Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan