1230 Construction Loan Lenders with AI in Santa-Rosa-Valley, California 2025

Lendersa® offers a selection of construction loan lenders in Santa-Rosa-Valley, CA, which includes regional banks, national lenders, and local hard money lenders. Private funds are used for ground-up construction or major rehabs.

Lenders assess construction costs in Santa-Rosa-Valley, CA, for a 2,000 sq ft home from $315,860 for basic builds up to $574,158 for more elaborate designs. Interest rates and loan terms vary based on the borrower's financial situation, Loan-to-Value ratio (LTV), After Repair Value (ARV), and the lender type chosen.

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To meet all construction financing needs, Lendersa®'s AI technology swiftly matches your loan request with numerous lenders. Discover optimal construction rates for ground-up builds, fix-and-flip, or major rehabs on properties in CA.

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Avoid unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial information.

If you are interested in 100% LTV financing, you may qualify by pledging additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 93012.



  • Western Highland Mortgage
  • 3170 US Hwy. 50, Suite 10, South Lake Tahoe, CA, 96150
  • Western Highland Mortgage (WHM) provides private, hard money loans in Northern California and Northern Nevada regions. Our philosophy is that we are cheaper than a partner. If the loan doesn’t make sense for you, it doesn’t make sense for us. We can usually perform this analysis for you over the phone, quickly & efficiently.
  • Green Haven Capital
  • 5890 S LAND PARK DRIVE, Sacramento, CA, 95822
  • Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
  • Mariner Finance
  • 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
  • "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
  • Home Loans With Steve
  • 1115 Stratford Ave. Suite D, Dixon, CA, 95620
  • After completing my degree in finance at the University of Connecticut, I started in the mortgage business right out of college in 2004. With 13+ years of experience and a primary objective of thoroughly explaining all available loan options to my clients with what is typically the largest investment in their lives.
  • California Mortgage Advisors, Inc
  • 4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
  • California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.
  • Socotra Capital
  • 2208 29th St Suite 100, Sacramento, CA, 95817
  • Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
  • California Lending Source
  • 1024 Iron Point Rd, Suite 1017, Folsom, CA, 95630
  • California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.
  • Real Estate Source, Inc.
  • 1024 Iron Point Road, Suite 1017, Folsom, CA, 95630
  • Real Estate Source, Inc Real Estate Source, Inc has been devoted to over 250 real estate agents in Northern California assisting them in making their business practice profitable. One of the secrets to Real Estate Source’s success has been with how transparent they are with their 100% commission package.