1232 Construction Loan Lenders with AI in Santa-Rosa-Valley, California 2025

Lendersa® offers a selection of construction loan lenders in Santa-Rosa-Valley, CA, which includes regional banks, national lenders, and local hard money lenders. Private funds are used for ground-up construction or major rehabs.

Lenders assess construction costs in Santa-Rosa-Valley, CA, for a 2,000 sq ft home from $315,860 for basic builds up to $574,158 for more elaborate designs. Interest rates and loan terms vary based on the borrower's financial situation, Loan-to-Value ratio (LTV), After Repair Value (ARV), and the lender type chosen.

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Discover the magic of our construction loan calculator

To meet all construction financing needs, Lendersa®'s AI technology swiftly matches your loan request with numerous lenders. Discover optimal construction rates for ground-up builds, fix-and-flip, or major rehabs on properties in CA.

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Avoid unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial information.

If you are interested in 100% LTV financing, you may qualify by pledging additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 93012.



  • American Pacific Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.
  • Cedar Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
  • Direct Mortgage Funding
  • 236 N. Santa Cruz Ave, Suite 103, Los Gatos, CA, 95030
  • Direct Mortgage Funding know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website.
  • SnapFi
  • 1155 Meridian Avenue, San Jose, CA, 95125
  • SnapFi is innovating the mortgage lending experience. Working at the intersection of leading edge technology and dedicated, expert advisory services, we customize and deliver the best financial solutions for our clients, today, tomorrow, and into the future. We’re fast. We’re agile. We make our own decisions.
  • Excel Trust Deed Investments
  • 1314 Lincoln Ave, Suite 2A, San Jose, CA, 95125
  • "Excel Trust Deed Investments (formerly Excel Financial) has been arranging private lending solutions and helping families and businesses in the San Francisco Bay Area with their alternative financing needs for over 30 years. Our loan experts constantly evaluate the best ways to help meet your short-term and long-term financial goals."
  • Cardan Mortgage
  • 125 East Campbell Ave, Campbell, CA, 95008
  • At Cardan Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Carlyle Mortgage Inc.
  • 1901 South Bascom Avenue, Suite 1410, Campbell, CA, 95008
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide loans to our clients while providing them with the great service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.We know you have a lot of options when it comes to yourmortgage financing.
  • Diversified Loan Services, Inc.
  • 257 E Campbell Ave #3, Campbell, CA, 95008
  • Diversified Loan Services, Inc. (DLS) is committed to providing sound and secure trust deed investment opportunities for private individuals looking for higher rates of return on their investment. We value personal relationships and integrity in meeting our client’s investment needs.