2025 Construction Loans use AI Lenders complete for Santa-Rosa-Valley, California

Lendersa® offers a selection of construction loan lenders in Santa-Rosa-Valley, CA, which includes regional banks, national lenders, and local hard money lenders. Private funds are used for ground-up construction or major rehabs.

Lenders assess construction costs in Santa-Rosa-Valley, CA, for a 2,000 sq ft home from $315,860 for basic builds up to $574,158 for more elaborate designs. Interest rates and loan terms vary based on the borrower's financial situation, Loan-to-Value ratio (LTV), After Repair Value (ARV), and the lender type chosen.

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Discover the magic of our construction loan calculator

To meet all construction financing needs, Lendersa®'s AI technology swiftly matches your loan request with numerous lenders. Discover optimal construction rates for ground-up builds, fix-and-flip, or major rehabs on properties in CA.

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Avoid unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial information.

If you are interested in 100% LTV financing, you may qualify by pledging additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 93012.



  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
  • THE HOME AND COMMERCIAL LOAN COMPANY, INC.
  • 555 University Avenue, Suite 210, Sacramento, CA, 95825
  • At Home and Commercial Loan Company. We are a full-service mortgage company, serving both the home and commercial sides of lending. We are a nationwide lender that can service loans throughout the fifty states. In terms of Purchase Loan programs, We offer a wide range of refinancing options,
  • Liberty Financial
  • 1010 Hurley Way # 290, Sacramento, CA, 95825
  • Whether your buying, selling or looking to invest into real estate my goal is to serve each client’s individual needs by providing exceptional customer service and dedication to find your ideal home. I will guide you along the way through buying/selling process to achieve outstanding results.
  • CAPITAL CITY LENDING
  • 2335 American River Drive, Suite 40, Sacramento, CA, 95825
  • Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation
  • CARLILE Realty & Lending - East Sac Branch
  • 1860 Howe Avenue Suite 100, Sacramento, CA, 95825
  • Carlile Realty & Lending is a boutique brokerage in Sacramento providing expertise in transaction negotiation and management from beginning to end. Carlile Realty & Lending is Your Key to Home! SERVICES INCLUDE: California Real Estate Lending/Mortgages Hard Money Lending Appraisals Land Development Flips and more
  • Twin Rivers Capital
  • 2255 Watt Ave, Suite 125, Sacramento, CA, 95825
  • Twin Rivers Capital is in the relationship business and that our client base is looking for first class personalized service. Twin Rivers Capital prides itself in our exemplary staff that allows us to be available, responsive and easy to work with. Twin Rivers Capital is a premier private hard money lender chosen for consistent performance, reliabl
  • Sierra Commercial Capital
  • 333 University Avenue, Sacramento, CA, 95825
  • "Sierra Commercial Capital is a financing company that provides smart business solutions and consulting to various kind of businesses no matter the size, industry or the state of their finances. Sierra Commercial Capital is your one stop alternative for financing solutions for your business loan"