2026 Construction Loans use AI Lenders complete for Santa-Rosa-Valley, California

Lendersa® offers a selection of construction loan lenders in Santa-Rosa-Valley, CA, which includes regional banks, national lenders, and local hard money lenders. Private funds are used for ground-up construction or major rehabs.

Lenders assess construction costs in Santa-Rosa-Valley, CA, for a 2,000 sq ft home from $315,860 for basic builds up to $574,158 for more elaborate designs. Interest rates and loan terms vary based on the borrower's financial situation, Loan-to-Value ratio (LTV), After Repair Value (ARV), and the lender type chosen.

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To meet all construction financing needs, Lendersa®'s AI technology swiftly matches your loan request with numerous lenders. Discover optimal construction rates for ground-up builds, fix-and-flip, or major rehabs on properties in CA.

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Avoid unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial information.

If you are interested in 100% LTV financing, you may qualify by pledging additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 93012.



Santa-Rosa-Valley Construction Loan Lenders

  • FirstFund Mortgage Corp
  • 4845 Via Don Luis, Thousand Oaks, CA, 91320
  • Lends in California
  • FirstFund Mortgage Corp. is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.

  • Jay Kunkle - RPM Mortgage
  • 100 East Thousand Oaks Blvd Thousand, Thousand Oaks, CA, 91360
  • Lends in California
  • MLD Mortgage Inc. dba The Money Store® is a direct mortgage lender that is headquartered in Florham Park, NJ. The Money Store® has been a trusted mortgage brand for over 40 years.The Money Store® offers mortgage solutions for all ages and financial situations from young borrowers to senior borrowers.

  • Direct Capital Funding
  • 333 N. Lantana Street, Suite 100, Camarillo, CA, 93010
  • Lends in California
  • DC Funding was founded on the idea and principle of building a better living with excellent support and service.We focus on incorporating and mastering the latest technologies & procedures keeping our associates above the crowd.Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.

  • Conrad Kantor CK Financial
  • 1059 Twinfoot Ct, Westlake Village, CA, 91361
  • Lends in California
  • Conrad Kantor CK Financial One of the most important factors in making a sound investment decision today is working with an expert who has the knowledge to help you find the loan product with competitive term and minimizes risk. Rather than being affiliated with one bank, we can present your loan to a broad group of capital resources.

  • Nicki & Karen - Compass Real Estate
  • 2945 Townsgate Rd, Suite 300, Westlake Village, CA, 91361
  • Lends in California
  • Nicki & Karen, a leading real estate team with Compass Real Estate, serve clients in the Los Angeles & Ventura areas of Southern California. Nicki LaPorta, estate agent at Compass Real Estate in Calabasas, represents buyer and sellers alongside partner Karen Crystal. She has particular expertise in new construction and high-end luxury real estate.

  • Elite Financial
  • 2239 Townsgate Road, Suite 205, Westlake Village, CA, 91361
  • Lends in California
  • Elite Financial has been providing mortgage lending services to individual homebuyers, real estate professionals and home builders throughout California. We maintain a high reputation for integrity and strive to go above and beyond for each client. Elite Financial offers a wide variety of loan options with the most competitive rates.

  • Great American Funding Corporation
  • 860 Hampshire Road Suite S, Westlake Village, CA, 91361
  • Lends in California
  • Great American Funding Corporation is a Direct Mortgage Lending Source which allows us to offer hundreds of Mortgage Loan programs from which to choose. A Mortgage Banker can obtain lower rates and SAVE you money. We get paid by the Big Banks, to do their job better, faster, quicker, less expensive and with lower rates!

  • Harmony Mortgage
  • 699 Hampshire Rd. Suite 210, Westlake Village, CA, 91361
  • Lends in California
  • Harmony Mortgage Bankers was established in 2007 and since then the company and licensed mortgage professionals have been providing mortgage lending services to home buyers and real estate professionals throughout the state of California. We offer a wide variety of loan options with extremely competitive rates and fees.

  • Scott Friedman Financial Inc
  • 5849 La Cumbre Road, Somis, CA, 93066
  • Lends in California
  • Firedman financial inc is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.