1226 Construction Loan Lenders with AI in Torrance, California 2026

Lendersa® offers an array of construction loan lenders in Torrance, CA, featuring regional banks, well-known national lenders, and local hard money lenders. These lenders use private funds for various projects, including ground-up construction and significant renovations.

Lenders calculate the construction costs for a 2,000 square foot home in Torrance, CA, starting from $323,780 for basic structures to $582,078 for more intricate designs. The interest rates and terms of the construction loans differ based on borrower financials, LTV, ARV, and the selected lender type.

Explore loan offers from 100 lenders

Discover the magic of the construction loan calculator

Lendersa® uses AI technology to efficiently match your loan requests with a wide network of construction lenders, ensuring all your financing needs are satisfied. Uncover competitive construction rates to fund new builds, fix-and-flip ventures, or major rehabs on both residential and commercial properties in CA.

Are there construction loan lenders near you?

Reducing unnecessary inquiries can help maintain your credit score. Secure preapproval for your land loan without sharing your social security number or sensitive financial information.

Achieving eligibility for 100% LTV (Loan to Value) financing is possible when you agree to pledge additional properties as security through a blanket loan.

Utilize Lendersa®'s land loan calculator to find vacant land loan providers within the zip codes 90277, 90501, 90503, 90505, 90504, 90507, 90508, 90509, 90510.



  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Lends in California
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.

  • Sun Community Federal Credit Union
  • 1068 Broadway, El Centro, CA, 92243
  • Lends in California
  • Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.

  • KD Capital Mortgage Corporation
  • 1305 Vine Street, Paso Robles, CA, 93446
  • Lends in California
  • KD Capital was founded out of the profound need to do what is best for the client and provide constant communication during the transaction. We love what we do and every transaction is personal for us, not just another transaction. We have real people answering the phones. Our goal is for you to have the best experience possible every time.

  • Connect Home Loans
  • 2727 Buena Vista Dr, Suite 109, Paso Robles, CA, 93446
  • Lends in California
  • We are a privately held company large enough to meet all your needs, while small enough to make you a priority! Please take a look around & please let us know if we can assist you in any way. We look forward to hearing from you! Connect Home Loans offers custom financial solutions for every residential & commercial mortgage financing situation.

  • Country Club Mortgage
  • 3400 W Mineral King Ave, Suite A, Visalia, CA, 93291
  • Lends in California
  • Country Club Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Kings Mortgage Services, Inc.
  • 4244 W. Mineral King Ave., Visalia, CA, 93291
  • Lends in California
  • Kings Mortgage Services, Inc., established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned and operated mortgage banker. After years of working for 'The Big Guys', we opened our doors with the concept of providing our customers with local decisions and exceptional service.

  • Envoy Mortgage
  • 746 Main Street, Suite A, Cambria, CA, 93428
  • Lends in California
  • "Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
    "

  • Gold Standard Mortgage
  • 937 Sierra Street, Kingsburg, CA, 93631
  • Lends in California
  • "Gold Standard Mortgage is a family founded business with the vision of delivering THE DREAM of homeownership to local families.
    We wanted to bring the “old fashion” customer service back to the mortgage industry. Relying on our core values and service to develop relationships to bring a professional and personal experience to Home Buyers"

  • Mission Mortgage & Realty
  • 2700 Clovis Ave. Suite 108, Clovis, CA, 93612
  • Lends in California
  • At Mission Mortgage and Realty we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • MAV Mortgage
  • 755 North Peach Ave Suite H5, Clovis, CA, 93611
  • Lends in California
  • At MAV Mortgage, our mission is to set a high standard in the mortgage industry.We are committed to quality customer service -putting the people we serve first.Our goal is to carefully guide you through the home loan process,so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available.