2025 Construction Loans use AI Lenders complete for Vista, California

In Vista, CA, the Lendersa® network of construction loan lenders encompasses regional banks, national lenders, and local hard money lenders, all providing private financing for ground-up construction or extensive renovations.

For a 2,000 square foot home in Vista, CA, lenders estimate the construction costs to range from $323,384 for basic building to $581,682 for more deluxe craftsmanship. The interest rates and terms of construction loans vary based on borrower financial details, LTV, ARV, and chosen lender type.

Examine loan offers from 100 lenders

The innovative construction loan calculator

Lendersa® utilizes AI technology to swiftly match your loan application with a wide array of construction lenders, ensuring your project funding needs are satisfied. Discover competitive construction rates for financing new builds, flips, or significant rehabs on both residential and commercial properties across CA.

Looking for construction loan lenders nearby?

Reducing unnecessary credit inquiries helps maintain your credit score. Achieve pre-approval for land loans without needing to share your social security number or sensitive financial data.

By pledging additional property as collateral (using a blanket loan), you may qualify for 100% LTV financing.

Leverage the Lendersa® land loan calculator to locate lenders for vacant land loans in zip codes 92084, 92083, 92081, 92085.



  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee. The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
  • Elizabethton Federal Savings Bank
  • 112-114 North Sycamore Street, Elizabethton, TN, 37643
  • Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.
  • Northeast Community Credit Union
  • 980 Jason Witten Way, Elizabethton, TN, 37643
  • Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.
  • Citizens Bank Tennessee
  • 300 Broad Street, Elizabethton, TN, 37643
  • Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
  • Palmetto State Home Mortgage
  • 538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
  • Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all
  • Community Star Credit Union
  • 832 Cleveland St, Elyria, OH, 44035
  • The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
  • Farmers State Bank
  • 115 N. Washington Street, Lincolnton, GA, 30817
  • Farmers State Bank is a locally owned and operated community bank which has been proudly serving the CSRA for over 100 years. We offer a wide array of deposit products and services to our customers with competitive rates on checking, savings, certificates of deposit, and IRA accounts.
  • Home National Bank OH
  • 502 Elm St., Racine, OH, 45771
  • Home National Bank exists to give our customers the best, most competitive banking experience possible. We do this by offering them the latest & greatest banking products & services in an environment that is friendly, personal. Home National is to see our community thriving in improved quality of life through the financial services that we offer.
  • First National Bank of Coffee County
  • 420 South Madison Ave, Douglas, GA, 31533
  • First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.
  • Douglas National Bank
  • 211 East Ward Street, Douglas, GA, 31533
  • Douglas National Bank staff members carry a card which states our commitment to service quality. In summary, the card states that: It is the responsibility of each employee to create a positive work environment with emphasis on teamwork and efficiency in meeting customer's needs. We will think and act with a sense of urgency so that our customers.
  • MacLagan Home Loans
  • 1015 Deerfield Rd, Unit 235, Deerfield, IL, 600125
  • At MacLagan Home Loans, we're more than just mortgage brokers. We're your partners in achieving the dream of homeownership. Our dedicated team of experts goes above and beyond to provide personalized guidance and support throughout the entire loan process. Let us help you secure the financing you need to make your dream home a reality.