2026 Construction Loans use AI Lenders complete for Watsonville, California

The Lendersa® directory of construction loan providers in Watsonville, CA features a variety of options, including regional banks, national financial institutions, and local hard money lenders who offer private funds for either new construction projects or extensive renovations.

In Watsonville, CA, lenders assess construction costs for a 2,000 square foot home, ranging from $323,010 for standard construction to $581,308 for more luxurious builds. Loan terms and interest rates can vary widely based on borrower financials, LTV, ARV, and the specific type of lender you choose.

Explore loan offers from a network of 100 lenders

Discover the magic with our construction loan calculator

By utilizing Lendersa®'s AI technology, your construction loan applications can be matched with a multitude of lenders in no time, catering to your comprehensive financing needs. Look at the top construction loan rates available to support your projects whether they involve residential or commercial properties in CA.

Searching for nearby construction loan lenders?

Avoid unnecessary inquiries that could lower your credit score. It's possible to secure preapproval for a land loan without providing your social security number or other sensitive financial details.

If additional property is used as collateral, known as a blanket loan, you might be eligible for 100% LTV (Loan to Value) financing.

Utilize Lendersa®'s land loan calculator to identify vacant land loan providers within zip codes 95076, 95019, 95077.



  • Private Lending Co Inc.
  • 5002 Strohm ave, North Hollywood, CA, 91601
  • Discover Private Lending Co Inc., founded by visionary leader Moshon Reuveni, revolutionizing the traditional lending landscape. Specializing in customized loan solutions, our dedicated team empowers individuals and businesses to achieve their financial goals with ease and efficiency. Join us to experience innovative financial solutions that cater
  • Dan Bochner
  • 1895 Linda Flora Drive, Los Angeles, CA, 90077
  • Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private i
  • Wilshire Fund
  • 2934 1/2 N Beverly Gln 163, Bel Air, CA, 90077
  • Wilshire Fund, Inc, has been offering private lending solutions serving nationwide, specializing in investments properties both residential and commercial loans. Our dedicated staff has years of combined real estate experience in the loans and Real Estate consulting. Call us directly (424) 281-4880
  • SDC Capital
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience.
  • Aztec Financial
  • 2624 W. Magnolia Blvd., Burbank, CA, 91505
  • Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.
  • SDC Capital Funding
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.
  • logan
  • 12725 Ventura Blvd, Studio City, CA, 91604
  • Logan Investments has been around for over 30 years and placed over $1 billion dollars in loans across CA real estate. We specialize in all types of real estate asset classes, construction, equipment and cannabis lending. If you are looking for a first, second, or third loan, please let us know.
  • Prime 1 Estates, Inc.
  • 304 Myrtle St, Suite 423, Burbank, CA, 91501
  • Prime 1 Estates is a Multiple Listing Services member, which means we have direct access to market statistics & trends. We are able to provide you with local real estate market trends to you for better decision making & insight to your local market.By using the below tool, you can visualize the housing market data for cities in San Fernando Valley.
  • Lendingbee, Inc
  • 4605 Lankershim Blvd, Suite 419, North Hollywood, CA, 91602
  • Lending Bee, Inc. offers hard money loans on single-family residences, multi-family residences, commercial, industrial, and special purpose properties. We can do major rehab hard money loans, fix n’ flip loans, and ground up construction loans as well. We finance acquisition, development, refinance and Cash Out transactions.
  • Lending Bee
  • 4605 Lankershim Blvd, Suite 419, North Hollywood, CA, 91602
  • "Lending Bee was established over a decade ago, and since then, has built a vast foundation of knowledge and experience. Our trained professionals are available to assist and guide you through the entire course of lending and financing. We understand that every hard money loan borrower is different and no situation is the same."
  • Entertainment Mortgage
  • 9107 Wilshire Blvd, Suite 450, Beverly Hills, CA, 90210
  • Entertainment Mortgage Our loan programs were designed especially for folks in the entertainment industry and others like you who are self-employed. You want the best possible mortgage with the least amount of hassle. These loans have already helped hundreds of others who are self-employed