3 Construction Loan Lenders with AI in Yuba-City, California 2026

Lendersa® provides a comprehensive list of construction loan lenders in the city of Yuba-City, CA, including local hard money lenders using private funds, as well as both regional and national banks. These lenders can assist with financing for major rehabs or ground-up construction.

Construction costs for a 2,000 square-foot home in Yuba-City, CA can range from $323,659 for basic projects to $581,957 for more luxurious builds. Interest rates and loan terms vary, influenced by borrower financials, the lender type chosen, LTV, and ARV.

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Meet all your construction financing goals with the help of Lendersa®'s innovative AI technology. Instantly connect with hundreds of potential construction lenders and find the most competitive construction rates available. Whether you're looking to fund ground-up construction, a fix N flip, or a significant rehab on any residential or commercial property in CA, you can rely on us. Find the best options using our mortgage calculators.

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Minimize credit score impact by reducing unnecessary inquiries. Secure preapproval for a land loan without revealing your social security number or any crucial financial details.

You might qualify for 100% LTV (Loan to Value) financing by opting to use additional property as collateral, known as a blanket loan.

Utilize Lendersa®'s land loan calculator to identify vacant land loan lenders within zip codes 95991.



Yuba-City Construction Loan Lenders

  • Mac Real Estate Services
  • 140 Diamond Creek Place, Suite 140, Roseville, CA, 95747
  • Lends in California
  • "We’re mortgage experts so you don’t have to be.
    We don’t overwhelm our clients with paperwork. We overwhelm them with service.
    We measure our success by how you measure our service.
    We believe in doing a good job – – – even when no one is looking.
    We go to work, so you can go home."

  • Direct Wholesale Mortgage
  • 5701 Lonetree Boulevard, Suite 313, Rocklin, CA, 95765
  • Lends in California
  • Direct Wholesale Mortgage full service real estate and mortgage office, and specialize in providing clients with finding their dream homes, listing clients homes for sale and providing clients with their Mortgage lending needs. As a broker we have relationships with over 10 different lenders which offer variety of loan programs.

  • Capitol Direct Lending
  • 6524 Lonetree Blvd., Rocklin, CA, 95765
  • Lends in California
  • From affordable loans for first-time home buyers to traditional fixed and adjustable rate mortgages to jumbo loan amounts that accommodate upscale financing, we offer a wide variety of financing options. You can count on our extensive resources, capabilities, and expertise to provide the right home loan for you.

  • Full Force Funding LLC
  • 4759 Sweeney Circle, Rocklin, CA, 95677
  • Lends in California
  • Full Force Funding is a direct lender for real estate investors renovating properties throughout American neighborhoods. With our strong Fix & Flip Financing program and established relationships with national investors and institutional partners, we aim to provide value to your business and grow your bottom line.

  • MAE Capital Real Estate and Loan
  • 4940 Pacific Street, Rocklin, CA, 95677
  • Lends in California
  • Mae Capital Real Estate and Loan is a mortgage broker with operations in one state. Mae Capital Real Estate and Loan offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and reverse mortgages. Mae Capital Real Estate and Loan is a FREEandCLEAR Certified Bronze Low Rate Lender.

  • Imperial Mortgage & Real Estate Services
  • 4455 Gambah Drive, Auburn, CA, 95602
  • Lends in California
  • Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.

  • Sierra Foothill Mortgage
  • 3257 Professional Dr, Suite A, Auburn, CA, 95602
  • Lends in California
  • Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan

  • J and J Mortgage
  • 908 Taylorville Road, Suite 200, Grass Valley, CA, 95949
  • Lends in California
  • Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.

  • UNIFIED HOME LOANS
  • 2270 DOUGLAS BLVD STE 215, ROSEVILLE, CA, 95661
  • Lends in California
  • With decades of experience, the key to our success has been a combination of consistently offering the lowest possible interest rates at the lowest cost. Above all, providing outstanding customer service. We take pride in treating our clients with honesty, integrity and honesty.

  • WTR LOAN FUND
  • 1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661
  • Lends in California
  • WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.