2026 Construction Loan Lenders for Highlands-Ranch, Colorado

The Lendersa® directory of construction loan providers in Highlands-Ranch, CO features both regional and national banks, along with local hard money lenders who offer private funds for projects such as ground-up constructions or extensive renovations.

In Highlands-Ranch, CO, lenders estimate costs for building a 2,000 square foot home, ranging from $239,297 for basic builds to $433,248 for luxury projects. Construction loan terms, including interest rates, vary based on borrowers' financial profiles, LTV, ARV, and the chosen lender type.

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Meet your construction financing needs using Lendersa®'s AI technology, which promptly connects your loan requests with numerous lenders. Discover optimal construction rates for funding ground-up constructions, fix-and-flip projects, or major rehabs on residential and commercial properties in CO.

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Avoid unnecessary credit inquiries to maintain your score. Get preapproved for land loans without disclosing your social security number or sensitive financial data.

You might qualify for 100% LTV (Loan to Value) financing by pledging additional properties as collateral in a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 80129.



Highlands-Ranch Construction Loan Lenders

  • Deer Creek Mortgage
  • 8603 Redstone Street, Littleton, CO, 80126
  • Lends in Colorado
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Hard Money Mike
  • 1101 W Mineral Ave., Suite 101, Littleton, CO, 80120
  • Lends in Colorado
  • Hard Money Mike offers loans for fix and flips in Colorado and parts of the Midwest. If you have experience in fix and flips, construction, and/or real estate, we can provide:
    In-house funded loans with an interest rate of 8%. (Loans out of Colorado start at 9%.)
    Fund up to 90% of purchase and 80% of rehab.
    Higher loan-to-value loans.

  • Arapahoe Credit Union
  • 3999 E. Arapahoe Rd, Centennial, CO, 80122
  • Lends in Colorado
  • Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.

  • Champion Funding LLC
  • 7402 S Upham St, LITTLETON, CO, 80128
  • Lends in Colorado
  • Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property

  • Colorado Professionals Mortgage
  • 8500 W. Bowles Ave, Suite 100A, Littleton, CO, 80123
  • Lends in Colorado
  • At Colorado Professionals Mortgage we believe it is our privilege and duty to understand your unique situation and challenges, present all the available options to help meet your goals, and guide you through the complexities of today’s highly regulated mortgage market. We will be your advocate throughout the process.

  • Approved By Charles
  • 98 Inverness Dr. East, Suite 140, Englewood, CO, 80112
  • Lends in Colorado
  • In the purest form Charles Davis lend money for the purchase, or refinancing, of residential properties. Charles will guide you through the complex process of lending. Being there every step of the way to insure that you, and your family, make the best, most well informed decisions for your financial future.

  • Houz Mortgage
  • 10700 East Geddes Avenue, Suite 155, Englewood, CO, 80112
  • Lends in Colorado
  • The Houz Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Pulte Mortgage
  • 7390 S. Iola Street, Englewood, CO, 80112
  • Lends in Colorado
  • Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000

  • The Colorado Mortgage Team
  • 7400 West Jefferson Ave, Suite 101, Denver, CO, 80235
  • Lends in Colorado
  • We are a mortgage company comprised of the best of the best mortgage originators that are held to the highest standards of integrity and ethics. Our goal is to educate borrowers on the biggest investments of their lives regardless of loan amount or credit scores. Closing dates are in ink