2026 Construction Loan Lenders for Centennial, Colorado

Discover the range of construction loan providers Lendersa® connects you with in Centennial, CO. This includes prominent regional and national banks, as well as local hard money options deploying private funds for your comprehensive new builds or substantial renovations.

Within Centennial, CO, lenders calculate expenses for constructing a 2,000 square foot home. The cost spans from $239,308 for basic builds to $433,259 for more elaborate projects. The terms of a construction loan, along with interest rates, fluctuate based on the selected lender type and considerations such as the borrower's financial condition, LTV, and ARV.

Discover and compare offers from a selection of 100 different lenders

Your ultimate construction loan calculator

Meet all your funding requirements effortlessly with Lendersa® AI solutions, which promptly connect your loan applications to a plethora of construction lenders. Find your optimal construction rates for new build financing, fix-and-flip projects, or extensive rehabs in residential or commercial sectors within CO.

Looking for local construction loan providers?

Minimize impact on your credit score by evading excessive inquiries. Experience preapproval for your land loan without sharing your social security number or any sensitive financial details.

If eligible, seize the opportunity for 100% LTV (Loan to Value) financing by offering additional property as collateral (blanket loan).

Utilize Lendersa®'s land loan calculator to locate vacant land loan lenders within these zip codes: 80122.



Centennial Construction Loan Lenders

  • Arapahoe Credit Union
  • 3999 E. Arapahoe Rd, Centennial, CO, 80122
  • Lends in Colorado
  • Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.

  • Deer Creek Mortgage
  • 8603 Redstone Street, Littleton, CO, 80126
  • Lends in Colorado
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Hard Money Mike
  • 1101 W Mineral Ave., Suite 101, Littleton, CO, 80120
  • Lends in Colorado
  • Hard Money Mike offers loans for fix and flips in Colorado and parts of the Midwest. If you have experience in fix and flips, construction, and/or real estate, we can provide:
    In-house funded loans with an interest rate of 8%. (Loans out of Colorado start at 9%.)
    Fund up to 90% of purchase and 80% of rehab.
    Higher loan-to-value loans.

  • Approved By Charles
  • 98 Inverness Dr. East, Suite 140, Englewood, CO, 80112
  • Lends in Colorado
  • In the purest form Charles Davis lend money for the purchase, or refinancing, of residential properties. Charles will guide you through the complex process of lending. Being there every step of the way to insure that you, and your family, make the best, most well informed decisions for your financial future.

  • Houz Mortgage
  • 10700 East Geddes Avenue, Suite 155, Englewood, CO, 80112
  • Lends in Colorado
  • The Houz Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Pulte Mortgage
  • 7390 S. Iola Street, Englewood, CO, 80112
  • Lends in Colorado
  • Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000

  • AMG National Trust Bank
  • 6295 Greenwood Plaza Blvd., Greenwood Village, CO, 80111
  • Lends in Colorado
  • AMG National Trust (AMG) is a privately-held wealth management firm headquartered in Denver, Colorado. With more than 45 years of wealth management expertise, AMG has helped individuals and families, corporate executives, business owners and institutions develop strategies for long-term financial success.

  • NBH Bank
  • 7800 E Orchard Rd, Greenwood Village, CO, 80111
  • Lends in Colorado
  • NBH Bank provides clients with a full range of financial products and services throughout Colorado, Kansas, Missouri and Texas. With over 1, 100 associates and more than 100 convenient Banking center locations and ATMs, we focus on consumer, small business and commercial Banking relationships.

  • Community Banks of Colorado
  • 7800 E Orchard Rd, Suite 300, Greenwood Village, CO, 80111
  • Lends in Colorado
  • Community Banks of Colorado is a division of NBH Bank. We serve clients throughout Colorado by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service that reflects our commitment to our clients,