Construction Loan Lenders in Sterling, Colorado (2026)

In Sterling, CO, Lendersa® offers a listing of construction loan sources, including regional banks, national lenders, as well as local hard money lenders utilizing private finances for projects involving initial construction or significant renovations.

Lenders estimate the costs for constructing a 2,000-square-foot home in Sterling, CO, with expenses ranging from $238,923 for basic builds to $432,874 for more upscale projects. The interest rates and terms for construction loans vary according to the borrower's financial details, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the lender type chosen.

Review loan options from 100 lenders

The innovative construction loan calculator

Lendersa® employs state-of-the-art AI technology to match your loan request with numerous construction lenders instantly, satisfying your financing needs. Discovering the most competitive construction rates is now straightforward, whether it's for new builds or major rehabs of residential or commercial properties in CO.

Local construction loan providers?

Reducing excess inquiries is important for preserving your credit score. Secure preapproval for your land loan without needing to provide your social security number or any sensitive information.

You could be eligible for 100% LTV financing if you agree to pledge additional property as security in a blanket loan.

Utilize Lendersa® land loan calculator to identify vacant land loan lenders by zip codes 80751.



Sterling Construction Loan Lenders

  • Sterling Federal Credit Union
  • 822 W. Main St, Sterling, CO, 80751
  • Lends in Colorado
  • The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.

  • FMS Bank
  • 520 Sherman, Fort Morgan, CO, 80701
  • Lends in Colorado
  • FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service