construction loans lenders in Alachua, FL [2026lenders list]

The Lendersa® directory provides a detailed list of construction loan lenders available in Alachua, FL. These include regional banks known for their local expertise, national lenders with a wide array of offerings, and local hard money lenders utilizing private funds. These lenders are ideal for ground-up construction projects or significant rehabs, offering flexible financial solutions tailored to meet the unique demands of your construction goals.

In Alachua, FL, lenders assess the cost of building a 2,000-square-foot home. The estimated construction costs range from $207,194 for basic construction to $379,526 for more elaborate, luxurious options. Such variations are crucial for planning and depend on many factors, including fluctuating interest rates and terms that vary with the borrower's financial health, their Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the specific type of lender chosen. These factors significantly shape your financial approach.

Unlock the potential with our magic construction loan calculator

Lendersa® ensures all your construction financing needs are met by employing advanced AI technology, instantly matching your loan requests with numerous construction lenders. This system helps you discover the best construction rates available for funding new builds, fix-and-flip ventures, or major rehabs on both residential and commercial properties throughout FL, ensuring comprehensive financial backing for your property development.

Searching for construction loan lenders nearby?

To maintain a good credit score, it's essential to limit unnecessary inquiries. Attain preapproval for a land loan without providing sensitive data like your social security number. This not only protects your personal information but also simplifies the loan preapproval process.

Achieving 100% LTV financing may be possible by agreeing to use additional properties as security through a blanket loan arrangement. This can greatly enhance your project's reach by offering complete financial support.

Use the Lendersa® land loan calculator to find vacant land loan lenders operating in zip codes 32615. This tool provides a targeted approach to finding precise financial opportunities aligned with both your geographic and project requirements.

Alachua Construction Loan Lenders
352-275-6483 Lender's profile and map The Digital Mortgage Guy 14309 NW 159th Place, Alachua, FL, 32615 Lends in Florida I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers
(352) 264-0011 Lender's profile and map Alligator Mortgage Company 2630-B NW 41st Street, Gainesville, FL, 32606 Lends in Florida The Alligator Mortgage Company Team is your premier mortgage team located in Gainesville, Florida. We pride ourselves on offering some of the best mortgage rates in Gainesville and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Gainesville area.
(352) 244-0840 Lender's profile and map ELITE FUNDING NETWORK 3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605 Lends in Florida Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
(352) 500-1000 Lender's profile and map The Mortgage Firm 3669 SW 2nd Ave, Gainesville, FL, 32607 Lends in Florida The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency
(352) 335-9090 Lender's profile and map CAMPUS USA Credit Union 14007 NW 1st Road, Newberry, FL, 32669 Lends in Florida CAMPUS serves over 100,000 members from all over the world. As a not-for-profit cooperative, we are owned by our members. Profits are returned to our member-owners in the form of no- and low- cost financial services. Since our members own CAMPUS, we can never be bought, nor can we merge with another institution without our members’ approval.
(352) 381-5200 Lender's profile and map Radiant Credit Union 405 SE 2nd Place, Gainesville, FL, 32601 Lends in Florida We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.
(352) 495-9944 Lender's profile and map Drummond Community Bank 16449 SW Archer Road, Archer, FL, 32618 Lends in Florida Drummond Community Bank is federally insured by FDIC and is an Equal Housing Lender. Our goal is to promote community pride, provide resources for our friends and neighbors, and host an open and welcoming environment. We care about and want to hear from you! Here are a few things to keep in mind.
352-535-7661 Lender's profile and map Total Lending Concepts 1310 N. Main Street, Bell, FL, 32619 Lends in Florida The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
(904) 964-7830 Lender's profile and map Community State Bank FL 811 South Walnut Street, Starke, FL, 32091 Lends in Florida Community State Bank has remained true to the dream of our founders: to provide quality service to the community in which we live and work. We are still going strong, and we hope to be there for every important phase of your life, from buying your first home, to starting your own business, to saving for retirement.