27 Construction Loan Lenders with AI in Cape-Coral, Florida 2026

Lendersa® offers a detailed listing of construction loan lenders in Cape-Coral, FL, featuring an array of regional banks, national lending institutions, and local hard money lenders utilizing private capital for supporting your ground-up construction projects or major rehabilitation efforts.

In Cape-Coral, FL, the construction cost for a 2,000 square foot home can vary, starting at $210,857 for basic builds and reaching up to $383,189 for more sophisticated designs. Thus, interest rates and terms of construction loans depend on a variety of factors, including the borrower's financial status, the loan-to-value ratio (LTV), after-repair value (ARV), and the particular type of lender selected.

Review loan offers from 100 lenders

Experience the Magic of the Construction Loan Calculator

Lendersa®'s leveraging of AI technology ensures that all your construction financing needs are met by instantly matching your loan requests with hundreds of construction lenders. This allows you to discover competitive construction rates necessary to boot ground-up constructions, fix-and-flips, or major renovations on both residential and commercial properties throughout FL.

Searching for Construction Loan Lenders Near You?

Reducing unnecessary inquiries is key to preserving your credit score. Obtain preapproval for your land loan without providing your social security number or other sensitive financial information.

Eligible applicants may secure 100% LTV (Loan to Value) financing by pledging additional property as collateral through a blanket loan agreement.

Leverage the Lendersa® land loan calculator to identify lenders offering vacant land loans in the menu of zip codes, as specified by 33991.



Cape-Coral Construction Loan Lenders

  • Harbor Light Mortgage
  • 3937 NW 46th Terrace, Cape Coral, FL, 33993
  • Lends in Florida
  • Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA

  • Elite Mortgage Source LLC
  • 1616 Cape Coral Pkwy West, Unit 102 - 271, Cape Coral, FL, 33914
  • Lends in Florida
  • Elite Mortgage Source of Cape Coral get you prequalified for a mortgage loan so you will know IF you can buy and HOW MUCH of a mortgage you can qualify for so you can shop with confidence. Elite Mortgage Source is the best mortgage lender in Cape Coral, Florida and is committed to helping you find the right mortgage product for your needs.

  • Genesis Lending Group
  • 5785 Cape Harbour Drive, Suite 201, Cape Coral, FL, 33914
  • Lends in Florida
  • GLG corporate headquarters is in Cape Coral, Florida.We are veterans with over 25 years in the mortgage industry and have vast experience in all phases of mortgage lending.GLG is currently licensed in Florida as a Mortgage Brokerage Business.This business model allows us to have strategic relationships with over 25 national and local lenders.

  • Fairview Lending
  • 1425 Del Prado Blvd S., Cape Coral, FL, 33990
  • Lends in Florida
  • Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.

  • Trust Mortgage, Inc.
  • 1222 SE 47th St, Cape Coral, FL, 33904
  • Lends in Florida
  • We are Loan Consultants and Reverse Mortgage Specialists. We can close in 30 days or less. Additionally, we are a wholesale broker, which allows us the best interest rates available for our clients, and we are always working on making our customer service the best available.Established in 2014.

  • Island Coast Mortgage
  • 3013 Del Prado Blvd S #2, Cape Coral, FL, 33904
  • Lends in Florida
  • Island Coast Mortgage was founded in 1986 with a vision to make it fast, easy and affordable for every homebuyer in Florida to find a suitable mortgage. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to connect clients with ideal home loans while providing them with the lowest interest rates

  • Premier Mortgage Consultants
  • 2534 SE Santa Barbara Pl, St #201, Cape Coral, FL, 33904
  • Lends in Florida
  • Welcome to Premier Mortgage Consultants! PMC is a leading mortgage company dedicated to providing you with the highest level of client service. Our qualified loan officers have years of experience, access to hundreds of loan programs and relationships with over 50 of the nation's leading wholesale lenders and banks.

  • Odom Mortgage
  • 1211 Miramar St #4, Cape Coral, FL, 33904
  • Lends in Florida
  • We offer FHA home loans, VA, USDA, conventional, reverse mortgages, and renovation loans. We focus on providing expert advice and service. We finance primary homes, secondary homes, and investment properties up to four units.Established in 2018.Odom Mortgage specializes in home loans in Cape Coral, FL. Fast closings, reliable results.

  • Edison Mortgage Group
  • 1325 SE 47th Street Suite F, Cape Coral, FL, 33904
  • Lends in Florida
  • Edison Mortgage Group, Inc. is a company based out of 1222 SE 47th Street, Cape Coral, Florida, United States. We are a full service Florida Mortgage Business helping Florida Realtors with financing for their valued clients Since 1998. Through the mortgage “Boom” & the “Bust”, our Florida Realtor partners have always relied on us!

  • Liberty Mortgage Lending Group
  • 13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903
  • Lends in Florida
  • LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes