Construction loans for DeFuniak-Springs, FL [2025 AI lenders ]

Lendersa® offers a comprehensive list of construction loan lenders in DeFuniak-Springs, FL, consisting of regional banks familiar with local real estate markets, national lenders with extensive reach and resources, and local hard money lenders that utilize private capital. These financial institutions are well-equipped to support both ground-up constructions and major renovations, providing tailored financial solutions to suit various project requirements and objectives.

In DeFuniak-Springs, FL, lenders evaluate the costs associated with constructing a 2,000-square-foot home. Basic construction costs can start at $206,721, increasing up to $379,053 for more detailed and upscale projects. The construction loan terms, including interest rates, are determined by several factors such as the borrower’s financial situation, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the lender type. These variables ensure that the loan accommodates the specific needs of the borrower and project.

The Magic Construction Loan Calculator

Lendersa® utilizes innovative AI technology to efficiently match your financing needs with a wide range of construction lenders. This technology allows you to discover the most competitive construction rates for projects such as ground-up constructions, fix-and-flip, or large-scale rehabs on both residential and commercial properties in FL. This tool helps ensure that all your financing needs are met with precision and ease.

Locating Construction Loan Lenders Near You

To maintain a healthy credit score, it is advisable to minimize unnecessary inquiries. Secure preapproval for your land loan without the need to provide sensitive information, such as your social security number, ensuring a secure and private process.

If you choose to offer additional property as collateral, you may be eligible for 100% LTV financing. This option, often structured as a blanket loan, offers a robust financial solution for comprehensive project funding.

Utilize the Lendersa® land loan calculator to find specialized lenders offering vacant land loans in zip codes 32433, 32435. This tool is designed to help you locate the best financial solutions tailored to your geographical and project-specific needs.

(661) 949-2002 Lender's profile and map Reviews MMC Lending 1008 West Avenue M-4, Suite H, Palmdale, CA, 93551 At MMC Lending® we believe that stable living helps build strong communities and it's a privilege to be a part of that process. It's our objective to assist clients in securing the most important investment of their lives by taking each step with them through the loan transaction.
(661) 949-6681 Lender's profile and map Reviews All American Financial Services 530 Commerce Avenue, Suite B, Palmdale, CA, 93551 ll American Financial Services was started in 1990 with the vision and foresight of Slade Lohman, Real Estate Broker (California Bureau of Real Estate BRE #01134557, NMLS #276140). After observing the unethical behaviors of different lenders, Slade had a burning desire to make a difference in the industry.
(877) 361-0568 Lender's profile and map Reviews Addison Funding 1022 Olancha Drive, Los Angeles, CA, 90065 We, on the other hand, work for you, are approved on a wholesale level with a multitude lenders and have the marketing knowledge that can direct us to that wholesale conduit offering Conventional, FHA, VA, expanded conforming, jumbo or super jumbo financing at the best prevailing rates, but it doesn’t stop there.
(818) 209-7396 Lender's profile and map Reviews Better Loans & Realty 4543 Encinas Dr, Glendale, CA, 91205 "Ester Perez and Joseph Perez – (husband and wife) founded Better Loans & Realty in 2005 with a vision of helping individuals build wealth through hard money. With the hope that the more one can accumulate the more one can give. We are a hard money mortage brokerage which acts as a conduit to large REIT, pension and hedge funds. We focus on h
818-929-6588 Lender's profile and map Reviews Great American Financial Services 3200 La Crescenta Avenue, Suite #202, Glendale, CA, 91208 Great American Financial was founded in 1991 and has since been an industry leader in real estate mortgage financing. The team or family as we like to call ourselves has over 125 years combined lending experience. This expertise matched with our extensive lending relationships gives our clients the highest probability for a successful funding.
(949) 656-4548 Lender's profile and map Reviews Hillcrest Lending Inc. 5333 W San Fernando Rd, Los Angeles, CA, 90039 At Hillcrest Lending Inc., we offer loans for all types of properties whether it may be commercial or residential. Rates and loan terms will vary between the two properties to ensure the best loan available for our borrowers. Hillcrest Loans, Inc. has strived to provide borrowers throughout Southern California with exceptional loan terms.
(310) 882-9329 Lender's profile and map Reviews Unify Home Loans 621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014 At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.
(661) 312-3916 Lender's profile and map Reviews Smart Money Broker, Inc. 530 W 7th St, Suite PH2, Los Angeles, CA, 90014 We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
(213) 489-6200 Lender's profile and map Reviews Manufacturers Bank 515 South Figueroa Street, Los Angeles, CA, 90071 Manufacturers Bank is a subsidiary of SMBC Americas Holdings, Inc, a bank holding company wholly owned by Sumitomo Mitsui Banking Corporation. For nearly 60 years, Manufacturers Bank has been the right-sized bank for middle market and corporate businesses providing sophisticated solutions and the expertise of a larger institution.