1170 Construction Loan Lenders with AI in Holmes-Beach, Florida 2026

In Holmes-Beach, FL, Lendersa® provides a list of construction loan lenders that includes regional banks, national lenders, and local hard money lenders using private money. These lenders are perfect for financing your ground-up construction or major rehab projects.

Lenders estimate that building costs in Holmes-Beach, FL, for a 2,000 square foot home range from $205,335 for basic builds to $377,667 for more refined designs. Interest rate and loan terms vary based on borrowers' financials, LTV, ARV, and the type of lender selected.

Compare loan offers from 100 lenders for the best terms.

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Lendersa® AI technology ensures all your financing needs are met by matching your loan request with numerous lenders. Find excellent construction rates for ground-up projects, fix-and-flip, or major rehabs on both residential and commercial properties in FL.

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Avoid unnecessary inquiries that could lower your credit score. Obtain preapproval for a land loan without needing to share your social security number or other sensitive data.

It's possible to qualify for 100% LTV financing if you agree to use additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 34217, ensuring you get the best financial options.



  • Millennium Bank FL
  • 151 NW Commons Loop, Lake City, FL, 32055
  • Lends in Florida
  • Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.

  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • Lends in Florida
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.

  • Construction, Private, & Hard Money Lending - London Financial Company (LFC)
  • 965 Crandon Boulevard, Key Biscayne, FL, 33149
  • Lends in Florida
  • London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.

  • GAULDENS ONE WORLD REALTY LLC
  • 7530 103rd Street Suite 6, Jacksonville, FL, 32210
  • Lends in Florida
  • Mortgage Owl, LLC and Gaulden One World Realty, LLC provide fast, flexible financing and expert real estate support for investors and self‑employed buyers. We offer DSCR, Bank‑Statement, P&L, 1099‑Only, Non‑QM, and Hard‑Money loans, plus guidance on off‑market deals and renovation projects to help clients close quickly and build wealth.

  • Mortgage Management, LLC
  • 2529 Universtiy Blvd. W., Jacksonville, FL, 32217
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Prodigy Home Loans
  • 1844 Atlantic Blvd, Jacksonville, FL, 32207
  • Lends in Florida
  • "Prodigy Home Loans has been serving the home loan needs of Florida home buyers since 1999, offering a full portfolio of mortgage lending options.

    Are you looking to purchase your first home? Have you found the home of your dreams? Or maybe you are considering refinancing or consolidating debt."

  • Berkshire Hathaway HomeServices Florida Network Realty - St. Augustine
  • 4190 Belfort Rd, Suite 475, Jacksonville, FL, 32216
  • Lends in Florida
  • Berkshire Hathaway HomeServices is a brand-new real estate brokerage network built for a new era in residential real estate. The brand, among the few organizations entrusted to use the world-renowned Berkshire Hathaway name, brings to the real estate market a definitive mark of stability, strength, quality and innovation.

  • Bayway Mortgage Group
  • 8833 Perimeter Park Blvd. Suite 402, Jacksonville, FL, 32216
  • Lends in Florida
  • Bayway Mortgage Group offers the strengths of a strong capital base and a committed business plan with a “down to earth” local consumer experience. We understand you’re making a commitment in us, you can be certain that we will do our utmost to handling all your mortgage needs giving you the confidence you need.

  • Trillium Capital Resources
  • 301 West Bay St, Suite 1488, Jacksonville, FL, 32202
  • Lends in Florida
  • Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.

  • First Florida Credit Union
  • PO Box 43310, Jacksonville, FL, 32203
  • Lends in Florida
  • First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members.

    The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.